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Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)
 3 Months Ended
Mar. 31, 2017
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Activity in Allowance for Loan Losses by Portfolio Segment
The following tables detail the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2017 and 2016:
 
 
For the three months ended March 31, 2017
(In thousands)
 
SBA held for investment
 
SBA 504
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Balance, beginning of period
 
$
1,576

 
$
573

 
$
6,729

 
$
2,593

 
$
925

 
$
183

 
$
12,579

Charge-offs
 
(109
)
 
—

 
(76
)
 
—

 
(66
)
 
—

 
(251
)
Recoveries
 
37

 
—

 
53

 
12

 
1

 
—

 
103

Net (charge-offs) recoveries
 
(72
)
 
—

 
(23
)
 
12

 
(65
)
 
—

 
(148
)
Provision for loan losses charged to expense
 
149

 
27

 
(173
)
 
264

 
166

 
(183
)
 
250

Balance, end of period
 
$
1,653

 
$
600

 
$
6,533

 
$
2,869

 
$
1,026

 
$
—

 
$
12,681


 
 
For the three months ended March 31, 2016
(In thousands)
 
SBA held for investment
 
SBA 504
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Balance, beginning of period
 
$
1,961

 
$
741

 
$
6,309

 
$
2,769

 
$
817

 
$
162

 
$
12,759

Charge-offs
 
(86
)
 
—

 
(228
)
 
—

 
(28
)
 
—

 
(342
)
Recoveries
 
11

 
—

 
6

 
—

 
—

 
—

 
17

Net (charge-offs) recoveries
 
(75
)
 
—

 
(222
)
 
—

 
(28
)
 
—

 
(325
)
Provision for loan losses charged to expense
 
(173
)
 
(143
)
 
224

 
123

 
47

 
122

 
200

Balance, end of period
 
$
1,713

 
$
598

 
$
6,311

 
$
2,892

 
$
836

 
$
284

 
$
12,634
Allowance for Credit Losses on Financing Receivables on Basis of Impairment Method
The following tables present loans and their related allowance for loan losses, by portfolio segment, as of March 31, 2017 and December 31, 2016:
 
 
March 31, 2017
(In thousands)
 
SBA held for investment
 
SBA 504
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Allowance for loan losses ending balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
277

 
$
—

 
$
19

 
$
—

 
$
—

 
$
—

 
$
296

Collectively evaluated for impairment
 
1,376

 
600

 
6,514

 
2,869

 
1,026

 
—

 
12,385

Total
 
$
1,653

 
$
600

 
$
6,533

 
$
2,869

 
$
1,026

 
$
—

 
$
12,681

Loan ending balances:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
1,179

 
$
237

 
$
1,499

 
$
—

 
$
—

 
$
—

 
$
2,915

Collectively evaluated for impairment
 
41,224

 
24,874

 
517,839

 
305,578

 
96,084

 
—

 
985,599

Total
 
$
42,403

 
$
25,111

 
$
519,338

 
$
305,578

 
$
96,084

 
$
—

 
$
988,514


 
 
December 31, 2016
(In thousands)
 
SBA held for investment
 
SBA 504
 
Commercial
 
Residential
 
Consumer
 
Unallocated
 
Total
Allowance for loan losses ending balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
246

 
$
—

 
$
34

 
$
—

 
$
—

 
$
—

 
$
280

Collectively evaluated for impairment
 
1,330

 
573

 
6,695

 
2,593

 
925

 
183

 
12,299

Total
 
$
1,576

 
$
573

 
$
6,729

 
$
2,593

 
$
925

 
$
183

 
$
12,579

Loan ending balances:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
1,108

 
$
513

 
$
426

 
$
—

 
$
—

 
$
—

 
$
2,047

Collectively evaluated for impairment
 
41,384

 
25,831

 
508,745

 
289,093

 
91,541

 
—

 
956,594

Total
 
$
42,492

 
$
26,344

 
$
509,171

 
$
289,093

 
$
91,541

 
$
—

 
$
958,641