The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Wells Fargo & Co New Perp Pfd CV PFD 949746804 1,066 845 SH   SOLE   575 0 270
Wells Fargo & Co New Perp Pfd CV PFD 949746804 404 320 SH   OTR   100 0 220
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 208 8,600 SH   SOLE   2,000 0 6,600
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 82 3,400 SH   OTR   2,000 0 1,400
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 220 9,100 SH   SOLE   0 0 9,100
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 48 2,000 SH   OTR   0 0 2,000
Anworth Mortgage Asset 7.625 P PRD 037347408 48 2,000 SH   OTR   2,000 0 0
Capital One Finl Pfd Ser H PRD 14040H840 42 1,700 SH   OTR   0 0 1,700
Golar LNG Partners LP 8.75 Cum PRD Y2745C110 47 2,000 SH   OTR   2,000 0 0
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 263 10,200 SH   SOLE   0 0 10,200
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 49 1,900 SH   OTR   0 0 1,900
Pennymac Mtg Invt Tr Pfd Ser A PRD 70931T301 48 2,000 SH   OTR   2,000 0 0
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 744 32,450 SH   SOLE   17,550 0 14,900
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 305 13,300 SH   OTR   7,700 0 5,600
3M Co. COM 88579Y101 553 2,902 SH   SOLE   225 0 2,677
3M Co. COM 88579Y101 322 1,690 SH   OTR   124 0 1,566
AFLAC Inc. COM 001055102 2,931 64,330 SH   SOLE   52,542 0 11,788
AFLAC Inc. COM 001055102 126 2,756 SH   OTR   156 0 2,600
AT&T Inc COM 00206R102 443 15,525 SH   SOLE   125 0 15,400
AT&T Inc COM 00206R102 2 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 1,014 10,995 SH   SOLE   4,235 0 6,760
AbbVie Inc. COM 00287Y109 475 5,150 SH   OTR   250 0 4,900
Abbott Labs COM 002824100 131 1,810 SH   SOLE   0 0 1,810
Abbott Labs COM 002824100 369 5,100 SH   OTR   0 0 5,100
Adobe Sys Inc Com COM 00724F101 28 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 68 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 15,809 856,400 SH   SOLE   386,900 0 469,500
Advanced Micro Devices Com COM 007903107 286 15,500 SH   OTR   0 0 15,500
Albemarle Corp. COM 012653101 113 1,463 SH   SOLE   1,463 0 0
Albemarle Corp. COM 012653101 496 6,438 SH   OTR   6,438 0 0
Allergan COM G0177J108 1,390 10,398 SH   SOLE   3,211 0 7,187
Allergan COM G0177J108 117 875 SH   OTR   175 0 700
Alphabet Inc Cap Stk Cl A COM 02079K305 17,317 16,572 SH   SOLE   8,734 0 7,838
Alphabet Inc Cap Stk Cl A COM 02079K305 964 923 SH   OTR   273 0 650
Alphabet Inc Cap Stk Cl C COM 02079K107 5,799 5,600 SH   SOLE   2,536 0 3,064
Alphabet Inc Cap Stk Cl C COM 02079K107 199 192 SH   OTR   114 0 78
Amazon Com Inc Com COM 023135106 200 133 SH   SOLE   8 0 125
Amer States Water Co COM 029899101 186 2,780 SH   OTR   0 0 2,780
Amgen, Inc. Com COM 031162100 670 3,440 SH   SOLE   1,765 0 1,675
Amgen, Inc. Com COM 031162100 63 322 SH   OTR   122 0 200
Apache Corp COM 037411105 176 6,710 SH   SOLE   1,310 0 5,400
Apache Corp COM 037411105 17 650 SH   OTR   300 0 350
Apple, Inc. COM 037833100 22,878 145,036 SH   SOLE   81,778 0 63,258
Apple, Inc. COM 037833100 1,531 9,704 SH   OTR   3,250 0 6,454
Applied Materials Inc. COM 038222105 3,064 93,585 SH   SOLE   74,385 0 19,200
Applied Materials Inc. COM 038222105 171 5,220 SH   OTR   500 0 4,720
Aptiv PLC COM G6095L109 8,997 146,120 SH   SOLE   68,520 0 77,600
Aptiv PLC COM G6095L109 447 7,255 SH   OTR   2,980 0 4,275
Avery Dennison Corp. COM 053611109 278 3,100 SH   OTR   3,100 0 0
