Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
INTEREST INCOME
Interest-bearing deposits	$ 332	$ 420
FHLB stock	182	280
Securities:
Taxable	1,786	1,849
Tax-exempt	18	18
Total securities	1,804	1,867
Loans:
SBA loans	929	1,333
SBA PPP loans	5	8
Commercial loans	24,260	20,830
Residential mortgage loans	9,947	9,219
Consumer loans	1,346	1,402
Residential construction loans	1,996	2,578
Total loans	38,483	35,370
Total interest income	40,801	37,937
INTEREST EXPENSE
Interest-bearing demand deposits	1,622	1,710
Savings deposits	2,593	3,144
Brokered deposits	1,787	2,295
Time deposits	6,415	4,699
Borrowed funds and subordinated debentures	1,133	2,248
Total interest expense	13,550	14,096
Net interest income	27,251	23,841
Provision for credit losses, loans	1,358	641
(Release) Provision for credit losses, off-balance sheet	(41)	2
Provision for credit losses, AFS debt securities	0	0
Net interest income after provision for credit losses	25,934	23,198
NONINTEREST INCOME
Gain on sale of SBA loans held for sale, net	139	238
Gain on sale of mortgage loans, net	168	320
BOLI income	151	65
Net security (losses) gains	(49)	54
Other income	381	341
Total noninterest income	2,101	1,718
NONINTEREST EXPENSE
Compensation and benefits	7,902	7,357
Processing and communications	986	906
Occupancy	880	798
Furniture and equipment	746	684
Professional services	364	436
Advertising	391	400
Loan related expenses	46	384
Deposit insurance	241	339
Director fees	495	247
Other expenses	560	581
Total noninterest expense	12,611	12,132
Income before provision for income taxes	15,424	12,784
Provision for income taxes	3,826	3,198
Net income	$ 11,598	$ 9,586
Net income per common share - Basic	$ 1.15	$ 0.95
Net income per common share - Diluted	$ 1.13	$ 0.93
Weighted average common shares outstanding - Basic	10,054	10,127
Weighted average common shares outstanding - Diluted	10,247	10,276
Branch fee income
NONINTEREST INCOME
Noninterest income	$ 447	$ 243
Service and loan fee income
NONINTEREST INCOME
Noninterest income	$ 864	$ 457