The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dominion Res 6.125% 4/01/2016 CV PFD 25746U703 29 500 SH   SOLE   0 0 500
Dominion Res 6.125% 4/01/2016 CV PFD 25746U703 287 5,000 SH   OTR   0 0 5,000
Metlife Inc 5% Ser 3/26/14 CV PFD 59156R116 86 2,800 SH   SOLE   0 0 2,800
Metlife Inc 5% Ser 3/26/14 CV PFD 59156R116 224 7,300 SH   OTR   2,100 0 5,200
Annaly Cap Mgmt Inc PFD STK C PRD 035710706 49 2,000 SH   OTR   0 0 2,000
Wells Fargo & Co New Dep Shs S PRD 949746879 50 1,700 SH   OTR   0 0 1,700
3M Co. COM 88579Y101 133 983 SH   SOLE   508 0 475
3M Co. COM 88579Y101 544 4,012 SH   OTR   812 0 3,200
AFLAC Inc. COM 001055102 2,604 41,315 SH   SOLE   36,771 0 4,544
AFLAC Inc. COM 001055102 245 3,888 SH   OTR   138 0 3,750
AT&T Inc COM 00206R102 28 800 SH   SOLE   0 0 800
AT&T Inc COM 00206R102 194 5,520 SH   OTR   81 0 5,439
AbbVie Inc. COM 00287Y109 132 2,560 SH   SOLE   0 0 2,560
AbbVie Inc. COM 00287Y109 398 7,750 SH   OTR   0 0 7,750
Abbott Labs COM 002824100 97 2,510 SH   SOLE   0 0 2,510
Abbott Labs COM 002824100 291 7,550 SH   OTR   0 0 7,550
Adobe Sys Inc Com COM 00724F101 85 1,300 SH   SOLE   0 0 1,300
Albemarle Corp. COM 012653101 773 11,640 SH   OTR   11,640 0 0
Allergan Inc. COM 018490102 2,736 22,050 SH   SOLE   16,250 0 5,800
Amer States Water Co COM 029899101 164 5,080 SH   OTR   0 0 5,080
American Express Co COM 025816109 108 1,200 SH   SOLE   0 0 1,200
American Intl Group Com New COM 026874784 7,371 147,385 SH   SOLE   118,235 0 29,150
American Intl Group Com New COM 026874784 1,038 20,750 SH   OTR   250 0 20,500
Amgen, Inc. Com COM 031162100 20 162 SH   OTR   62 0 100
Annaly Capital Mgmt Inc. COM 035710409 137 12,500 SH   OTR   0 0 12,500
Apple, Inc. COM 037833100 17,508 32,619 SH   SOLE   18,981 0 13,638
Apple, Inc. COM 037833100 2,711 5,050 SH   OTR   885 0 4,165
Applied Materials Inc. COM 038222105 3,093 151,500 SH   SOLE   130,700 0 20,800
Applied Materials Inc. COM 038222105 194 9,500 SH   OTR   9,500 0 0
Autoliv Inc Com COM 052800109 201 2,000 SH   OTR   2,000 0 0
Avery Dennison Corp. COM 053611109 301 5,950 SH   OTR   5,950 0 0
BP PLC Spons ADR COM 055622104 262 5,449 SH   OTR   0 0 5,449
Bank of America Corp COM 060505104 38 2,200 SH   SOLE   2,200 0 0
Bank of America Corp COM 060505104 2 140 SH   OTR   140 0 0
Bank of New York Mellon COM 064058100 32 900 SH   OTR   0 0 900
Baxter Intl Inc. COM 071813109 37 500 SH   SOLE   500 0 0
Berkley W R Corp Com COM 084423102 18 440 SH   SOLE   440 0 0
Berkshire Hathaway Cl A COM 084670108 187 1 SH   OTR   0 0 1
Berkshire Hathaway Cl B COM 084670207 233 1,867 SH   SOLE   1,867 0 0
Berkshire Hathaway Cl B COM 084670207 25 200 SH   OTR   0 0 200
Biomed Realty Trust COM 09063H107 53 2,600 SH   OTR   0 0 2,600
Boeing Co. COM 097023105 41 330 SH   SOLE   330 0 0
