Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 31,180	$ 20,668
Interest-bearing deposits	166,238	174,108
Cash and cash equivalents	197,418	194,776
Securities:
Debt securities available for sale ("AFS"), at fair value	99,081	91,765
Debt securities held to maturity ("HTM"), at amortized cost	36,157	36,122
Equity securities, at fair value	9,949	7,802
Total securities	145,187	135,689
Loans:
Total loans	2,170,535	2,172,063
Allowance for credit losses	(26,107)	(25,854)
Net loans	2,144,428	2,146,209
Premises and equipment, net	19,073	19,567
Bank owned life insurance ("BOLI")	25,483	25,230
Deferred tax assets, net	13,294	12,552
Federal Home Loan Bank ("FHLB") stock	14,957	18,435
Accrued interest receivable	13,257	13,582
Goodwill	1,516	1,516
Prepaid expenses and other assets	23,094	10,951
Total assets	2,597,707	2,578,507
Deposits:
Noninterest-bearing demand	422,001	419,636
Interest-bearing demand	301,480	312,208
Savings	505,586	497,491
Brokered deposits	221,990	268,408
Time deposits	559,774	426,397
Total deposits	2,010,831	1,924,140
Borrowed funds	274,798	356,438
Subordinated debentures	10,310	10,310
Accrued interest payable	1,657	1,924
Accrued expenses and other liabilities	26,716	24,265
Total liabilities	2,324,312	2,317,077
Shareholders' equity:
Common stock	102,226	100,426
Retained earnings	207,534	191,108
Treasury stock	(33,285)	(27,367)
Accumulated other comprehensive loss	(3,080)	(2,737)
Total shareholders' equity	273,395	261,430
Total liabilities and shareholders' equity	2,597,707	2,578,507
SBA loans held for sale
Loans:
Total loans	15,159	18,242
SBA loans held for investment
Loans:
Total loans	38,017	38,584
Allowance for credit losses	(1,457)	(1,221)
SBA PPP loans
Loans:
Total loans	1,734	2,318
Commercial loans
Loans:
Total loans	1,318,208	1,277,460
Allowance for credit losses	(16,688)	(15,876)
Residential mortgage loans
Loans:
Total loans	624,949	631,506
Allowance for credit losses	(6,213)	(6,529)
Consumer loans
Loans:
Total loans	69,280	72,676
Allowance for credit losses	(835)	(1,022)
Residential construction loans
Loans:
Total loans	103,188	131,277
Allowance for credit losses	$ (914)	$ (1,206)