POWER OF ATTORNEY



	KNOW ALL MEN BY THESE PRESENTS, that Lawrence D. McGraw whose signature appears
below constitutes and appoints Jon j. Eberle or Dwain C. Jorgensen or either of
them, his true and lawful attorneys-in-fact and agents, with full power of
stubsitution and re-substitution, for him and in his name, place and stead, in
any and all capacities, to sign any report filed pursuant to Section 16 of the
Securiites Exchange Act of 1934, as amended, including any Form 3, Form 4 or
Form 5 and all amendments to any such documents, if any, and to file the same,
with any exhibits thereto, with the Securities and Exchange Commission (or other
appropriate governmental authority for such purpose), granting unto said
attorneys-in-fact and agents full power and authority to do and perform each and
every act and thing requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby ratifying and confirming
all said attorneys-in-fact and agent or their substitutes or substitute may
lawfully do or cause to be done by virtue hereof.

                                  /s/Lawrence D. McGraw
                                  Lawrence D. McGraw