Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 24,959	$ 26,053
Interest-bearing deposits	138,421	218,765
Cash and cash equivalents	163,380	244,818
Securities:
Debt securities available for sale	92,500	56,480
Debt securities held to maturity	35,897	14,276
Equity securities with readily determinable fair values	8,474	8,566
Total securities	136,871	79,322
Loans:
Total loans	1,942,414	1,649,448
Allowance for loan losses	(23,861)	(22,302)
Net loans	1,918,553	1,627,146
Premises and equipment, net	19,094	19,914
Bank owned life insurance ("BOLI")	26,634	26,608
Deferred tax assets	12,910	10,040
Federal Home Loan Bank ("FHLB") stock	14,398	3,550
Accrued interest receivable	11,385	9,586
Goodwill	1,516	1,516
Prepaid expenses and other assets	34,796	11,213
Total assets	2,339,537	2,033,713
Deposits:
Noninterest-bearing demand	497,752	529,227
Interest-bearing demand	267,558	244,073
Savings	682,756	694,161
Time, under $100,000	233,447	194,961
Time, $100,000 to $250,000	70,649	62,668
Time, $250,000 and over	44,435	33,791
Total deposits	1,796,597	1,758,881
Borrowed funds	280,000	40,000
Subordinated debentures	10,310	10,310
Accrued interest payable	294	129
Accrued expenses and other liabilities	22,102	18,664
Total liabilities	2,109,303	1,827,984
Shareholders' equity:
Common stock	96,493	94,003
Retained earnings	148,174	123,037
Treasury stock	(11,633)	(11,633)
Accumulated other comprehensive (loss) income	(2,800)	322
Total shareholders' equity	230,234	205,729
Total liabilities and shareholders' equity	2,339,537	2,033,713
SBA loans held for sale
Loans:
Total loans	36,338	27,373
SBA loans held for investment
Loans:
Total loans	30,747	36,075
Allowance for loan losses	(831)	(1,074)
SBA PPP loans
Loans:
Total loans	6,706	46,450
Commercial loans
Loans:
Total loans	1,106,059	931,726
Allowance for loan losses	(15,233)	(15,053)
Residential mortgage loans
Loans:
Total loans	533,737	409,355
Allowance for loan losses	(5,235)	(4,114)
Consumer loans
Loans:
Total loans	79,662	77,944
Allowance for loan losses	(1,111)	(671)
Residential construction loans
Loans:
Total loans	149,165	120,525
Allowance for loan losses	$ (1,451)	$ (1,390)