Consolidated Balance Sheets (Current Period Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets
Cash and cash equivalents	$ 57,652	$ 83,660
Securities available for sale:
Mortgage-backed and related securities (amortized cost $5,625 and $9,825)	5,973	10,421
Other marketable securities (amortized cost $84,800 and $75,759)	83,714	75,470
	89,687	85,891
Loans held for sale	1,180	2,584
Loans receivable, net	393,322	454,045
Accrued interest receivable	1,817	2,018
Real estate, net	8,899	10,595
Federal Home Loan Bank stock, at cost	784	4,063
Mortgage servicing rights, net	1,769	1,732
Premises and equipment, net	6,726	7,173
Prepaid expenses and other assets	729	1,566
Total assets	562,565	653,327
Liabilities and Stockholders’ Equity
Deposits	485,921	514,951
Federal Home Loan Bank advances	0	70,000
Accrued interest payable	127	247
Customer escrows	1,328	830
Accrued expenses and other liabilities	7,813	6,465
Total liabilities	495,189	592,493
Commitments and contingencies
Stockholders’ equity:
Serial preferred stock: ($.01 par value) authorized 500,000 shares; issued shares 26,000	25,778	25,336
Common stock ($.01 par value): authorized 16,000,000; issued shares 9,128,662	91	91
Additional paid-in capital	51,638	51,795
Retained earnings, subject to certain restrictions	54,488	47,004
Accumulated other comprehensive loss	(1,094)	(49)
Unearned employee stock ownership plan shares	(2,852)	(2,997)
Treasury stock, at cost 4,735,589 and 4,705,073 shares	(60,673)	(60,346)
Total stockholders’ equity	67,376	60,834
Total liabilities and stockholders’ equity	$ 562,565	$ 653,327