XML 40 R29.htm IDEA: XBRL DOCUMENT v3.19.1
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)
 3 Months Ended
Mar. 31, 2019
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Activity in Allowance for Loan Losses by Portfolio Segment
The following tables detail the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2019 and 2018:
 
 
For the three months ended March 31, 2019
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Total
Balance, beginning of period
 
$
1,655

 
$
8,705

 
$
3,900

 
$
1,228

 
$
15,488

Charge-offs
 
(308
)
 
(1
)
 
—

 
(1
)
 
(310
)
Recoveries
 
1

 
5

 
—

 
—

 
6

Net (charge-offs) recoveries
 
(307
)
 
4

 
—

 
(1
)
 
(304
)
Provision for (credit to) loan losses charged to expense
 
330

 
84

 
116

 
(30
)
 
500

Balance, end of period
 
$
1,678

 
$
8,793

 
$
4,016

 
$
1,197

 
$
15,684


 
 
For the three months ended March 31, 2018
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Total
Balance, beginning of period
 
$
1,471

 
$
7,825

 
$
3,130

 
$
1,130

 
$
13,556

Charge-offs
 
(81
)
 
—

 
—

 
(6
)
 
(87
)
Recoveries
 
64

 
16

 
13

 
134

 
227

Net (charge-offs) recoveries
 
(17
)
 
16

 
13

 
128

 
140

Provision for (credit to) loan losses charged to expense
 
50

 
298

 
287

 
(135
)
 
500

Balance, end of period
 
$
1,504

 
$
8,139

 
$
3,430

 
$
1,123

 
$
14,196
Allowance for Credit Losses on Financing Receivables on Basis of Impairment Method
The following tables present loans and their related allowance for loan losses, by portfolio segment, as of March 31, 2019 and December 31, 2018:
 
 
March 31, 2019
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Total
Allowance for loan losses ending balance:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
140

 
$
90

 
$
—

 
$
—

 
$
230

Collectively evaluated for impairment
 
1,538

 
8,703

 
4,016

 
1,197

 
15,454

Total
 
$
1,678

 
$
8,793

 
$
4,016

 
$
1,197

 
$
15,684

Loan ending balances:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
746

 
$
1,784

 
$
—

 
$
—

 
$
2,530

Collectively evaluated for impairment
 
38,069

 
700,451

 
438,431

 
125,503

 
1,302,454

Total
 
$
38,815

 
$
702,235

 
$
438,431

 
$
125,503

 
$
1,304,984


 
 
December 31, 2018
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Total
Allowance for loan losses ending balance:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
540

 
$
127

 
$
—

 
$
—

 
$
667

Collectively evaluated for impairment
 
1,115

 
8,578

 
3,900

 
1,228

 
14,821

Total
 
$
1,655

 
$
8,705

 
$
3,900

 
$
1,228

 
$
15,488

Loan ending balances:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
1,471

 
$
1,821

 
$
—

 
$
—

 
$
3,292

Collectively evaluated for impairment
 
37,862

 
692,281

 
436,056

 
123,904

 
1,290,103

Total
 
$
39,333

 
$
694,102

 
$
436,056

 
$
123,904

 
$
1,293,395