Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2025

Regulatory Capital

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

		Actual			Required for Capital Adequacy Purposes				To be Well Capitalized Under Prompt Corrective Action Regulations *
		Amount	Ratio		Amount		Ratio		Amount		Ratio
		(Dollars in thousands)
As of March 31, 2025
Total risk-based capital (to risk-weighted assets)
Company Consolidated	$	343,980	15.58	%	$	176,668	8.00	%	$	220,836	10.00	%
Bank		335,892	15.23			176,420	8.00			220,526	10.00
Common equity tier 1 (to risk-weighted assets)
Company Consolidated		306,367	13.87			99,376	4.50			143,543	6.50
Bank		308,318	13.98			99,237	4.50			143,342	6.50
Tier 1 capital (to risk-weighted assets)
Company Consolidated		316,367	14.33			132,501	6.00			176,668	8.00
Bank		308,318	13.98			132,315	6.00			176,420	8.00
Tier 1 capital (to average total  assets)
Company Consolidated		316,367	12.32			102,677	4.00			128,346	5.00
Bank		308,318	12.05			102,366	4.00			127,958	5.00
As of December 31, 2024
Total risk-based capital (to risk-weighted assets)
Company Consolidated	$	332,700	15.62	%	$	170,364	8.00	%	$	212,955	10.00	%
Bank		324,763	15.37			169,013	8.00			211,266	10.00
Common equity tier 1 (to risk-weighted assets)
Company Consolidated		296,071	13.90			95,830	4.50			138,421	6.50
Bank		298,342	14.12			95,070	4.50			137,323	6.50
Tier 1 capital (to risk-weighted assets)
Company Consolidated		306,071	14.37			127,773	6.00			170,364	8.00
Bank		298,342	14.12			126,760	6.00			169,013	8.00
Tier 1 capital (to average total  assets)
Company Consolidated		306,071	12.22			100,150	4.00			125,187	5.00
Bank		298,342	11.95			99,844	4.00			124,806	5.00

*Prompt Corrective Action requirements only apply to the Bank.