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Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)
 6 Months Ended
Jun. 30, 2018
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Activity in Allowance for Loan Losses by Portfolio Segment
The following tables detail the activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2018 and 2017:
 
 
For the three months ended June 30, 2018
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Balance, beginning of period
 
$
1,504

 
$
8,139

 
$
3,430

 
$
1,123

 
$
—

 
$
14,196

Charge-offs
 
(104
)
 
—

 
—

 
(16
)
 


 
(120
)
Recoveries
 
3

 
4

 
—

 
1

 


 
8

Net (charge-offs) recoveries
 
(101
)
 
4

 
—

 
(15
)
 
—

 
(112
)
Provision for loan losses charged to expense
 
234

 
212

 
63

 
41

 
—

 
550

Balance, end of period
 
$
1,637

 
$
8,355

 
$
3,493

 
$
1,149

 
$
—

 
$
14,634


 
 
For the three months ended June 30, 2017
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Balance, beginning of period
 
$
1,653

 
$
7,133

 
$
2,869

 
$
1,026

 
$
—

 
$
12,681

Charge-offs
 
(150
)
 
(120
)
 
—

 
(17
)
 


 
(287
)
Recoveries
 
3

 
3

 
—

 
—

 


 
6

Net charge-offs
 
(147
)
 
(117
)
 
—

 
(17
)
 
—

 
(281
)
Provision for loan losses charged to expense
 
8

 
371

 
(53
)
 
74

 
—

 
400

Balance, end of period
 
$
1,514

 
$
7,387

 
$
2,816

 
$
1,083

 
$
—

 
$
12,800



The following tables detail the activity in the allowance for loan losses portfolio segment for the six months ended June 30, 2018 and 2017:
 
 
For the six months ended June 30, 2018
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Balance, beginning of period
 
$
1,471

 
$
7,825

 
$
3,130

 
$
1,130

 
$
—

 
$
13,556

Charge-offs
 
(184
)
 
—

 
—

 
(22
)
 


 
(206
)
Recoveries
 
66

 
20

 
13

 
135

 


 
234

Net (charge-offs) recoveries
 
(118
)
 
20

 
13

 
113

 
—

 
28

Provision for loan losses charged to expense
 
284

 
510

 
350

 
(94
)
 
—

 
1,050

Balance, end of period
 
$
1,637

 
$
8,355

 
$
3,493

 
$
1,149

 
$
—

 
$
14,634


 
 
For the six months ended June 30, 2017
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Balance, beginning of period
 
$
1,576

 
$
7,302

 
$
2,593

 
$
925

 
$
183

 
$
12,579

Charge-offs
 
(258
)
 
(196
)
 
—

 
(83
)
 


 
(537
)
Recoveries
 
39

 
56

 
12

 
1

 


 
108

Net (charge-offs) recoveries
 
(219
)
 
(140
)
 
12

 
(82
)
 
—

 
(429
)
Provision for loan losses charged to expense
 
157

 
225

 
211

 
240

 
(183
)
 
650

Balance, end of period
 
$
1,514

 
$
7,387

 
$
2,816

 
$
1,083

 
$
—

 
$
12,800
Allowance for Credit Losses on Financing Receivables on Basis of Impairment Method
The following tables present loans and their related allowance for loan losses, by portfolio segment, as of June 30, 2018 and December 31, 2017:
 
 
June 30, 2018
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Total
Allowance for loan losses ending balance:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
448

 
$
138

 
$
—

 
$
—

 
$
586

Collectively evaluated for impairment
 
1,189

 
8,217

 
3,493

 
1,149

 
14,048

Total
 
$
1,637

 
$
8,355

 
$
3,493

 
$
1,149

 
$
14,634

Loan ending balances:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
1,293

 
$
2,828

 
$
—

 
$
—

 
$
4,121

Collectively evaluated for impairment
 
40,058

 
670,652

 
398,383

 
118,408

 
1,227,501

Total
 
$
41,351

 
$
673,480

 
$
398,383

 
$
118,408

 
$
1,231,622


 
 
December 31, 2017
(In thousands)
 
SBA held for investment
 
Commercial
 
Residential
 
Consumer
 
Total
Allowance for loan losses ending balance:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
194

 
$
138

 
$
—

 
$
—

 
$
332

Collectively evaluated for impairment
 
1,277

 
7,687

 
3,130

 
1,130

 
13,224

Total
 
$
1,471

 
$
7,825

 
$
3,130

 
$
1,130

 
$
13,556

Loan ending balances:
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
605

 
$
854

 
$
—

 
$
—

 
$
1,459

Collectively evaluated for impairment
 
43,394

 
628,011

 
365,145

 
109,855

 
1,146,405

Total
 
$
43,999

 
$
628,865

 
$
365,145

 
$
109,855

 
$
1,147,864