Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
OPERATING ACTIVITIES:
Net income	$ 41,450	$ 39,707
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses, loans	2,407	1,832
Provision for credit losses, AFS securities	1,541	1,283
Net accretion of purchase premiums and discounts on securities	(256)	(264)
Depreciation and amortization, net	2,580	2,383
SBA PPP deferred fees and costs	(12)	(92)
Deferred income tax benefit	(1,747)	(87)
Net securities realized gains	(94)	(345)
Stock compensation expense	1,823	1,751
Gain on sale of mortgage loans, net	(1,488)	(1,546)
Gain on sale of SBA loans held for sale, net	(660)	(1,299)
BOLI income	(544)	(852)
Net change in other assets and liabilities	2,987	4,438
Net cash provided by operating activities	47,987	46,909
INVESTING ACTIVITIES:
Purchases of securities held to maturity	(5,000)	(100)
Purchase of equity securities	(2,247)	(126)
Purchases of securities available for sale	(10,500)	(650)
Proceeds from sale of FHLB stock, at cost	5,928	629
Maturities and principal payments on debt securities held to maturity	100
Maturities and principal payments on debt securities available for sale	7,824	4,286
Proceeds from sales of equity securities	785	2,166
Net decrease in SBA PPP loans	880	3,682
Net increase in loans	(89,890)	(69,177)
Proceeds from BOLI	0	2,398
Purchases of premises and equipment, net	(693)	(955)
Net cash used in investing activities	(92,813)	(57,847)
FINANCING ACTIVITIES:
Net increase in deposits	176,173	136,612
Repayments of short-term borrowings, net	(137,000)	(66,000)
Proceeds from long-term borrowings, net	1,066	39,438
Proceeds from exercise of stock options, net of withheld taxes	1,480	1,284
Cash dividends on common stock	(5,021)	(4,721)
Purchase of treasury stock	(6,210)	(15,692)
Net cash provided by financing activities	30,488	90,921
(Decrease) increase in cash and cash equivalents	(14,338)	79,983
Cash and cash equivalents, beginning of period	194,776	114,793
Cash and cash equivalents, end of period	180,438	194,776
SUPPLEMENTAL DISCLOSURES
Interest paid	57,349	47,264
Income taxes paid	14,074	13,216
Noncash investing activities:
Capitalization of servicing rights	$ 186	576
Transfer of loans to OREO		$ 251