B&G Foods Inc. COM 05508R106 1,243 43,000 SH   SOLE   23,800 0 19,200
B&G Foods Inc. COM 05508R106 64 2,200 SH   OTR   1,400 0 800
BP PLC Spons ADR COM 055622104 140 3,700 SH   SOLE   0 0 3,700
BP PLC Spons ADR COM 055622104 207 5,449 SH   OTR   0 0 5,449
Bank of New York Mellon COM 064058100 19 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 366 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 11 55 SH   OTR   0 0 55
Boeing Co. COM 097023105 260 805 SH   SOLE   50 0 755
Bright Horizons Family Solutio COM 109194100 13,753 123,400 SH   SOLE   59,900 0 63,500
Bright Horizons Family Solutio COM 109194100 602 5,405 SH   OTR   355 0 5,050
Bristol Myers Squibb C COM 110122108 18 350 SH   SOLE   350 0 0
Broadridge Financial Solutions COM 11133T103 15,809 164,248 SH   SOLE   81,558 0 82,690
Broadridge Financial Solutions COM 11133T103 713 7,410 SH   OTR   3,360 0 4,050
CSX Corp COM 126408103 40 650 SH   SOLE   650 0 0
CVS Caremark Corp COM 126650100 61 931 SH   SOLE   0 0 931
CVS Caremark Corp COM 126650100 64 981 SH   OTR   0 0 981
California Wtr Svc Group COM 130788102 143 3,000 SH   SOLE   0 0 3,000
Capital One Finl Corp COM 14040H105 12,238 161,894 SH   SOLE   71,830 0 90,064
Capital One Finl Corp COM 14040H105 408 5,402 SH   OTR   600 0 4,802
Cardinal Health Inc. COM 14149Y108 4 93 SH   SOLE   93 0 0
Celgene Corp COM 151020104 4,668 72,837 SH   SOLE   55,152 0 17,685
Celgene Corp COM 151020104 239 3,735 SH   OTR   2,535 0 1,200
Charles Schwab Corp (New) COM 808513105 605 14,557 SH   SOLE   13,957 0 600
Charles Schwab Corp (New) COM 808513105 125 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 3,561 32,736 SH   SOLE   23,313 0 9,423
Chevron Corp COM 166764100 2,781 25,561 SH   OTR   4,252 0 21,309
Cisco Systems COM 17275R102 5,579 128,751 SH   SOLE   92,651 0 36,100
Cisco Systems COM 17275R102 361 8,325 SH   OTR   2,100 0 6,225
Coca Cola Co COM 191216100 570 12,030 SH   SOLE   0 0 12,030
Coca Cola Co COM 191216100 9 200 SH   OTR   0 0 200
Constellation Brands Inc Cl A COM 21036P108 27 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 16,886 82,894 SH   SOLE   40,028 0 42,866
Costco Wholesale COM 22160K105 650 3,191 SH   OTR   1,156 0 2,035
DR Horton Inc COM 23331A109 14,029 404,759 SH   SOLE   200,705 0 204,054
DR Horton Inc COM 23331A109 669 19,306 SH   OTR   8,440 0 10,866
Danaher Corp Del COM COM 235851102 14,803 143,548 SH   SOLE   67,753 0 75,795
Danaher Corp Del COM COM 235851102 1,093 10,600 SH   OTR   2,845 0 7,755
Deere & Co COM 244199105 9 63 SH   SOLE   63 0 0
Disney Walt Co Del COM 254687106 10,972 100,066 SH   SOLE   49,030 0 51,036
Disney Walt Co Del COM 254687106 779 7,102 SH   OTR   1,811 0 5,291
DowDupont, Inc. COM 26078J100 685 12,800 SH   SOLE   6,050 0 6,750
DowDupont, Inc. COM 26078J100 492 9,200 SH   OTR   4,800 0 4,400
Eaton Corp COM G29183103 36 530 SH   SOLE   80 0 450
Eaton Corp COM G29183103 130 1,900 SH   OTR   1,900 0 0
Ecolab Inc Com COM 278865100 88 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 7,521 49,100 SH   SOLE   4,000 0 45,100
Energy Transfer LP UT Ltd Ptn COM 29273V100 96 7,296 SH   SOLE   0 0 7,296
Exxon Mobil Corp COM 30231G102 928 13,608 SH   SOLE   6,250 0 7,358
Exxon Mobil Corp COM 30231G102 193 2,823 SH   OTR   750 0 2,073
Fiserv Inc Com COM 337738108 14,211 193,377 SH   SOLE   89,907 0 103,470
Fiserv Inc Com COM 337738108 1,022 13,910 SH   OTR   3,840 0 10,070
Franklin Res Inc COM 354613101 13 423 SH   SOLE   423 0 0
