Consolidated Balance Sheets (Unaudited) - USD ($) shares in Thousands, $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks		$ 23,811	$ 22,681
Federal funds sold and interest-bearing deposits		60,859	65,476
Cash and cash equivalents		84,670	88,157
Securities:
Securities available for sale		44,186	52,865
Securities held to maturity (fair value of $28,838 and $18,607 respectively)		28,174	18,471
Total securities		72,360	71,336
Loans:
SBA loans held for sale		15,611	13,114
SBA loans held for investment		41,795	39,393
SBA 504 loans		26,067	29,353
Commercial loans		496,008	465,518
Residential mortgage loans		282,317	264,523
Consumer loans		88,034	77,057
Total loans		949,832	888,958
Allowance for loan losses		(12,685)	(12,759)
Net loans		937,147	876,199
Premises and equipment, net		22,302	15,171
Bank owned life insurance (BOLI)		13,664	13,381
Deferred tax assets		6,008	5,968
Federal Home Loan Bank (FHLB) stock		5,767	4,600
Accrued interest receivable		4,165	3,884
Other real estate owned (OREO)		1,703	1,591
Goodwill and other intangibles		1,516	1,516
Other assets		3,594	3,063
Total assets		1,152,896	1,084,866
Liabilities:
Noninterest-bearing demand		209,122	185,267
Interest-bearing demand		127,845	130,605
Savings		344,772	301,447
Time, under $100,000		134,448	134,468
Time, $100,000 to $250,000		86,366	104,106
Time, $250,000 and over		30,767	38,600
Total deposits		933,320	894,493
Borrowed funds		115,000	92,000
Subordinated debentures		10,310	15,465
Accrued interest payable		446	461
Accrued expenses and other liabilities		5,668	3,977
Total liabilities		1,064,744	1,006,396
Commitments and contingencies
Shareholders' equity:
Common stock		70,450	59,371
Retained earnings		18,117	19,566
Accumulated other comprehensive (loss)		(415)	(467)
Total shareholders' equity		88,152	78,470
Total liabilities and shareholders' equity		$ 1,152,896	$ 1,084,866
Common stock, shares outstanding	[1]	9,331	9,280

[1] Issued and outstanding common shares have been adjusted to account for the 10% stock dividend paid September 30, 2016.