CERTIFICATION PURSUANT TO SECTION 906

Exhibit 99

CERTIFICATION PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

The undersigned, Anthony J. Feraro and James A. Hughes hereby jointly certify as follows:

(a) They are the Chief Executive Officer and the Chief Financial Officer, respectively, of Unity Bancorp, Inc. (the “Company”);

(b) To the best of their knowledge, the Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2002 (the “Report”) complies in all material respects with the requirements of Section 13(a) of the Securities Exchange Act of 1934, as amended; and

(c) To the best of their knowledge, based upon a review of the Report, the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company

	/s/ Anthony J. Feraro
	Anthony J. Feraro

	President and Chief Executive Officer
	Title

	August 14, 2002
	Date


	/s/ James A. Hughes
	James A. Hughes

	Chief Financial Officer
	Title

	August 14, 2002
	Date