The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 674 4,210 SH   SOLE   2,600 0 1,610
3M Co. COM 88579Y101 319 1,990 SH   OTR   424 0 1,566
AFLAC Inc. COM 001055102 2,311 63,575 SH   SOLE   54,987 0 8,588
AFLAC Inc. COM 001055102 100 2,756 SH   OTR   156 0 2,600
AT&T Inc COM 00206R102 269 9,425 SH   SOLE   125 0 9,300
AT&T Inc COM 00206R102 2 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 963 10,995 SH   SOLE   7,235 0 3,760
AbbVie Inc. COM 00287Y109 451 5,150 SH   OTR   250 0 4,900
Abbott Labs COM 002824100 192 1,760 SH   SOLE   0 0 1,760
Abbott Labs COM 002824100 512 4,700 SH   OTR   0 0 4,700
Adobe Sys Inc Com COM 00724F101 61 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 147 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 17,236 210,225 SH   SOLE   159,450 0 50,775
Advanced Micro Devices Com COM 007903107 703 8,575 SH   OTR   975 0 7,600
Albemarle Corp. COM 012653101 7,431 83,233 SH   SOLE   59,338 0 23,895
Albemarle Corp. COM 012653101 1,044 11,688 SH   OTR   7,288 0 4,400
Alphabet Inc Cap Stk Cl A COM 02079K305 14,186 9,679 SH   SOLE   6,964 0 2,715
Alphabet Inc Cap Stk Cl A COM 02079K305 1,323 903 SH   OTR   258 0 645
Alphabet Inc Cap Stk Cl C COM 02079K107 3,974 2,704 SH   SOLE   2,206 0 498
Alphabet Inc Cap Stk Cl C COM 02079K107 282 192 SH   OTR   114 0 78
Amazon Com Inc Com COM 023135106 419 133 SH   SOLE   8 0 125
Amer States Water Co COM 029899101 208 2,780 SH   OTR   0 0 2,780
American Tower Corp NE Com COM 03027X100 12 50 SH   SOLE   50 0 0
Amgen, Inc. Com COM 031162100 884 3,480 SH   SOLE   3,105 0 375
Amgen, Inc. Com COM 031162100 82 322 SH   OTR   122 0 200
Apache Corp COM 037411105 1 60 SH   SOLE   60 0 0
Apple, Inc. COM 037833100 28,965 250,112 SH   SOLE   182,490 0 67,622
Apple, Inc. COM 037833100 3,327 28,728 SH   OTR   8,372 0 20,356
Applied Materials Inc. COM 038222105 2,709 45,560 SH   SOLE   34,960 0 10,600
Applied Materials Inc. COM 038222105 260 4,370 SH   OTR   350 0 4,020
Avery Dennison Corp. COM 053611109 153 1,200 SH   SOLE   0 0 1,200
Avery Dennison Corp. COM 053611109 332 2,600 SH   OTR   2,600 0 0
BP PLC Spons ADR COM 055622104 38 2,200 SH   SOLE   2,200 0 0
BP PLC Spons ADR COM 055622104 49 2,799 SH   OTR   0 0 2,799
Bank of New York Mellon COM 064058100 14 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 382 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 7 35 SH   OTR   0 0 35
Boeing Co. COM 097023105 158 955 SH   SOLE   480 0 475
Broadridge Financial Solutions COM 11133T103 12,127 91,868 SH   SOLE   66,978 0 24,890
Broadridge Financial Solutions COM 11133T103 1,123 8,510 SH   OTR   3,610 0 4,900
CSX Corp COM 126408103 50 650 SH   SOLE   650 0 0
California Wtr Svc Group COM 130788102 109 2,500 SH   SOLE   0 0 2,500
Capital One Finl Corp COM 14040H105 5,921 82,394 SH   SOLE   58,710 0 23,684
Capital One Finl Corp COM 14040H105 430 5,977 SH   OTR   375 0 5,602
Cardinal Health Inc. COM 14149Y108 4 93 SH   SOLE   93 0 0
Charles Schwab Corp (New) COM 808513105 564 15,557 SH   SOLE   13,957 0 1,600