Garrett Motion Inc COM 366505105 1 59 SH   SOLE   59 0 0
General Elec Co COM 369604103 216 28,500 SH   SOLE   19,100 0 9,400
General Elec Co COM 369604103 68 8,998 SH   OTR   850 0 8,148
Gilead Sciences Inc. COM 375558103 1,314 21,005 SH   SOLE   5,000 0 16,005
Gilead Sciences Inc. COM 375558103 106 1,700 SH   OTR   0 0 1,700
HP Inc COM 40434L105 10 500 SH   SOLE   500 0 0
Halliburton Co COM 406216101 1,442 54,250 SH   SOLE   22,525 0 31,725
Halliburton Co COM 406216101 407 15,325 SH   OTR   7,225 0 8,100
Hewlett Packard Enterp COM 42824C109 7 500 SH   SOLE   500 0 0
Hexcel Corp COM 428291108 15,841 276,272 SH   SOLE   136,068 0 140,204
Hexcel Corp COM 428291108 667 11,640 SH   OTR   940 0 10,700
Home Depot Inc COM 437076102 13,297 77,392 SH   SOLE   37,667 0 39,725
Home Depot Inc COM 437076102 844 4,912 SH   OTR   1,462 0 3,450
Honeywell Intl Inc COM 438516106 78 590 SH   SOLE   590 0 0
IHS Markit LTD COM G47567105 149 3,100 SH   SOLE   0 0 3,100
IQVIA Holdings Inc COM 46266C105 15,447 132,971 SH   SOLE   63,738 0 69,233
IQVIA Holdings Inc COM 46266C105 825 7,100 SH   OTR   450 0 6,650
Int'l Bus Mach COM 459200101 102 900 SH   OTR   0 0 900
Intel Corp COM 458140100 392 8,355 SH   SOLE   700 0 7,655
Intel Corp COM 458140100 19 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 16,926 224,696 SH   SOLE   108,646 0 116,050
Intercontinental Exchange Grou COM 45866F104 1,174 15,585 SH   OTR   4,175 0 11,410
Intuitive Surgical Inc Com New COM 46120E602 69 144 SH   SOLE   0 0 144
JPMorgan Chase & Co COM 46625H100 5,922 60,660 SH   SOLE   4,210 0 56,450
JPMorgan Chase & Co COM 46625H100 386 3,950 SH   OTR   250 0 3,700
Johnson & Johnson COM 478160104 16,800 130,179 SH   SOLE   60,308 0 69,871
Johnson & Johnson COM 478160104 975 7,552 SH   OTR   2,592 0 4,960
Kimberly Clark Corp COM 494368103 125 1,100 SH   SOLE   0 0 1,100
Lockheed Martin Corp COM 539830109 52 200 SH   SOLE   0 0 200
Lowes Cos Inc Com COM 548661107 45 488 SH   SOLE   0 0 488
McDonalds Corp COM 580135101 437 2,462 SH   SOLE   0 0 2,462
McDonalds Corp COM 580135101 75 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 9,790 128,123 SH   SOLE   100,983 0 27,140
Merck & Co Inc COM 58933Y105 396 5,180 SH   OTR   55 0 5,125
Microsoft Corp COM 594918104 624 6,145 SH   SOLE   2,011 0 4,134
Microsoft Corp COM 594918104 253 2,493 SH   OTR   60 0 2,433
Nestle SA Spons ADR (For Reg) COM 641069406 4,877 60,235 SH   SOLE   53,619 0 6,616
Nestle SA Spons ADR (For Reg) COM 641069406 447 5,523 SH   OTR   2,500 0 3,023
Nike, Inc. Cl B COM 654106103 9 125 SH   OTR   0 0 125
Norfolk Southern Corp COM 655844108 179 1,200 SH   SOLE   0 0 1,200
OGE Energy Corp. COM 670837103 19 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 331 5,400 SH   SOLE   3,300 0 2,100
Occidental Pete Corp D COM 674599105 43 700 SH   OTR   300 0 400
Oracle Systems Corp COM 68389X105 388 8,600 SH   SOLE   8,000 0 600
Paccar Inc COM 693718108 334 5,850 SH   SOLE   3,300 0 2,550
Panasonic Corp ADR (new) COM 69832A205 4 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 20,085 238,856 SH   SOLE   115,081 0 123,775
PayPal Holdings Inc. COM 70450Y103 1,304 15,506 SH   OTR   4,956 0 10,550
Pepsico Inc COM 713448108 14,299 129,429 SH   SOLE   57,863 0 71,566
Pepsico Inc COM 713448108 761 6,892 SH   OTR   1,265 0 5,627
Pfizer Inc COM 717081103 204 4,680 SH   SOLE   1,380 0 3,300
Pfizer Inc COM 717081103 711 16,280 SH   OTR   1,500 0 14,780
