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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2018
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table summarizes the Company’s and the Bank’s regulatory capital ratios at September 30, 2018 and December 31, 2017, as well as the minimum regulatory capital ratios required for the Bank to be deemed “well-capitalized.” 
 
 
At September 30, 2018
 
Required for capital
adequacy purposes effective
 
To be well-capitalized under prompt corrective action regulations
 
 
Company
 
Bank
 
January 1, 2018
 
January 1, 2019
 
Bank
Leverage ratio
 
9.74
%
 
9.35
%
 
4.000
%
 
4.00
%
 
5.00
%
CET1
 
11.15
%
 
11.52
%
 
6.375
%
(1
)
7.00
%
(2
)
6.50
%
Tier I risk-based capital ratio
 
12.00
%
 
11.52
%
 
7.875
%
(1
)
8.50
%
(2
)
8.00
%
Total risk-based capital ratio
 
13.25
%
 
12.77
%
 
9.875
%
(1
)
10.50
%
(2
)
10.00
%
 
 
 
 
 
 
 
 
 
 
 
(1) Includes 1.875% capital conservation buffer.
 
 
 
 
 
 
(2) Includes 2.5% capital conservation buffer.
 
 
 
 
 
 

 
 
At December 31, 2017
 
Required for capital
adequacy purposes effective
 
To be well-capitalized under prompt corrective action regulations
 
 
Company
 
Bank
 
January 1, 2017
 
January 1, 2019
 
Bank
Leverage ratio
 
9.37
%
 
9.03
%
 
4.000
%
 
4.00
%
 
5.00
%
CET1
 
10.81
%
 
11.33
%
 
5.750
%
(3
)
7.00
%
(4
)
6.50
%
Tier I risk-based capital ratio
 
11.75
%
 
11.33
%
 
7.250
%
(3
)
8.50
%
(4
)
8.00
%
Total risk-based capital ratio
 
12.87
%
 
12.50
%
 
9.250
%
(3
)
10.50
%
(4
)
10.00
%
 
 
 
 
 
 
 
 
 
 
 
(3) Includes 1.25% capital conservation buffer.
 
 
 
 
 
 
(4) Includes 2.5% capital conservation buffer.