Charles Schwab Corp (New) COM 808513105 109 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 663 9,206 SH   SOLE   6,334 0 2,872
Chevron Corp COM 166764100 1,641 22,794 SH   OTR   2,852 0 19,942
Cisco Systems COM 17275R102 4,936 125,321 SH   SOLE   100,521 0 24,800
Cisco Systems COM 17275R102 310 7,875 SH   OTR   1,850 0 6,025
Coca Cola Co COM 191216100 594 12,030 SH   SOLE   2,300 0 9,730
Coca Cola Co COM 191216100 10 200 SH   OTR   0 0 200
Comcast Corp New Cl A COM 20030N101 69 1,500 SH   SOLE   0 0 1,500
Constellation Brands Inc Cl A COM 21036P108 32 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 13,633 38,404 SH   SOLE   27,706 0 10,698
Costco Wholesale COM 22160K105 1,080 3,041 SH   OTR   1,156 0 1,885
Crimson Wine Group Ltd COM 22662X100 99 20,000 SH   SOLE   20,000 0 0
Danaher Corp Del COM COM 235851102 15,540 72,168 SH   SOLE   49,623 0 22,545
Danaher Corp Del COM COM 235851102 2,117 9,830 SH   OTR   2,905 0 6,925
Deere & Co COM 244199105 14 63 SH   SOLE   63 0 0
Disney Walt Co Del COM 254687106 7,303 58,857 SH   SOLE   40,741 0 18,116
Disney Walt Co Del COM 254687106 918 7,402 SH   OTR   2,236 0 5,166
Dow Inc COM 260557103 764 16,239 SH   SOLE   14,740 0 1,499
Dow Inc COM 260557103 347 7,382 SH   OTR   5,949 0 1,433
East West Bancorp Inc Com COM 27579R104 7 213 SH   SOLE   113 0 100
Eaton Corp COM G29183103 31 300 SH   SOLE   0 0 300
Ecolab Inc Com COM 278865100 120 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 2,215 27,750 SH   SOLE   13,350 0 14,400
Electronic Arts Inc COM 285512109 14 106 SH   SOLE   106 0 0
Etsy Inc Com COM 29786A106 67 550 SH   SOLE   300 0 250
Exact Sciences Corp. COM 30063P105 41 400 SH   SOLE   400 0 0
Exxon Mobil Corp COM 30231G102 228 6,654 SH   SOLE   2,750 0 3,904
Exxon Mobil Corp COM 30231G102 136 3,957 SH   OTR   1,884 0 2,073
Facebook Inc Cl A COM 30303M102 26 100 SH   SOLE   100 0 0
Fiserv Inc Com COM 337738108 10,722 104,047 SH   SOLE   71,002 0 33,045
Fiserv Inc Com COM 337738108 1,401 13,600 SH   OTR   3,950 0 9,650
Flir Systems Inc. COM 302445101 55 1,525 SH   SOLE   1,400 0 125
Franco Nevada Corp COM 351858105 42 300 SH   SOLE   0 0 300
GW Pharmaceuticals PLC ADS COM 36197T103 11 115 SH   OTR   0 0 115
General Elec Co COM 369604103 113 18,200 SH   SOLE   18,200 0 0
General Elec Co COM 369604103 51 8,148 SH   OTR   0 0 8,148
Gilead Sciences Inc. COM 375558103 1,248 19,755 SH   SOLE   8,475 0 11,280
Gilead Sciences Inc. COM 375558103 107 1,700 SH   OTR   0 0 1,700
Halliburton Co COM 406216101 39 3,200 SH   SOLE   3,200 0 0
Halliburton Co COM 406216101 1 100 SH   OTR   100 0 0
Home Depot Inc COM 437076102 10,990 39,572 SH   SOLE   27,842 0 11,730
Home Depot Inc COM 437076102 1,343 4,837 SH   OTR   1,612 0 3,225
Hon Hai Precision Inds ORD COM Y36861105 3 1,000 SH   OTR   1,000 0 0
Honeywell Intl Inc COM 438516106 81 490 SH   SOLE   490 0 0
Humana Inc. Com COM 444859102 21 50 SH   SOLE   50 0 0
IHS Markit LTD COM G47567105 133 1,700 SH   SOLE   0 0 1,700
IQVIA Holdings Inc COM 46266C105 10,964 69,556 SH   SOLE   48,558 0 20,998
