XML 63 R32.htm IDEA: XBRL DOCUMENT v2.4.1.9
Note 4 - Loans Receivable, Net (Tables)
12 Months Ended
Dec. 31, 2014
Receivables [Abstract]  
Summary of Loans Receivable Table [Text Block]

(Dollars in thousands)

 

2014

   

2013

 

Residential real estate loans:

               

1-4 family conventional

  $ 69,372       75,958  

1-4 family FHA

    426       464  

1-4 family VA

    43       45  
      69,841       76,467  

Commercial real estate:

               

Lodging

    28,466       33,603  

Retail/office

    40,279       42,490  

Nursing home/health care

    7,032       6,558  

Land developments

    17,766       28,643  

Golf courses

    5,505       6,574  

Restaurant/bar/café

    3,370       3,609  

Alternative fuel plants

    5,377       9,783  

Warehouse

    10,137       9,180  

Construction:

               

1-4 family builder

    6,454       7,299  

Multi-family

    1,062       0  

Commercial real estate

    5,087       552  

Manufacturing

    8,022       11,344  

Churches/community service

    8,385       7,199  

Multi-family

    15,700       8,113  

Convenience stores

    8,562       0  

Other

    20,464       19,503  
      191,668       194,450  

Consumer:

               

Autos

    1,124       971  

Home equity line

    36,832       36,178  

Home equity

    12,420       11,629  

Consumer – secured

    1,168       1,070  

Land/lot loans

    1,670       1,827  

Savings

    128       177  

Mobile home

    263       360  

Consumer – unsecured

    1,320       1,211  
      54 ,925       53,423  
                 

Commercial business

    57,122       71,709  

Total loans

    373,556       396,049  

Less:

               

Unamortized discounts

    14       33  

Net deferred loan fees

    97       0  

Allowance for loan losses

    8,332       11,401  

Total loans receivable, net

  $ 365,113       384,615  

Commitments to originate or purchase loans

  $ 29,635       39,507  

Commitments to deliver loans to secondary market

  $ 3,279       2,025  

Weighted average contractual rate of loans in portfolio

    4.52

%

    4.71 %
                 
Schedule of Loans and Lease Receivable Single Family and Multi Family Residential Loans By Location [Table Text Block]
   

2014

   

2013

 

(Dollars in thousands)

 

Amount

   

Percent

of Total

   

Amount

   

Percent

of Total

 

Iowa

  $ 3,145       4.5

%

  $ 3,793       5.0

%

Minnesota

    62,219       89.1       69,219       90.5  

Wisconsin

    3,160       4.5       1,770       2.3  

Other states

    1,317       1.9       1,685       2.2  

Total

  $ 69,841       100.0

%

  $ 76,467       100.0

%

Amounts under one million dollars in both years are included in “Other states”.

 
Schedule of Loans and Lease Receivables Gross Carrying Amount Commercial Real Estate ByLocation [Table Text Block]
   

2014

   

2013

 

(Dollars in thousands)

 

Amount

   

Percent

of Total

   

Amount

   

Percent

of Total

 

Alabama

  $ 2,202       1.2

%

  $ 0       0.0

%

Florida

    2,253       1.2       2,312       1.2  

Idaho

    3,810       2.0       3,936       2.0  

Indiana

    3,501       1.8       5,023       2.6  

Iowa

    0       0.0       1,267       0.6  

Michigan

    2,558       1.3       0       0.0  

Minnesota

    145,341       75.8       163,040       83.9  

North Carolina

    5,598       2.9       5,576       2.9  

North Dakota

    1,572       0.8       1,282       0.7  

Wisconsin

    22,354       11.7       10,589       5.4  

Other states

    2,479       1.3       1,425       0.7  

Total

  $ 191,668       100.0

%

  $ 194,450       100.0

%

Amounts under one million dollars in both years are included in “Other states”.