Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)

12 Months Ended

Dec. 31, 2015

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]

Activity in the Allowance for Loan Losses by Portfolio Segment

	For the year ended December 31, 2015
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551
Charge-offs		(370)		(589)		(309)		(50)		(130)		-		(1,448)
Recoveries		54		-		1,052		49		1		-		1,156
Net charge-offs		(316)		(589)		743		(1)		(129)		-		(292)
Provision for loan losses charged to expense		394		(7)		(704)		481		279		57		500
Balance, end of period	$	1,961	$	741	$	6,309	$	2,769	$	817	$	162	$	12,759

	For the year ended December 31, 2014
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	2,587	$	957	$	6,840	$	2,132	$	573	$	52	$	13,141
Charge-offs		(1,053)		(92)		(1,037)		(740)		(593)		-		(3,515)
Recoveries		140		-		166		60		9		-		375
Net charge-offs		(913)		(92)		(871)		(680)		(584)		-		(3,140)
Provision for loan losses charged to expense		209		472		301		837		678		53		2,550
Balance, end of period	$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551

Allowance for Credit Losses on Financing Receivables

	December 31, 2015
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	705	$	-	$	137	$	-	$	-	$	-	$	842
Collectively evaluated for impairment		1,256		741		6,172		2,769		817		162		11,917
Total	$	1,961	$	741	$	6,309	$	2,769	$	817	$	162	$	12,759
Loan ending balances:
Individually evaluated for impairment	$	1,907	$	2,226	$	3,040	$	-	$	-	$	-	$	7,173
Collectively evaluated for impairment		37,486		27,127		462,478		264,523		77,057		-		868,671
Total	$	39,393	$	29,353	$	465,518	$	264,523	$	77,057	$	-	$	875,844

	December 31, 2014
(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	502	$	510	$	149	$	-	$	-	$	-	$	1,161
Collectively evaluated for impairment		1,381		827		6,121		2,289		667		105		11,390
Total	$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551
Loan ending balances:
Individually evaluated for impairment	$	2,220	$	3,878	$	6,059	$	-	$	-	$	-	$	12,157
Collectively evaluated for impairment		38,181		30,444		395,890		220,878		59,096		-		744,489
Total	$	40,401	$	34,322	$	401,949	$	220,878	$	59,096	$	-	$	756,646