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Consolidated Statements of Cash Flows (USD $)
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
OPERATING ACTIVITIES:    
Net income $ 1,293,000 $ 1,200,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 600,000 650,000
Net amortization of purchase premiums and discounts on securities 130,000 208,000
Depreciation and amortization 397,000 365,000
Deferred income tax expense (benefit) 244,000 (32,000)
Net security gains (110,000) (226,000)
Stock compensation expense 100,000 83,000
Loss on sale of OREO 99,000  
Valuation writedowns on OREO   70,000
Gain on sale of mortgage loans held for sale, net (220,000) (477,000)
Gain on sale of SBA loans held for sale, net (83,000) (241,000)
Origination of mortgage loans held for sale (17,448,000) (22,599,000)
Origination of SBA loans held for sale (890,000) (1,911,000)
Proceeds from sale of mortgage loans held for sale, net 17,668,000 23,076,000
Proceeds from sale of SBA loans held for sale, net 1,011,000 2,533,000
Net change in other assets and liabilities (661,000) (674,000)
Net cash provided by operating activities 2,130,000 2,025,000
INVESTING ACTIVITIES:    
Purchases of securities held to maturity   (8,252,000)
Purchases of securities available for sale (9,947,000) (13,086,000)
Purchases of Federal Home Loan Bank stock, at cost (1,800,000)  
Maturities and principal payments on securities held to maturity 3,060,000 1,446,000
Maturities and principal payments on securities available for sale 2,536,000 5,692,000
Proceeds from sale of securities available for sale 2,895,000 5,303,000
Proceeds from redemption of Federal Home Loan Bank stock 1,440,000  
Proceeds from sale of OREO 487,000 704,000
Net increase in loans (8,779,000) (11,051,000)
Purchases of premises and equipment (61,000) (96,000)
Net cash used in investing activities (10,169,000) (19,340,000)
FINANCING ACTIVITIES:    
Net increase (decrease) in deposits 28,926,000 3,357,000
Proceeds from new borrowings 40,000,000  
Repayments of borrowings (32,000,000)  
Proceeds from exercise of stock options 62,000  
Dividends on preferred stock   (258,000)
Dividends on common stock (140,000)  
Net cash provided by financing activities 36,848,000 3,099,000
Increase (decrease) in cash and cash equivalents 28,809,000 (14,216,000)
Cash and cash equivalents, beginning of period 99,404,000 94,192,000
Cash and cash equivalents, end of period 128,213,000 79,976,000
SUPPLEMENTAL DISCLOSURES:    
Cash: Interest paid 1,735,000 1,620,000
Cash: Income taxes paid 459,000 481,000
Noncash investing activities:    
Transfer of SBA loans held for sale to held to maturity 111,000  
Transfer of loans to OREO 2,420,000  
Purchase of leased branch locations   $ 3,893,000