Boeing Co. COM 097023105 54 430 SH   OTR   430 0 0
BorgWarner Inc COM 099724106 15,190 247,110 SH   SOLE   122,490 0 124,620
BorgWarner Inc COM 099724106 1,500 24,400 SH   OTR   4,450 0 19,950
Bristol Myers Squibb COM 110122108 109 2,105 SH   SOLE   1,605 0 500
Bristol Myers Squibb COM 110122108 265 5,100 SH   OTR   4,700 0 400
CVS Caremark Corp COM 126650100 28 370 SH   SOLE   370 0 0
CVS Caremark Corp COM 126650100 498 6,658 SH   OTR   0 0 6,658
Capital One Finl Corp COM 14040H105 9,870 127,915 SH   SOLE   54,240 0 73,675
Capital One Finl Corp COM 14040H105 278 3,600 SH   OTR   150 0 3,450
Cardinal Health Inc. COM 14149Y108 7 93 SH   SOLE   93 0 0
Carefusion Corp. COM 14170T101 2 46 SH   SOLE   46 0 0
Celgene Corp COM 151020104 10,438 74,774 SH   SOLE   27,444 0 47,330
Celgene Corp COM 151020104 810 5,800 SH   OTR   1,400 0 4,400
Cerner Corp COM 156782104 10,357 184,125 SH   SOLE   84,050 0 100,075
Cerner Corp COM 156782104 760 13,520 SH   OTR   0 0 13,520
Charles Schwab Corp (New) COM 808513105 409 14,957 SH   SOLE   14,282 0 675
Charles Schwab Corp (New) COM 808513105 82 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 3,426 28,808 SH   SOLE   20,345 0 8,463
Chevron Corp COM 166764100 3,977 33,443 SH   OTR   6,276 0 27,167
Ciena Corp. COM 171779309 10,271 451,690 SH   SOLE   204,140 0 247,550
Ciena Corp. COM 171779309 733 32,250 SH   OTR   900 0 31,350
Cisco Systems COM 17275R102 3,442 153,571 SH   SOLE   128,271 0 25,300
Cisco Systems COM 17275R102 945 42,175 SH   OTR   5,400 0 36,775
Coca Cola Co COM 191216100 438 11,342 SH   SOLE   5,400 0 5,942
Coca Cola Co COM 191216100 396 10,250 SH   OTR   2,800 0 7,450
Comcast Corp New Cl. A COM 20030N101 30 600 SH   SOLE   600 0 0
ConocoPhillips COM 20825C104 281 4,000 SH   OTR   0 0 4,000
Costco Wholesale COM 22160K105 10,309 92,309 SH   SOLE   46,113 0 46,196
Costco Wholesale COM 22160K105 1,361 12,191 SH   OTR   1,456 0 10,735
Crimson Wine Group Ltd COM 22662X100 0 2 SH   OTR   0 0 2
DR Horton Inc COM 23331A109 10,642 491,570 SH   SOLE   241,575 0 249,995
DR Horton Inc COM 23331A109 687 31,750 SH   OTR   1,000 0 30,750
Dentsply Intl Inc New COM 249030107 684 14,862 SH   SOLE   14,862 0 0
Diamond Offshore Drill COM 25271C102 258 5,300 SH   SOLE   5,300 0 0
Diamond Offshore Drill COM 25271C102 85 1,750 SH   OTR   0 0 1,750
Disney Walt Co Del COM 254687106 13,755 171,784 SH   SOLE   87,916 0 83,868
Disney Walt Co Del COM 254687106 887 11,081 SH   OTR   2,356 0 8,725
Dollar Gen Corp. COM 256677105 4 75 SH   SOLE   75 0 0
Du Pont E I Nemours Com COM 263534109 4 55 SH   OTR   55 0 0
Duke Energy Corp New COM 26441C105 9 124 SH   SOLE   124 0 0
EMC Corp Mass COM 268648102 37 1,345 SH   SOLE   1,200 0 145
Edwards Lifesciences Inc. COM 28176E108 7 100 SH   SOLE   100 0 0
