The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Wells Fargo & Co New Perp Pfd CV PFD 949746804 1,224 845 SH   SOLE   575 0 270
Wells Fargo & Co New Perp Pfd CV PFD 949746804 478 330 SH   OTR   110 0 220
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 168 6,600 SH   SOLE   0 0 6,600
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 137 5,400 SH   OTR   4,000 0 1,400
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 233 9,100 SH   SOLE   0 0 9,100
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 51 2,000 SH   OTR   0 0 2,000
Anworth Mortgage Asset 7.625 P PRD 037347408 101 4,000 SH   OTR   4,000 0 0
Capital One Finl Corp DP Shs P PRD 14040H824 18 700 SH   OTR   700 0 0
Capital One Finl Pfd Ser H PRD 14040H840 46 1,700 SH   OTR   0 0 1,700
Energy Transfer Operat 7.625 P PRD 29278N400 668 26,900 SH   SOLE   13,400 0 13,500
Energy Transfer Operat 7.625 P PRD 29278N400 17 700 SH   OTR   700 0 0
Golar LNG Partners LP 8.75 Cum PRD Y2745C110 103 4,000 SH   OTR   4,000 0 0
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 431 16,700 SH   SOLE   0 0 16,700
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 49 1,900 SH   OTR   0 0 1,900
New Residential Inv Cp 7.125 C PRD 64828T409 752 29,000 SH   SOLE   20,000 0 9,000
Pennymac Mtg Invt Tr Pfd Ser A PRD 70931T301 106 4,000 SH   OTR   4,000 0 0
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 783 30,950 SH   SOLE   16,050 0 14,900
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 341 13,500 SH   OTR   7,900 0 5,600
3M Co. COM 88579Y101 725 4,110 SH   SOLE   2,500 0 1,610
3M Co. COM 88579Y101 351 1,990 SH   OTR   424 0 1,566
AFLAC Inc. COM 001055102 3,335 63,050 SH   SOLE   51,262 0 11,788
AFLAC Inc. COM 001055102 146 2,756 SH   OTR   156 0 2,600
AT&T Inc COM 00206R102 423 10,825 SH   SOLE   125 0 10,700
AT&T Inc COM 00206R102 3 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 973 10,995 SH   SOLE   4,235 0 6,760
AbbVie Inc. COM 00287Y109 456 5,150 SH   OTR   250 0 4,900
Abbott Labs COM 002824100 153 1,760 SH   SOLE   0 0 1,760
Abbott Labs COM 002824100 443 5,100 SH   OTR   0 0 5,100
Adobe Sys Inc Com COM 00724F101 41 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 99 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 28,440 620,150 SH   SOLE   291,850 0 328,300
Advanced Micro Devices Com COM 007903107 605 13,200 SH   OTR   700 0 12,500
Albemarle Corp. COM 012653101 10,555 144,513 SH   SOLE   68,163 0 76,350
Albemarle Corp. COM 012653101 594 8,138 SH   OTR   6,838 0 1,300
Alphabet Inc Cap Stk Cl A COM 02079K305 21,478 16,036 SH   SOLE   8,334 0 7,702
Alphabet Inc Cap Stk Cl A COM 02079K305 1,216 908 SH   OTR   258 0 650
Alphabet Inc Cap Stk Cl C COM 02079K107 7,170 5,363 SH   SOLE   2,322 0 3,041
Alphabet Inc Cap Stk Cl C COM 02079K107 257 192 SH   OTR   114 0 78
Amazon Com Inc Com COM 023135106 246 133 SH   SOLE   8 0 125
Amer States Water Co COM 029899101 241 2,780 SH   OTR   0 0 2,780
Amgen, Inc. Com COM 031162100 829 3,440 SH   SOLE   1,765 0 1,675
Amgen, Inc. Com COM 031162100 78 322 SH   OTR   122 0 200
Apache Corp COM 037411105 8 310 SH   SOLE   310 0 0
Apple, Inc. COM 037833100 39,145 133,304 SH   SOLE   72,491 0 60,813
Apple, Inc. COM 037833100 2,502 8,522 SH   OTR   2,488 0 6,034
Applied Materials Inc. COM 038222105 5,542 90,785 SH   SOLE   70,885 0 19,900
Applied Materials Inc. COM 038222105 123 2,020 SH   OTR   500 0 1,520
Aptiv PLC COM G6095L109 14,623 153,970 SH   SOLE   66,670 0 87,300