Procter & Gamble Co. COM 742718109 1,656 18,017 SH   SOLE   4,299 0 13,718
Procter & Gamble Co. COM 742718109 1,281 13,938 SH   OTR   1,000 0 12,938
Qualcomm Inc. COM 747525103 80 1,400 SH   SOLE   0 0 1,400
Regeneron Pharmaceutical Com COM 75886F107 1,993 5,336 SH   SOLE   4,251 0 1,085
Regeneron Pharmaceutical Com COM 75886F107 140 375 SH   OTR   0 0 375
Resideo Technologies Inc COM 76118Y104 2 98 SH   SOLE   98 0 0
Roper Technologies Inc COM 776696106 15,899 59,653 SH   SOLE   28,538 0 31,115
Roper Technologies Inc COM 776696106 942 3,535 SH   OTR   1,085 0 2,450
Ross Stores Inc. COM 778296103 491 5,900 SH   SOLE   5,900 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 1,607 27,574 SH   SOLE   25,374 0 2,200
Salesforce.com Inc COM 79466L302 7,746 56,555 SH   SOLE   15,180 0 41,375
Salesforce.com Inc COM 79466L302 137 1,000 SH   OTR   0 0 1,000
Sanofi - ADR COM 80105N105 90 2,075 SH   SOLE   75 0 2,000
Sanofi - ADR COM 80105N105 76 1,750 SH   OTR   400 0 1,350
Schlumberger Ltd COM 806857108 4,793 132,846 SH   SOLE   14,426 0 118,420
Schlumberger Ltd COM 806857108 104 2,895 SH   OTR   470 0 2,425
Sempra Energy COM 816851109 87 800 SH   SOLE   0 0 800
Sempra Energy COM 816851109 176 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater Spons ADR COM 825724206 27 9,547 SH   SOLE   0 0 9,547
Siemens AG Spons ADR (new) COM 826197501 82 1,468 SH   SOLE   0 0 1,468
Smith & Nephew PLC Spons ADR COM 83175M205 305 8,150 SH   SOLE   0 0 8,150
SouthWest Airlines COM 844741108 7,735 166,425 SH   SOLE   48,450 0 117,975
SouthWest Airlines COM 844741108 303 6,525 SH   OTR   975 0 5,550
Southwestern Energy Co COM 845467109 14 4,028 SH   SOLE   2,285 0 1,743
Starbucks Corp COM 855244109 26 400 SH   OTR   400 0 0
State Street Corp COM 857477103 79 1,250 SH   SOLE   0 0 1,250
State Street Corp COM 857477103 28 450 SH   OTR   0 0 450
Tredegar Corp. COM 894650100 23 1,455 SH   SOLE   1,455 0 0
Union Pac Corp COM 907818108 17 124 SH   SOLE   124 0 0
United Parcel Service Cl B COM 911312106 263 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 174 1,634 SH   SOLE   0 0 1,634
Universal Display Corp Com COM 91347P105 65 700 SH   SOLE   0 0 700
V F Corp COM 918204108 125 1,750 SH   SOLE   1,550 0 200
Verisign Inc. Com. COM 92343E102 898 6,058 SH   SOLE   6,058 0 0
Verizon Communications COM 92343V104 1,304 23,190 SH   SOLE   14,900 0 8,290
Verizon Communications COM 92343V104 202 3,585 SH   OTR   1,450 0 2,135
Vertex Pharmaceuticals Com COM 92532F100 1,537 9,277 SH   SOLE   3,322 0 5,955
Vertex Pharmaceuticals Com COM 92532F100 319 1,925 SH   OTR   325 0 1,600
Visa Inc Cl A COM 92826C839 19,698 149,292 SH   SOLE   62,738 0 86,554
Visa Inc Cl A COM 92826C839 1,258 9,536 SH   OTR   2,645 0 6,891
Vivendi ORD Shs COM F97982106 19 792 SH   SOLE   792 0 0
Walgreens Boots Alliance Inc COM 931427108 51 745 SH   SOLE   0 0 745
Walgreens Boots Alliance Inc COM 931427108 129 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 14 570 SH   SOLE   570 0 0
Zoetis Inc Cl A COM 98978V103 10 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 88 1,028 SH   OTR   0 0 1,028
Aberdeen Emerging Markets Fd C EQ FDS 003021250 32 2,349 SH   SOLE   0 0 2,349
Matthews Asia Small Companies EQ FDS 577125206 44 2,831 SH   SOLE   0 0 2,831
Schwab S&P 500 Index Fd EQ FDS 808509855 42 1,084 SH   SOLE   1,084 0 0
Schwab Small Cap Index Fd EQ FDS 808509848 41 1,657 SH   SOLE   1,657 0 0