Embraer SA Spons ADR COM 29082A107 10,640 299,800 SH   SOLE   155,950 0 143,850
Embraer SA Spons ADR COM 29082A107 547 15,400 SH   OTR   5,500 0 9,900
Energy Transfer Partners COM 29273R109 436 8,100 SH   SOLE   4,500 0 3,600
Energy Transfer Partners COM 29273R109 82 1,525 SH   OTR   1,200 0 325
Entergy Corp. COM 29364G103 11 163 SH   SOLE   163 0 0
Express Scripts Holding Co (ne COM 30219G108 12,098 161,111 SH   SOLE   73,401 0 87,710
Express Scripts Holding Co (ne COM 30219G108 1,165 15,509 SH   OTR   2,575 0 12,934
Exxon Mobil Corp COM 30231G102 362 3,704 SH   SOLE   600 0 3,104
Exxon Mobil Corp COM 30231G102 626 6,405 SH   OTR   0 0 6,405
Fairpoint Communication (new) COM 305560104 0 75 SH   OTR   28 0 47
Gallagher Arthur J & Co COM 363576109 11,257 236,595 SH   SOLE   101,760 0 134,835
Gallagher Arthur J & Co COM 363576109 1,796 37,750 SH   OTR   7,000 0 30,750
General Elec Co COM 369604103 7,653 295,599 SH   SOLE   224,539 0 71,060
General Elec Co COM 369604103 1,831 70,724 SH   OTR   15,076 0 55,648
General Mills Inc COM 370334104 233 4,500 SH   OTR   300 0 4,200
Goldman Sachs Group COM 38141G104 197 1,200 SH   SOLE   0 0 1,200
Google, Inc (old) COM 38259P508 16,215 14,549 SH   SOLE   7,697 0 6,852
Google, Inc (old) COM 38259P508 1,058 949 SH   OTR   214 0 735
Hartford Finl Svcs COM 416515104 12,874 365,019 SH   SOLE   187,448 0 177,571
Hartford Finl Svcs COM 416515104 2,011 57,011 SH   OTR   11,422 0 45,589
Hershey Co COM 427866108 6,878 65,884 SH   SOLE   19,484 0 46,400
Hexcel Corp COM 428291108 14,259 327,490 SH   SOLE   153,535 0 173,955
Hexcel Corp COM 428291108 1,225 28,135 SH   OTR   850 0 27,285
Home Depot Inc. Com COM 437076102 16 200 SH   SOLE   200 0 0
Hospira Inc COM 441060100 17 400 SH   OTR   0 0 400
Int'l Bus Mach COM 459200101 197 1,025 SH   SOLE   525 0 500
Int'l Bus Mach COM 459200101 969 5,035 SH   OTR   0 0 5,035
Intel Corp COM 458140100 10,585 410,050 SH   SOLE   215,325 0 194,725
Intel Corp COM 458140100 1,723 66,756 SH   OTR   14,206 0 52,550
IntercontinentalExchange Group COM 45866F104 7 34 SH   SOLE   34 0 0
IntercontinentalExchange Group COM 45866F104 201 1,018 SH   OTR   111 0 907
JPMorgan Chase & Co COM 46625H100 109 1,800 SH   OTR   1,800 0 0
Johnson & Johnson COM 478160104 8,302 84,511 SH   SOLE   64,481 0 20,030
Johnson & Johnson COM 478160104 1,864 18,977 SH   OTR   4,777 0 14,200
Kimberly Clark Corp COM 494368103 314 2,850 SH   SOLE   1,750 0 1,100
Kimberly Clark Corp COM 494368103 904 8,200 SH   OTR   1,300 0 6,900
LSI Logic Corp COM 502161102 0 15 SH   SOLE   15 0 0
Leucadia Natl Corp COM 527288104 1 26 SH   OTR   0 0 26
McDonalds Corp COM 580135101 348 3,550 SH   SOLE   1,800 0 1,750
McDonalds Corp COM 580135101 598 6,100 SH   OTR   3,000 0 3,100
Merck & Co Inc COM 58933Y105 45 800 SH   SOLE   0 0 800
Merck & Co Inc COM 58933Y105 188 3,310 SH   OTR   310 0 3,000
