-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 I2HLu/pdL85uyPFslTpX0O8ifVde2o5suqWTfRtSoGp1q8BoQuW+iOktvi/OfWU8
 t0EZ+aI/JV5oVADhJuFLHw==

<SEC-DOCUMENT>0000000000-06-060441.txt : 20061213
<SEC-HEADER>0000000000-06-060441.hdr.sgml : 20061213
<ACCEPTANCE-DATETIME>20061211103009
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-06-060441
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20061211

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PENNFED FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000920945
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				223297339
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		622 EAGLE ROCK AVE
		CITY:			WEST ORANGE
		STATE:			NJ
		ZIP:			07052
		BUSINESS PHONE:		2016697366

	MAIL ADDRESS:	
		STREET 1:		622 EAGLE ROCK AVE
		CITY:			WEST ORANGE
		STATE:			NJ
		ZIP:			07052
PUBLIC REFERENCE ACCESSION NUMBER:		0000914317-04-003247
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
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