Aptiv PLC COM G6095L109 537 5,655 SH   OTR   2,980 0 2,675
Avery Dennison Corp. COM 053611109 196 1,500 SH   SOLE   0 0 1,500
Avery Dennison Corp. COM 053611109 353 2,700 SH   OTR   2,700 0 0
B&G Foods Inc. COM 05508R106 90 5,000 SH   SOLE   800 0 4,200
B&G Foods Inc. COM 05508R106 81 4,500 SH   OTR   2,400 0 2,100
BP PLC Spons ADR COM 055622104 83 2,200 SH   SOLE   0 0 2,200
BP PLC Spons ADR COM 055622104 206 5,449 SH   OTR   0 0 5,449
Bank of New York Mellon COM 064058100 20 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 406 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 12 55 SH   OTR   0 0 55
Boeing Co. COM 097023105 319 980 SH   SOLE   25 0 955
Bright Horizons Family Solutio COM 109194100 18,169 120,890 SH   SOLE   58,435 0 62,455
Bright Horizons Family Solutio COM 109194100 775 5,155 SH   OTR   355 0 4,800
Broadridge Financial Solutions COM 11133T103 19,895 161,038 SH   SOLE   79,583 0 81,455
Broadridge Financial Solutions COM 11133T103 910 7,370 SH   OTR   3,360 0 4,010
CSX Corp COM 126408103 47 650 SH   SOLE   650 0 0
CVS Caremark Corp COM 126650100 20 263 SH   SOLE   0 0 263
California Wtr Svc Group COM 130788102 155 3,000 SH   SOLE   0 0 3,000
Capital One Finl Corp COM 14040H105 16,619 161,494 SH   SOLE   69,930 0 91,564
Capital One Finl Corp COM 14040H105 556 5,402 SH   OTR   600 0 4,802
Cardinal Health Inc. COM 14149Y108 5 93 SH   SOLE   93 0 0
Charles Schwab Corp (New) COM 808513105 740 15,557 SH   SOLE   13,957 0 1,600
Charles Schwab Corp (New) COM 808513105 143 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 3,155 26,182 SH   SOLE   18,449 0 7,733
Chevron Corp COM 166764100 2,996 24,861 SH   OTR   4,252 0 20,609
Cisco Systems COM 17275R102 6,029 125,701 SH   SOLE   90,601 0 35,100
Cisco Systems COM 17275R102 382 7,975 SH   OTR   1,850 0 6,125
Coca Cola Co COM 191216100 666 12,030 SH   SOLE   0 0 12,030
Coca Cola Co COM 191216100 11 200 SH   OTR   0 0 200
Comcast Corp New Cl A COM 20030N101 67 1,500 SH   SOLE   0 0 1,500
Constellation Brands Inc Cl A COM 21036P108 32 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 23,234 79,049 SH   SOLE   37,443 0 41,606
Costco Wholesale COM 22160K105 938 3,191 SH   OTR   1,156 0 2,035
Crimson Wine Group Ltd COM 22662X100 148 20,000 SH   SOLE   20,000 0 0
DR Horton Inc COM 23331A109 15,609 295,909 SH   SOLE   141,905 0 154,004
DR Horton Inc COM 23331A109 590 11,181 SH   OTR   5,315 0 5,866
Danaher Corp Del COM COM 235851102 21,719 141,508 SH   SOLE   66,773 0 74,735
Danaher Corp Del COM COM 235851102 1,391 9,060 SH   OTR   2,845 0 6,215
Deere & Co COM 244199105 11 63 SH   SOLE   63 0 0
Disney Walt Co Del COM 254687106 17,531 121,211 SH   SOLE   48,280 0 72,931
Disney Walt Co Del COM 254687106 825 5,702 SH   OTR   1,811 0 3,891
Dow Inc COM 260557103 867 15,839 SH   SOLE   6,491 0 9,348
Dow Inc COM 260557103 488 8,915 SH   OTR   5,649 0 3,266
Eaton Corp COM G29183103 50 530 SH   SOLE   80 0 450
Ecolab Inc Com COM 278865100 116 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 11,455 49,100 SH   SOLE   4,000 0 45,100
Exxon Mobil Corp COM 30231G102 667 9,554 SH   SOLE   3,250 0 6,304
Exxon Mobil Corp COM 30231G102 360 5,157 SH   OTR   750 0 4,407
Fiserv Inc Com COM 337738108 22,073 190,892 SH   SOLE   88,557 0 102,335
Fiserv Inc Com COM 337738108 1,515 13,100 SH   OTR   3,600 0 9,500
Fortive Corp. COM 34959J108 15,849 207,480 SH   SOLE   77,040 0 130,440
Fortive Corp. COM 34959J108 706 9,245 SH   OTR   2,945 0 6,300
