Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME
Interest-bearing deposits	$ 96	$ 24
FHLB stock	33	63
Securities:
Taxable	652	292
Tax-exempt	6	10
Total securities	658	302
Loans:
SBA loans	923	783
SBA PPP loans	777	1,730
Commercial loans	11,497	10,474
Residential mortgage loans	4,390	5,128
Consumer loans	921	857
Residential construction loans	1,824	1,215
Total loans	20,332	20,187
Total interest income	21,119	20,576
INTEREST EXPENSE
Interest-bearing demand deposits	164	309
Savings deposits	345	431
Time deposits	480	1,463
Borrowed funds and subordinated debentures	226	355
Total interest expense	1,215	2,558
Net interest income	19,904	18,018
(Credit) provision for loan losses	(178)	500
Net interest income after provision for loan losses	20,082	17,518
NONINTEREST INCOME
Gain on sale of SBA loans held for sale, net	852	245
Gain on sale of mortgage loans, net	521	1,750
BOLI income	163	129
Net security (losses) gains	(557)	310
Other income	401	372
Total noninterest income	2,239	3,726
NONINTEREST EXPENSE
Compensation and benefits	6,508	6,063
Occupancy	775	706
Processing and communications	752	807
Furniture and equipment	576	649
Professional services	447	380
Deposit insurance	269	214
Director fees	233	208
Advertising	225	268
Other loan expenses	135	143
Loan collection expenses (recoveries)	58	(49)
Other expenses	432	413
Total noninterest expense	10,410	9,802
Income before provision for income taxes	11,911	11,442
Provision for income taxes	2,803	2,946
Net income	$ 9,108	$ 8,496
Net income per common share - Basic	$ 0.87	$ 0.81
Net income per common share - Diluted	$ 0.85	$ 0.80
Weighted average common shares outstanding - Basic	10,446	10,437
Weighted average common shares outstanding - Diluted	10,664	10,565
Branch fee income
NONINTEREST INCOME
Noninterest income	$ 275	$ 295
Service and loan fee income
NONINTEREST INCOME
Noninterest income	$ 584	$ 625