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Note 13 - Regulatory Capital and Regulatory Oversight (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Required to be Adequately Capitalized					Excess Capital					To Be Well Capitalized Under Prompt Corrective Actions Provisions⁽¹⁾
(Dollars in thousands)	Amount		Percent of Assets⁽²⁾			Amount		Percent of Assets ⁽²⁾			Amount		Percent of Assets ⁽²⁾			Amount		Percent of Assets⁽²⁾
Bank stockholder’s equity	$	70,511
Plus:
Net unrealized losses on certain securities available for sale and cash flow hedges		1,094
		71,605
Tier I or core capital
Tier I capital to adjusted total assets				12.71	%	$	22,534		4.00	%	$	49,071		8.71	%	$	28,167		5.00	%
Tier I capital to risk-weighted assets				18.10	%	$	15,828		4.00	%	$	55,777		14.10	%	$	23,742		6.00	%
Plus:
Allowable allowance for loan losses		5,089
Risk-based capital	$	76,694				$	31,656				$	45,038				$	39,570
Risk-based capital to risk-weighted assets				19.38	%				8.00	%				11.38	%				10.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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