Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
OPERATING ACTIVITIES:
Net income	$ 10,539,000	$ 11,574,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	4,000,000	850,000
Net amortization of purchase premiums and discounts on securities	115,000	81,000
Depreciation and amortization	791,000	795,000
PPP deferred fees and costs	4,419,000	0
Deferred income tax (benefit)	(1,343,000)	(262,000)
Net security gains	(306,000)	0
Stock compensation expense	707,000	604,000
Valuation writedowns on OREO	200,000	0
Gain on sale of mortgage loans, net	(1,861,000)	(619,000)
Gain on sale of SBA loans held for sale, net	(565,000)	(554,000)
Origination of mortgage loans sold	(105,855,000)	(43,022,000)
Origination of SBA loans held for sale	(3,150,000)	(5,479,000)
Proceeds from sale of mortgage loans, net	107,716,000	43,641,000
Proceeds from sale of SBA loans held for sale, net	7,095,000	9,629,000
BOLI income	(327,000)	(297,000)
Net change in other assets and liabilities	(2,746,000)	(1,221,000)
Net cash provided by operating activities	19,429,000	15,720,000
INVESTING ACTIVITIES
Purchases of securities available for sale	(2,717,000)	0
Purchases of FHLB stock, at cost	(39,430,000)	(42,989,000)
Maturities and principal payments on securities held to maturity		413,000
Maturities and principal payments on debt securities available for sale	8,471,000	2,306,000
Proceeds from sales of securities available for sale	6,029,000	0
Proceeds from sales of equity securities	111,000	0
Proceeds from redemption of FHLB stock	41,985,000	43,785,000
Proceeds from sale of OREO	812,000	0
Originations of SBA PPP Loans	(140,516,000)	0
Net increase in loans	(34,351,000)	(45,083,000)
Proceeds from BOLI	215,000	0
Purchases of premises and equipment	(278,000)	(287,000)
Net cash used in investing activities	(159,669,000)	(41,855,000)
FINANCING ACTIVITIES
Net increase in deposits	233,343,000	56,666,000
Proceeds from new borrowings	183,000,000	190,000,000
Repayments of borrowings	(243,000,000)	(210,000,000)
Proceeds from exercise of stock options	395,518	363,064
Fair market value of shares withheld to cover employee tax liability	(172,000)	0
Dividends on common stock	(1,669,000)	(1,569,000)
Purchase of treasury stock	(2,991,000)	0
Net cash provided by financing activities	168,907,000	35,460,000
Increase in cash and cash equivalents	28,667,000	9,325,000
Cash and cash equivalents, beginning of period	158,016,000	145,515,000
Cash and cash equivalents, end of period	186,683,000	154,840,000
SUPPLEMENTAL DISCLOSURES
Interest paid	8,321,000	8,847,000
Income taxes paid	3,632,000	4,132,000
Noncash investing activities:
Establishment of lease liability and right-of-use asset		3,191,000
Transfer of SBA loans held for sale to held to maturity	1,204,000	0
Capitalization of servicing rights	$ 578,000	428,000
Transfer of loans to OREO		$ 976,000