Metlife Inc. COM 59156R108 8,928 169,099 SH   SOLE   75,692 0 93,407
Metlife Inc. COM 59156R108 1,328 25,155 SH   OTR   5,140 0 20,015
Microsoft Corp COM 594918104 41 1,000 SH   SOLE   0 0 1,000
Microsoft Corp COM 594918104 603 14,700 SH   OTR   3,300 0 11,400
Mondelez Intl Inc Cl A COM 609207105 1,080 31,250 SH   SOLE   23,250 0 8,000
Mondelez Intl Inc Cl A COM 609207105 399 11,550 SH   OTR   0 0 11,550
Mylan COM 628530107 15,698 321,485 SH   SOLE   149,055 0 172,430
Mylan COM 628530107 1,194 24,450 SH   OTR   300 0 24,150
Nestle SA Spons ADR (For Reg) COM 641069406 4,630 61,556 SH   SOLE   58,406 0 3,150
Nestle SA Spons ADR (For Reg) COM 641069406 1,362 18,106 SH   OTR   5,290 0 12,816
Newcastle Invt Corp COM 65105M108 240 51,000 SH   SOLE   51,000 0 0
Newcastle Invt Corp COM 65105M108 14 3,000 SH   OTR   0 0 3,000
Nokia Corp Sponsored ADR COM 654902204 1 150 SH   OTR   0 0 150
OGE Energy Corp. COM 670837103 18 480 SH   SOLE   480 0 0
Oracle Systems Corp COM 68389X105 57 1,400 SH   SOLE   0 0 1,400
Oracle Systems Corp COM 68389X105 327 8,000 SH   OTR   0 0 8,000
Paccar Inc COM 693718108 172 2,550 SH   SOLE   0 0 2,550
Paccar Inc COM 693718108 241 3,575 SH   OTR   0 0 3,575
Panasonic Corp ADR (new) COM 69832A205 5 465 SH   SOLE   465 0 0
Pepsico Inc COM 713448108 11,622 139,185 SH   SOLE   68,375 0 70,810
Pepsico Inc COM 713448108 1,622 19,425 SH   OTR   3,265 0 16,160
Pfizer Inc COM 717081103 80 2,490 SH   SOLE   2,490 0 0
Pfizer Inc COM 717081103 701 21,832 SH   OTR   3,300 0 18,532
Procter & Gamble Co. COM 742718109 1,249 15,496 SH   SOLE   5,354 0 10,142
Procter & Gamble Co. COM 742718109 1,706 21,165 SH   OTR   1,900 0 19,265
Pulte Group COM 745867101 1,065 55,520 SH   SOLE   54,725 0 795
Qualcomm Inc. COM 747525103 9,262 117,450 SH   SOLE   36,480 0 80,970
Qualcomm Inc. COM 747525103 777 9,850 SH   OTR   2,475 0 7,375
Radioshack Corp COM 750438103 2 1,000 SH   SOLE   0 0 1,000
Roper Inds Inc. COM 776696106 7,042 52,745 SH   SOLE   40,575 0 12,170
Roper Inds Inc. COM 776696106 1,220 9,135 SH   OTR   1,475 0 7,660
Royal Dutch Shell PLC Spons AD COM 780259206 2,047 28,024 SH   SOLE   28,024 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 161 2,200 SH   OTR   2,200 0 0
Sanofi - ADR COM 80105N105 8 150 SH   SOLE   150 0 0
Sanofi - ADR COM 80105N105 246 4,700 SH   OTR   2,600 0 2,100
Schlumberger Ltd COM 806857108 8,915 91,440 SH   SOLE   45,840 0 45,600
Schlumberger Ltd COM 806857108 511 5,245 SH   OTR   1,220 0 4,025
Seadrill Ltd. COM G7945E105 8,970 255,115 SH   SOLE   121,100 0 134,015
Seadrill Ltd. COM G7945E105 1,479 42,075 SH   OTR   7,725 0 34,350
Sempra Energy COM 816851109 157 1,624 SH   OTR   1,624 0 0
Siemens AG Spons ADR COM 826197501 250 1,850 SH   SOLE   1,650 0 200
