Business Segments

6 Months Ended

Jun. 30, 2011

Business Segments [Abstract]

Business Segments

(14) Business Segments
The Bank has been identified as a reportable operating segment in accordance with the provisions of
ASC 280. SFC and HMN did not meet the quantitative thresholds for determining reportable segments
and therefore are included in the “Other” category.

The Company evaluates performance and allocates resources based on the segment’s net income, return on average assets and equity. Each corporation is managed separately with its own officers and board of directors, some of whom may overlap between the corporations.

The following table sets forth certain information about the reconciliation of reported profit or loss and assets for each of the Company’s reportable segments.

(Dollars in thousands)	Home Federal Savings Bank			Other			Eliminations			Consolidated Total
At or for the six months ended June 30, 2011:
Interest income — external customers	$	20,759			0			0			20,759
Non-interest income — external customers		3,380			0			0			3,380
Loss on limited partnerships		(5	)		0			0			(5	)
Intersegment interest income		0			2			(2	)		0
Intersegment non-interest income		87			(1,292	)		1,205			0
Interest expense		6,317			0			(2	)		6,315
Amortization of mortgage servicing rights, net		213			0			0			213
Other non-interest expense		13,569			589			(87	)		14,071
Income tax expense (benefit)		0			0			0			0
Net loss		(1,288	)		(1,878	)		1,292			(1,874	)
Total assets		807,307			68,934			(68,867	)		807,374
At or for the six months ended June 30, 2010:
Interest income — external customers	$	25,473			0			0			25,473
Non-interest income — external customers		3,370			0			0			3,370
Loss on limited partnerships		(15	)		0			0			(15	)
Intersegment interest income		0			2			(2	)		0
Intersegment non-interest income		87			(9,111	)		9,024			0
Interest expense		9,525			0			(2	)		9,523
Amortization of mortgage servicing rights, net		219			0			0			219
Other non-interest expense		11,812			403			(87	)		12,128
Income tax expense		5,573			171			0			5,744
Net loss		(9,107	)		(9,683	)		9,111			(9,679	)
Total assets		974,247			90,402			(89,406	)		975,243
At or for the quarter ended June 30, 2011:
Interest income — external customers	$	10,045			0			0			10,045
Non-interest income — external customers		1,592			0			0			1,592
Loss on limited partnerships		(3	)		0			0			(3	)
Intersegment interest income		0			1			(1	)		0
Intersegment non-interest income		44			(1,980	)		1,936			0
Interest expense		3,047			0			(1	)		3,046
Amortization of mortgage servicing rights, net		115			0			0			115
Other non-interest expense		7,106			315			(44	)		7,377
Income tax benefit		(76	)		0			0			(76	)
Net loss		(1,978	)		(2,293	)		1,980			(2,291	)
Total assets		807,307			68,934			(68,867	)		807,374
At or for the quarter ended June 30, 2010:
Interest income — external customers	$	12,569			0			0			12,569
Non-interest income — external customers		1,788			0			0			1,788
Loss on limited partnerships		(7	)		0			0			(7	)
Intersegment interest income		0			1			(1	)		0
Intersegment non-interest income		44			(7,439	)		7,395			0
Interest expense		4,581			0			(1	)		4,580
Amortization of mortgage servicing rights, net		110			0			0			110
Other non-interest expense		6,064			200			(44	)		6,220
Income tax expense		6,716			196			0			6,912
Net loss		(7,437	)		(7,834	)		7,439			(7,832	)
Total assets		974,247			90,402			(89,406	)		975,243