IQVIA Holdings Inc COM 46266C105 1,056 6,700 SH   OTR   650 0 6,050
Int'l Bus Mach COM 459200101 110 900 SH   OTR   0 0 900
Intel Corp COM 458140100 412 7,955 SH   SOLE   700 0 7,255
Intel Corp COM 458140100 21 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 11,678 116,721 SH   SOLE   83,861 0 32,860
Intercontinental Exchange Grou COM 45866F104 1,504 15,035 SH   OTR   4,175 0 10,860
Intuitive Surgical Inc Com New COM 46120E602 173 244 SH   SOLE   0 0 244
JPMorgan Chase & Co COM 46625H100 1,051 10,920 SH   SOLE   8,870 0 2,050
JPMorgan Chase & Co COM 46625H100 245 2,550 SH   OTR   250 0 2,300
Johnson & Johnson COM 478160104 11,263 75,649 SH   SOLE   52,931 0 22,718
Johnson & Johnson COM 478160104 1,139 7,652 SH   OTR   2,692 0 4,960
Kimberly Clark Corp COM 494368103 162 1,100 SH   SOLE   1,100 0 0
Kontoor Brands Inc COM 50050N103 6 245 SH   SOLE   245 0 0
Kraft Heinz Co Comm COM 500754106 25 850 SH   OTR   850 0 0
Lowes Cos Inc Com COM 548661107 81 488 SH   SOLE   0 0 488
Marsh & McLennan Cos Inc. COM 571748102 138 1,200 SH   SOLE   0 0 1,200
McDonalds Corp COM 580135101 450 2,050 SH   SOLE   1,800 0 250
McDonalds Corp COM 580135101 93 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 8,217 99,058 SH   SOLE   73,038 0 26,020
Merck & Co Inc COM 58933Y105 417 5,030 SH   OTR   705 0 4,325
Microsoft Corp COM 594918104 1,545 7,345 SH   SOLE   3,311 0 4,034
Microsoft Corp COM 594918104 461 2,193 SH   OTR   60 0 2,133
Mylan NV EURO Shs COM N59465109 30 2,000 SH   SOLE   2,000 0 0
Nestle SA Spons ADR (For Reg) COM 641069406 7,290 61,253 SH   SOLE   55,212 0 6,041
Nestle SA Spons ADR (For Reg) COM 641069406 809 6,798 SH   OTR   2,675 0 4,123
New Residential Invt C Com New COM 64828T201 19 2,400 SH   OTR   2,400 0 0
NextEra Energy Inc COM 65339F101 18 65 SH   OTR   65 0 0
Nike, Inc. Cl B COM 654106103 16 125 SH   OTR   0 0 125
Norfolk Southern Corp COM 655844108 171 800 SH   SOLE   0 0 800
OGE Energy Corp. COM 670837103 14 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 4 400 SH   OTR   0 0 400
OneOK Inc COM 682680103 100 3,843 SH   OTR   3,843 0 0
Oracle Systems Corp COM 68389X105 394 6,600 SH   SOLE   6,000 0 600
Paccar Inc COM 693718108 217 2,550 SH   SOLE   2,550 0 0
Palo Alto Networks Inc. Com COM 697435105 27 110 SH   SOLE   75 0 35
Panasonic Corp ADR (new) COM 69832A205 4 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 19,636 99,661 SH   SOLE   70,161 0 29,500
PayPal Holdings Inc. COM 70450Y103 2,543 12,906 SH   OTR   4,406 0 8,500
Pepsico Inc COM 713448108 9,304 67,129 SH   SOLE   47,748 0 19,381
Pepsico Inc COM 713448108 914 6,592 SH   OTR   1,265 0 5,327
Pfizer Inc COM 717081103 208 5,680 SH   SOLE   4,680 0 1,000
Pfizer Inc COM 717081103 585 15,930 SH   OTR   1,500 0 14,430
Pinterest Inc Cl A COM 72352L106 111 2,670 SH   SOLE   2,600 0 70
Procter & Gamble Co. COM 742718109 2,407 17,317 SH   SOLE   7,274 0 10,043
Procter & Gamble Co. COM 742718109 1,896 13,638 SH   OTR   700 0 12,938
Pulte Group Inc. Com COM 745867101 23 500 SH   SOLE   250 0 250