Franco Nevada Corp COM 351858105 31 300 SH   SOLE   0 0 300
GW Pharmaceuticals PLC ADS COM 36197T103 12 115 SH   OTR   0 0 115
General Elec Co COM 369604103 203 18,200 SH   SOLE   8,800 0 9,400
General Elec Co COM 369604103 91 8,148 SH   OTR   0 0 8,148
Gilead Sciences Inc. COM 375558103 1,318 20,280 SH   SOLE   4,325 0 15,955
Gilead Sciences Inc. COM 375558103 110 1,700 SH   OTR   0 0 1,700
Halliburton Co COM 406216101 470 19,200 SH   SOLE   17,750 0 1,450
Halliburton Co COM 406216101 2 100 SH   OTR   100 0 0
Hexcel Corp COM 428291108 19,749 269,392 SH   SOLE   130,388 0 139,004
Hexcel Corp COM 428291108 861 11,740 SH   OTR   1,040 0 10,700
Home Depot Inc COM 437076102 16,455 75,352 SH   SOLE   35,742 0 39,610
Home Depot Inc COM 437076102 1,073 4,912 SH   OTR   1,462 0 3,450
Hon Hai Precision Inds ORD COM Y36861105 3 1,000 SH   OTR   1,000 0 0
Honeywell Intl Inc COM 438516106 104 590 SH   SOLE   590 0 0
IHS Markit LTD COM G47567105 166 2,200 SH   SOLE   0 0 2,200
IQVIA Holdings Inc COM 46266C105 20,151 130,421 SH   SOLE   62,283 0 68,138
IQVIA Holdings Inc COM 46266C105 1,097 7,100 SH   OTR   450 0 6,650
Int'l Bus Mach COM 459200101 121 900 SH   OTR   0 0 900
Intel Corp COM 458140100 500 8,355 SH   SOLE   700 0 7,655
Intel Corp COM 458140100 24 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 20,302 219,361 SH   SOLE   104,851 0 114,510
Intercontinental Exchange Grou COM 45866F104 1,413 15,270 SH   OTR   4,175 0 11,095
Intuitive Surgical Inc Com New COM 46120E602 144 244 SH   SOLE   0 0 244
JPMorgan Chase & Co COM 46625H100 8,506 61,020 SH   SOLE   4,270 0 56,750
JPMorgan Chase & Co COM 46625H100 551 3,950 SH   OTR   250 0 3,700
Johnson & Johnson COM 478160104 18,741 128,474 SH   SOLE   59,223 0 69,251
Johnson & Johnson COM 478160104 1,091 7,477 SH   OTR   2,517 0 4,960
Kimberly Clark Corp COM 494368103 151 1,100 SH   SOLE   0 0 1,100
Kontoor Brands Inc COM 50050N103 10 245 SH   SOLE   217 0 28
Lowes Cos Inc Com COM 548661107 58 488 SH   SOLE   0 0 488
Marsh & McLennan Cos Inc. COM 571748102 156 1,400 SH   SOLE   0 0 1,400
McDonalds Corp COM 580135101 405 2,050 SH   SOLE   0 0 2,050
McDonalds Corp COM 580135101 84 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 11,329 124,563 SH   SOLE   98,473 0 26,090
Merck & Co Inc COM 58933Y105 276 3,030 SH   OTR   405 0 2,625
Microsoft Corp COM 594918104 1,158 7,345 SH   SOLE   2,011 0 5,334
Microsoft Corp COM 594918104 393 2,493 SH   OTR   60 0 2,433
Nestle SA Spons ADR (For Reg) COM 641069406 6,513 60,158 SH   SOLE   53,452 0 6,706
Nestle SA Spons ADR (For Reg) COM 641069406 574 5,298 SH   OTR   2,375 0 2,923
Nike, Inc. Cl B COM 654106103 13 125 SH   OTR   0 0 125
Norfolk Southern Corp COM 655844108 233 1,200 SH   SOLE   0 0 1,200
OGE Energy Corp. COM 670837103 21 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 4 100 SH   SOLE   100 0 0
Occidental Pete Corp D COM 674599105 25 600 SH   OTR   200 0 400
OneOK Inc COM 682680103 646 8,543 SH   OTR   0 0 8,543
Oracle Systems Corp COM 68389X105 350 6,600 SH   SOLE   6,000 0 600
Paccar Inc COM 693718108 202 2,550 SH   SOLE   0 0 2,550
Panasonic Corp ADR (new) COM 69832A205 4 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 24,600 227,416 SH   SOLE   106,776 0 120,640
PayPal Holdings Inc. COM 70450Y103 1,645 15,206 SH   OTR   4,956 0 10,250
Pepsico Inc COM 713448108 17,596 128,749 SH   SOLE   56,643 0 72,106
Pepsico Inc COM 713448108 928 6,792 SH   OTR   1,265 0 5,527
