Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 25,911	$ 22,750
Federal funds sold and interest-bearing deposits	213,666	196,561
Cash and cash equivalents	239,577	219,311
Securities:
Debt securities available for sale (amortized cost of $32,549 in 2021 and $45,921 in 2020)	32,330	45,617
Equity securities with readily determinable fair values (amortized cost of $2,112 in 2021 and $2,112 in 2020)	2,221	1,954
Total securities	34,551	47,571
Loans:
SBA loans held for sale	8,809	9,335
Loans	1,659,639	1,618,482
Total loans	1,668,448	1,627,817
Allowance for loan losses	(22,965)	(23,105)
Net loans	1,645,483	1,604,712
Premises and equipment, net	20,043	20,226
Bank owned life insurance ("BOLI")	26,535	26,514
Deferred tax assets	9,116	9,183
Federal Home Loan Bank ("FHLB") stock	9,269	10,594
Accrued interest receivable	9,831	10,429
Goodwill	1,516	1,516
Prepaid expenses and other assets	8,897	8,858
Total assets	2,004,818	1,958,914
Deposits:
Noninterest-bearing demand	465,511	459,677
Interest-bearing demand	217,714	204,236
Savings	502,300	455,449
Time, under $100,000	272,298	264,671
Time, $100,000 to $250,000	94,933	95,595
Time, $250,000 and over	75,637	78,331
Total deposits	1,628,393	1,557,959
Borrowed funds	170,000	200,000
Subordinated debentures	10,310	10,310
Accrued interest payable	255	248
Accrued expenses and other liabilities	14,674	16,486
Total liabilities	1,823,632	1,785,003
Shareholders' equity:
Common stock	92,180	91,873
Retained earnings	98,331	90,669
Treasury stock	(8,791)	(7,442)
Accumulated other comprehensive loss	(534)	(1,189)
Total shareholders' equity	181,186	173,911
Total liabilities and shareholders' equity	2,004,818	1,958,914
SBA loans held for investment
Loans:
Loans	38,296	39,587
Allowance for loan losses	(1,654)	(1,301)
SBA PPP loans
Loans:
Loans	169,117	118,257
Commercial loans
Loans:
Loans	853,078	839,788
Allowance for loan losses	(14,727)	(14,992)
Residential mortgage loans
Loans:
Loans	448,149	467,586
Allowance for loan losses	(5,009)	(5,318)
Consumer loans
Loans:
Loans	60,502	66,100
Allowance for loan losses	(549)	(681)
Consumer construction loans
Loans:
Loans	90,497	87,164
Allowance for loan losses	$ (1,026)	$ (813)