Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 26,224	$ 19,699
Interest-bearing deposits	135,223	95,094
Cash and cash equivalents	161,447	114,793
Securities:
Debt securities available for sale, at market value	92,122
Debt securities available for sale, at market value		95,393
Debt securities held to maturity, at amortized cost	35,956
Debt securities held to maturity, at amortized cost		35,760
Equity securities, at market value	8,013	9,793
Total securities	136,091	140,946
Loans:
Total loans	2,173,190
Allowance for credit losses	(25,918)
Net loans	2,147,272
Loans:
Total loans		2,106,559
Allowance for credit losses		(25,196)
Net loans		2,081,363
Premises and equipment, net	19,783	20,002
Bank owned life insurance ("BOLI")	25,223	26,776
Deferred tax assets, net	13,249	12,345
Federal Home Loan Bank ("FHLB") stock	19,882	19,064
Accrued interest receivable	16,101	13,403
Goodwill	1,516	1,516
Prepaid expenses and other assets	22,442	14,740
Total assets	2,563,006	2,444,948
Deposits:
Noninterest-bearing demand	425,436	494,184
Interest-bearing demand	297,705	276,218
Savings	548,325	591,826
Brokered time deposits	197,636	189,644
Time deposits	415,808	235,656
Total deposits	1,884,910	1,787,528
Borrowed funds	388,610	383,000
Subordinated debentures	10,310	10,310
Accrued interest payable	1,412	691
Accrued expenses and other liabilities	25,380	24,192
Total liabilities	2,310,622	2,205,721
Shareholders' equity:
Common stock	99,741	97,204
Retained earnings	182,557	156,958
Treasury stock	(25,954)	(11,675)
Accumulated other comprehensive loss	(3,960)	(3,260)
Total shareholders' equity	252,384	239,227
Total liabilities and shareholders' equity	2,563,006	2,444,948
SBA loans held for sale
Loans:
Total loans	19,387
Loans:
Total loans		27,928
SBA loans held for investment
Loans:
Total loans	40,873
Allowance for credit losses	(1,656)
Loans:
Total loans		38,468
Allowance for credit losses		(875)
SBA PPP loans
Loans:
Total loans	2,507
Loans:
Total loans		5,908
Commercial loans
Loans:
Total loans	1,276,156
Allowance for credit losses	(15,351)
Loans:
Total loans		1,187,543
Allowance for credit losses		(15,254)
Residential mortgage loans
Loans:
Total loans	628,628
Allowance for credit losses	(6,431)
Loans:
Total loans		605,091
Allowance for credit losses		(5,450)
Consumer loans
Loans:
Total loans	72,189
Allowance for credit losses	(960)
Loans:
Total loans		78,164
Allowance for credit losses		(990)
Residential construction loans
Loans:
Total loans	133,450
Allowance for credit losses	$ (1,520)
Loans:
Total loans		163,457
Allowance for credit losses		$ (2,627)