Pfizer Inc COM 717081103 223 5,680 SH   SOLE   1,380 0 4,300
Pfizer Inc COM 717081103 630 16,080 SH   OTR   1,500 0 14,580
Pioneer Nat Res Co COM 723787107 8,325 55,000 SH   SOLE   0 0 55,000
Pioneer Nat Res Co COM 723787107 189 1,250 SH   OTR   0 0 1,250
Procter & Gamble Co. COM 742718109 2,150 17,217 SH   SOLE   4,299 0 12,918
Procter & Gamble Co. COM 742718109 1,703 13,638 SH   OTR   700 0 12,938
Regeneron Pharmaceutical Com COM 75886F107 1,671 4,451 SH   SOLE   3,466 0 985
Roper Technologies Inc COM 776696106 20,571 58,073 SH   SOLE   27,358 0 30,715
Roper Technologies Inc COM 776696106 1,049 2,960 SH   OTR   1,035 0 1,925
Ross Stores Inc. COM 778296103 687 5,900 SH   SOLE   5,900 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 1,626 27,574 SH   SOLE   25,374 0 2,200
Salesforce.com Inc COM 79466L302 10,459 64,305 SH   SOLE   16,280 0 48,025
Salesforce.com Inc COM 79466L302 337 2,075 SH   OTR   175 0 1,900
Sanofi - ADR COM 80105N105 4 75 SH   SOLE   75 0 0
Sanofi - ADR COM 80105N105 60 1,200 SH   OTR   0 0 1,200
Schlumberger Ltd COM 806857108 303 7,527 SH   SOLE   1,207 0 6,320
Schlumberger Ltd COM 806857108 3 70 SH   OTR   70 0 0
Sempra Energy COM 816851109 121 800 SH   SOLE   0 0 800
Sempra Energy COM 816851109 246 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater Spons ADR COM 825724206 45 4,547 SH   SOLE   0 0 4,547
Siemens AG Spons ADR (new) COM 826197501 96 1,468 SH   SOLE   0 0 1,468
Smith & Nephew PLC Spons ADR COM 83175M205 38 800 SH   SOLE   0 0 800
Starbucks Corp COM 855244109 35 400 SH   OTR   400 0 0
State Street Corp COM 857477103 99 1,250 SH   SOLE   0 0 1,250
State Street Corp COM 857477103 36 450 SH   OTR   0 0 450
Tredegar Corp. COM 894650100 33 1,455 SH   SOLE   1,455 0 0
Union Pac Corp COM 907818108 22 124 SH   SOLE   124 0 0
United Parcel Service Cl B COM 911312106 316 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 245 1,634 SH   SOLE   0 0 1,634
Universal Display Corp Com COM 91347P105 144 700 SH   SOLE   0 0 700
V F Corp COM 918204108 174 1,750 SH   SOLE   1,550 0 200
Vail Resorts Inc. COM 91879Q109 17,036 71,035 SH   SOLE   30,450 0 40,585
Vail Resorts Inc. COM 91879Q109 723 3,015 SH   OTR   1,145 0 1,870
Verisign Inc. Com. COM 92343E102 1,163 6,038 SH   SOLE   6,038 0 0
Verizon Communications COM 92343V104 1,424 23,190 SH   SOLE   14,900 0 8,290
Verizon Communications COM 92343V104 210 3,428 SH   OTR   1,450 0 1,978
Vertex Pharmaceuticals Com COM 92532F100 1,418 6,478 SH   SOLE   2,032 0 4,446
Vertex Pharmaceuticals Com COM 92532F100 394 1,800 SH   OTR   200 0 1,600
Visa Inc Cl A COM 92826C839 24,814 132,062 SH   SOLE   57,043 0 75,019
Visa Inc Cl A COM 92826C839 1,768 9,411 SH   OTR   2,645 0 6,766
Vivendi ORD Shs COM F97982106 23 792 SH   SOLE   792 0 0
Walgreens Boots Alliance Inc COM 931427108 44 745 SH   SOLE   0 0 745
Walgreens Boots Alliance Inc COM 931427108 111 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 5 220 SH   SOLE   220 0 0
Zoetis Inc Cl A COM 98978V103 16 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 136 1,028 SH   OTR   0 0 1,028
Aberdeen Emerging Markets Fd C EQ FDS 003021250 38 2,382 SH   SOLE   0 0 2,382
Clearbridge Energy MLP Opportu EQ FDS 18469P100 17 2,074 SH   OTR   0 0 2,074
Matthews Asia Small Companies EQ FDS 577125206 24 1,338 SH   SOLE   0 0 1,338
Schwab S&P 500 Index Fd EQ FDS 808509855 55 1,105 SH   SOLE   1,105 0 0
Schwab Small Cap Index Fd EQ FDS 808509848 51 1,758 SH   SOLE   1,758 0 0