Siemens AG Spons ADR COM 826197501 743 5,496 SH   OTR   1,080 0 4,416
Sport Chalet Inc Cl A COM 849163209 0 175 SH   OTR   175 0 0
Sport Chalet Inc Cl B COM 849163308 0 25 SH   OTR   25 0 0
Starbucks Corp COM 855244109 15 200 SH   OTR   200 0 0
State Street Corp COM 857477103 156 2,250 SH   OTR   0 0 2,250
Sysco Corp COM 871829107 242 6,700 SH   SOLE   6,700 0 0
Sysco Corp COM 871829107 316 8,750 SH   OTR   3,650 0 5,100
Target Corp COM 87612E106 18 300 SH   SOLE   0 0 300
Target Corp COM 87612E106 51 850 SH   OTR   850 0 0
Tempur Pedic Intl Inc. COM 88023U101 5 100 SH   SOLE   100 0 0
Tenet Healthcare Corp COM 88033G407 9,602 224,300 SH   SOLE   117,575 0 106,725
Tenet Healthcare Corp COM 88033G407 721 16,850 SH   OTR   250 0 16,600
Teva Pharmaceutical Inds ADR COM 881624209 680 12,867 SH   SOLE   12,867 0 0
Toyota Motor Corp Spons ADR Re COM 892331307 5 45 SH   SOLE   45 0 0
Transocean Ltd Reg Shs COM H8817H100 1 14 SH   SOLE   14 0 0
Travelers Companies Com COM 89417E109 1 6 SH   SOLE   6 0 0
Tredegar Corp. COM 894650100 48 2,080 SH   OTR   2,080 0 0
Union Pac Corp COM 907818108 9,998 53,279 SH   SOLE   26,409 0 26,870
Union Pac Corp COM 907818108 1,365 7,275 SH   OTR   925 0 6,350
United Parcel Service Cl B COM 911312106 263 2,700 SH   SOLE   2,700 0 0
United Parcel Service Cl B COM 911312106 15 150 SH   OTR   0 0 150
United Technologies COM 913017109 362 3,100 SH   OTR   1,300 0 1,800
Unum Group COM 91529Y106 68 1,925 SH   SOLE   1,625 0 300
V F Corp COM 918204108 111 1,800 SH   SOLE   1,600 0 200
Verisign Inc. Com. COM 92343E102 681 12,641 SH   SOLE   12,641 0 0
Verizon Communications COM 92343V104 249 5,236 SH   SOLE   2,090 0 3,146
Verizon Communications COM 92343V104 578 12,149 SH   OTR   4,162 0 7,987
Vivendi ORD Shs COM F97982106 22 792 SH   SOLE   792 0 0
Vodafone Group PLC Spons ADR COM 92857W308 342 9,288 SH   SOLE   4,524 0 4,764
Vodafone Group PLC Spons ADR COM 92857W308 370 10,061 SH   OTR   2,618 0 7,443
WalMart Stores, Inc. COM 931142103 23 295 SH   SOLE   295 0 0
WalMart Stores, Inc. COM 931142103 6 74 SH   OTR   74 0 0
Walgreen Co COM 931422109 87 1,325 SH   SOLE   0 0 1,325
Walgreen Co COM 931422109 125 1,891 SH   OTR   0 0 1,891
WellPoint Inc COM 94973V107 13,747 138,095 SH   SOLE   66,155 0 71,940
WellPoint Inc COM 94973V107 1,657 16,640 SH   OTR   2,490 0 14,150
Wells Fargo & Co New COM 949746101 58 1,170 SH   OTR   1,170 0 0
Wisconsin Energy Corp COM 976657106 140 3,000 SH   OTR   3,000 0 0
Zimmer Hldgs Inc. Com COM 98956P102 1 8 SH   SOLE   8 0 0
Zoetis Inc Cl A COM 98978V103 5 189 SH   SOLE   189 0 0
Zoetis Inc Cl A COM 98978V103 30 1,028 SH   OTR   0 0 1,028
eBay Inc COM 278642103 10,473 189,590 SH   SOLE   90,495 0 99,095
eBay Inc COM 278642103 1,036 18,756 SH   OTR   3,681 0 15,075
iShares Silver Trust COM 46428Q109 6 300 SH   OTR   0 0 300