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Consolidated Statements of Cash Flows (Unaudited) (USD $)
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash flows from operating activities:    
Net income $ 5,700,000 $ 8,574,000
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses (4,777,000) (4,850,000)
Depreciation 416,000 751,000
Amortization of premiums, net 7,000 67,000
Amortization of deferred loan fees (175,000) (238,000)
Amortization of mortgage servicing rights, net 385,000 463,000
Capitalized mortgage servicing rights (219,000) (500,000)
Gain on sales of real estate (1,130,000) (607,000)
Gain on sales of loans (1,480,000) (1,813,000)
Proceeds from sale of loans held for sale 42,724,000 74,298,000
Disbursements on loans held for sale (29,032,000) (60,407,000)
Amortization of restricted stock awards 176,000 101,000
Amortization of unearned ESOP shares 145,000 145,000
Cancellation of vested restricted stock awards 0 (119,000)
Earned employee stock ownership shares priced above (below) original cost 37,000 (27,000)
Stock option compensation 1,000 3,000
Decrease in accrued interest receivable 167,000 201,000
Decrease in accrued interest payable (46,000) (120,000)
Decrease in other assets 170,000 830,000
Increase in other liabilities 3,508,000 251,000
Other, net 388,000 221,000
Net cash provided by operating activities 16,965,000 17,224,000
Cash flows from investing activities:    
Principal collected on securities available for sale 1,726,000 4,206,000
Proceeds collected on maturities of securities available for sale 55,000,000 11,000,000
Purchases of securities available for sale (89,000,000) (20,092,000)
Redemption of Federal Home Loan Bank Stock 7,000 3,279,000
Proceeds from sales of real estate and premises 4,382,000 3,655,000
Net decrease in loans receivable 11,898,000 53,583,000
Purchases of premises and equipment (538,000) (310,000)
Net cash (used) provided by investing activities (16,525,000) 55,321,000
Cash flows from financing activities:    
Decrease in deposits (49,024,000) (29,051,000)
Redemption of preferred stock (10,000,000) 0
Dividends to preferred stockholders (5,604,000) 0
Proceeds from borrowings 0 12,000,000
Repayment of borrowings 0 (82,000,000)
Increase in customer escrows 679,000 498,000
Net cash used by financing activities (63,949,000) (98,553,000)
Decrease in cash and cash equivalents (63,509,000) (26,008,000)
Cash and cash equivalents, beginning of period 120,686,000 83,660,000
Cash and cash equivalents, end of period 57,177,000 57,652,000
Supplemental cash flow disclosures:    
Cash paid for interest 983,000 3,031,000
Cash paid for income taxes 0 205,000
Supplemental noncash flow disclosures:    
Transfer of loans to real estate 142,000 1,563,000
Loans transferred to loans held for sale $ 11,954,000 $ 10,665,000