Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 20,206	$ 20,668
Interest-bearing deposits	160,232	174,108
Cash and cash equivalents	180,438	194,776
Securities:
Debt securities available for sale (net of valuation allowance of $2,824 as of December 31, 2024 and $1,283 as of December 31, 2023)	93,884	91,765
Debt securities held to maturity	41,294	36,122
Equity securities with readily determinable fair values	9,850	7,802
Total securities	145,028	135,689
Loans:
Total loans	2,260,657	2,172,063
Allowance for credit losses	(26,788)	(25,854)
Net loans	2,233,869	2,146,209
Premises and equipment, net	18,778	19,567
Bank owned life insurance ("BOLI")	25,773	25,230
Deferred tax assets	14,106	12,552
Federal Home Loan Bank ("FHLB") stock	12,507	18,435
Accrued interest receivable	12,691	13,582
Goodwill	1,516	1,516
Prepaid expenses and other assets	9,311	10,951
Total assets	2,654,017	2,578,507
Deposits:
Noninterest-bearing demand	440,803	419,636
Interest-bearing demand	321,780	313,352
Savings	491,175	565,088
Brokered deposits	217,931	199,667
Time deposits	628,624	426,397
Total deposits	2,100,313	1,924,140
Borrowed funds	220,504	356,438
Subordinated debentures	10,310	10,310
Accrued interest payable	1,702	1,924
Accrued expenses and other liabilities	25,605	24,265
Total liabilities	2,358,434	2,317,077
Shareholders' equity:
Preferred stock, no par value, 500 shares authorized, no shares issued and no shares outstanding as of December 31, 2024 and December 31, 2023
Common stock, no par value, 12,000 shares authorized, 11,616 shares issued and 10,026 shares outstanding as of December 31, 2024; 12,000 shares authorized, 11,424 shares issued and 10,063 shares outstanding as of December 31, 2023	103,936	100,426
Retained earnings	227,331	191,108
Treasury stock, at cost (1,590 shares as of December 31, 2024 and 1,361 shares as of December 31, 2023)	(33,577)	(27,367)
Accumulated other comprehensive loss	(2,107)	(2,737)
Total shareholders' equity	295,583	261,430
Total liabilities and shareholders' equity	2,654,017	2,578,507
SBA loans held for sale
Loans:
Total loans	12,163	18,242
SBA loans held for investment
Loans:
Total loans	36,859	38,584
Allowance for credit losses	(1,535)	(1,221)
SBA PPP loans
Loans:
Total loans	1,450	2,318
Commercial loans
Loans:
Total loans	1,411,629	1,277,460
Allowance for credit losses	(17,361)	(15,876)
Residential Portfolio Segment [Member]
Loans:
Total loans	630,927	631,506
Allowance for credit losses	(6,254)	(6,529)
Consumer Portfolio Segment [Member]
Loans:
Total loans	76,711	72,676
Allowance for credit losses	(775)	(1,022)
Residential construction loans
Loans:
Total loans	90,918	131,277
Allowance for credit losses	$ (863)	$ (1,206)