Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
INTEREST INCOME
Interest-bearing deposits	$ 435	$ 441	$ 855	$ 775
FHLB stock	180	343	460	674
Securities:
Taxable	1,749	1,798	3,598	3,537
Tax-exempt	17	19	35	38
Total securities	1,766	1,817	3,633	3,575
Loans:
SBA loans	1,276	1,403	2,609	2,807
SBA PPP loans	11	27	19	104
Commercial loans	21,160	18,621	41,990	36,022
Residential mortgage loans	9,316	8,532	18,535	16,641
Consumer loans	1,390	1,471	2,792	2,825
Residential construction loans	2,453	2,737	5,031	5,323
Total loans	35,606	32,791	70,976	63,722
Total interest income	37,987	35,392	75,924	68,746
INTEREST EXPENSE
Interest-bearing demand deposits	2,010	1,331	3,720	2,296
Savings deposits	3,349	1,993	6,493	3,548
Brokered deposits	2,181	1,857	4,476	3,419
Time deposits	5,832	2,564	10,531	4,126
Borrowed funds and subordinated debentures	1,191	4,125	3,439	7,924
Total interest expense	14,563	11,870	28,659	21,313
Net interest income	23,424	23,522	47,265	47,433
Provision for credit losses, loans	266	777	907	885
Provision for credit losses, off-balance sheet	13	(84)	15	(84)
Provision for credit losses, AFS debt securities	646		646	0
Net interest income after provision for credit losses	22,499	22,829	45,697	46,632
NONINTEREST INCOME
Gain on sale of SBA loans held for sale, net	305	586	543	896
Gain on sale of mortgage loans, net	266	463	586	707
BOLI income	189	84	254	164
Net security gains (losses)	20	(164)	74	(487)
Other income	520	427	861	796
Total noninterest income	2,033	2,115	3,751	3,532
NONINTEREST EXPENSE
Compensation and benefits	7,121	7,271	14,478	14,361
Processing and communications	840	663	1,746	1,467
Occupancy	815	779	1,613	1,549
Furniture and equipment	819	690	1,503	1,379
Professional services	405	296	841	723
Advertising	397	443	797	703
Loan related expenses	351	130	735	305
Deposit insurance	321	617	660	965
Director fees	231	203	478	420
Other expenses	680	743	1,261	1,391
Total noninterest expense	11,980	11,835	24,112	23,263
Income before provision for income taxes	12,552	13,109	25,336	26,901
Provision for income taxes	3,098	3,409	6,296	6,914
Net income	$ 9,454	$ 9,700	$ 19,040	$ 19,987
Net income per common share - Basic	$ 0.94	$ 0.96	$ 1.89	$ 1.94
Net income per common share - Diluted	$ 0.93	$ 0.95	$ 1.86	$ 1.91
Weighted average common shares outstanding - Basic	10,016	10,103	10,072	10,319
Weighted average common shares outstanding - Diluted	10,149	10,203	10,212	10,444
Branch fee income
NONINTEREST INCOME
Noninterest income	$ 266	$ 228	$ 509	$ 463
Service and loan fee income
NONINTEREST INCOME
Noninterest income	$ 467	$ 491	$ 924	$ 993