Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
OPERATING ACTIVITIES:
Net income	$ 5,368,000	$ 5,740,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,500,000	500,000
Net amortization of purchase premiums and discounts on securities	59,000	37,000
Depreciation and amortization	317,000	121,000
Deferred income tax (benefit) expense	(347,000)	82,000
Net security gains	(301,000)	0
Stock compensation expense	365,000	283,000
Valuation writedowns on OREO	200,000	0
Gain on sale of mortgage loans held for sale, net	(622,000)	(258,000)
Gain on sale of SBA loans held for sale, net	(473,000)	(316,000)
Origination of mortgage loans held for sale	(38,562,000)	(19,431,000)
Origination of SBA loans held for sale	(2,595,000)	(2,412,000)
Proceeds from sale of mortgage loans held for sale, net	39,184,000	19,689,000
Proceeds from sale of SBA loans held for sale, net	5,850,000	6,511,000
BOLI income	(173,000)	(151,000)
Net change in other assets and liabilities	1,714,000	819,000
Net cash provided by operating activities	11,484,000	11,214,000
INVESTING ACTIVITIES
Purchases of FHLB stock, at cost	(22,275,000)	(20,295,000)
Maturities and principal payments on securities held to maturity	0	89,000
Maturities and principal payments on debt securities available for sale	2,198,000	959,000
Proceeds from sales of securities available for sale	6,029,000	0
Proceeds from sales of equity securities	111,000	0
Proceeds from redemption of FHLB stock	27,405,000	20,970,000
Net increase in loans	(17,277,000)	(12,541,000)
Proceeds from BOLI	117,000	0
Purchases of premises and equipment	(166,000)	(109,000)
Net cash used in investing activities	(3,858,000)	(10,927,000)
FINANCING ACTIVITIES
Net increase in deposits	128,504,000	18,899,000
Proceeds from new borrowings	109,000,000	175,000,000
Repayments of borrowings	(223,000,000)	(190,000,000)
Proceeds from exercise of stock options	34,265	165,943
Fair market value of shares withheld to cover employee tax liability	(172,000)	0
Dividends on common stock	(841,000)	(730,000)
Purchase of treasury stock	(172,000)	0
Net cash provided by financing activities	13,353,000	3,335,000
Increase in cash and cash equivalents	20,979,000	3,622,000
Cash and cash equivalents, beginning of period	158,016,000	145,515,000
Cash and cash equivalents, end of period	178,995,000	149,137,000
SUPPLEMENTAL DISCLOSURES
Interest paid	4,559,000	4,271,000
Income taxes paid	1,782,000	52,000
Noncash investing activities:
Establishment of lease liability and right-of-use asset	0	2,765,000
Transfer of SBA loans held for sale to held to maturity	1,024,000	0
Capitalization of servicing rights	486,000	211,000
Transfer of loans to OREO	$ 0	$ 328,000