ReInsurance Group Amer COM 759351604 7,087 74,455 SH   SOLE   48,650 0 25,805
ReInsurance Group Amer COM 759351604 1,027 10,785 SH   OTR   2,935 0 7,850
Regeneron Pharmaceutical Com COM 75886F107 669 1,196 SH   SOLE   501 0 695
Roper Technologies Inc COM 776696106 12,726 32,208 SH   SOLE   22,745 0 9,463
Roper Technologies Inc COM 776696106 1,387 3,510 SH   OTR   1,135 0 2,375
Ross Stores Inc. COM 778296103 513 5,500 SH   SOLE   5,500 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 694 27,574 SH   SOLE   27,574 0 0
Salesforce.com Inc COM 79466L302 2,560 10,185 SH   SOLE   3,285 0 6,900
Salesforce.com Inc COM 79466L302 496 1,975 SH   OTR   175 0 1,800
Sanofi - ADR COM 80105N105 4 75 SH   SOLE   75 0 0
Sanofi - ADR COM 80105N105 53 1,050 SH   OTR   0 0 1,050
Schlumberger Ltd COM 806857108 115 7,417 SH   SOLE   2,255 0 5,162
Schlumberger Ltd COM 806857108 1 70 SH   OTR   70 0 0
Sempra Energy COM 816851109 95 800 SH   SOLE   0 0 800
Sempra Energy COM 816851109 192 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater LTD Spons A COM 82575P107 51 4,547 SH   SOLE   0 0 4,547
Siemens AG Spons ADR (new) COM 826197501 44 700 SH   SOLE   0 0 700
Smith & Nephew PLC Spons ADR COM 83175M205 31 800 SH   SOLE   0 0 800
Sprout Social Inc. Com Cl A COM 85209W109 68 1,775 SH   SOLE   1,400 0 375
Starbucks Corp COM 855244109 34 400 SH   OTR   400 0 0
State Street Corp COM 857477103 74 1,250 SH   SOLE   0 0 1,250
State Street Corp COM 857477103 27 450 SH   OTR   0 0 450
Take-Two Interactive S Com COM 874054109 50 300 SH   SOLE   175 0 125
Tredegar Corp. COM 894650100 22 1,455 SH   SOLE   1,455 0 0
Twitter Inc Com COM 90184L102 44 1,000 SH   SOLE   1,000 0 0
Union Pac Corp COM 907818108 24 124 SH   SOLE   124 0 0
Universal Display Corp Com COM 91347P105 127 700 SH   SOLE   0 0 700
Unum Group COM 91529Y106 204 12,125 SH   SOLE   2,400 0 9,725
Unum Group COM 91529Y106 27 1,600 SH   OTR   1,600 0 0
V F Corp COM 918204108 123 1,750 SH   SOLE   1,750 0 0
Verisign Inc. Com. COM 92343E102 1,237 6,038 SH   SOLE   6,004 0 34
Verizon Communications COM 92343V104 1,380 23,190 SH   SOLE   21,507 0 1,683
Verizon Communications COM 92343V104 204 3,428 SH   OTR   1,450 0 1,978
Vertex Pharmaceuticals Com COM 92532F100 368 1,353 SH   SOLE   787 0 566
Vertex Pharmaceuticals Com COM 92532F100 327 1,200 SH   OTR   0 0 1,200
Visa Inc Cl A COM 92826C839 13,415 67,087 SH   SOLE   44,258 0 22,829
Visa Inc Cl A COM 92826C839 1,817 9,086 SH   OTR   2,720 0 6,366
Vivendi ORD Shs COM F97982106 22 792 SH   SOLE   792 0 0
Walgreens Boots Alliance Inc COM 931427108 10 265 SH   SOLE   0 0 265
Walgreens Boots Alliance Inc COM 931427108 68 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 5 220 SH   SOLE   220 0 0
Zoetis Inc Cl A COM 98978V103 20 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 170 1,028 SH   OTR   0 0 1,028
Zoom Video Comm. Cl A COM 98980L101 176 375 SH   OTR   0 0 375
Clearbridge Energy MLP Opportu EQ FDS 18469P100 4 414 SH   OTR   414 0 0
Payden Equity Income Fd EQ FDS 704329739 90 5,488 SH   SOLE   5,488 0 0