Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 30,025	$ 24,272
Federal funds sold and interest-bearing deposits	98,188	75,132
Cash and cash equivalents	128,213	99,404
Securities:
Securities available for sale	86,154	81,133
Securities held to maturity (fair value of $22,736 and $25,549, respectively)	23,305	26,381
Total securities	109,459	107,514
Loans:
SBA loans held for sale	6,517	6,673
SBA loans held to maturity	47,737	48,918
SBA 504 loans	33,550	31,564
Commercial loans	368,909	363,340
Residential mortgage loans	180,129	182,067
Consumer loans	47,109	46,139
Total loans	683,951	678,701
Allowance for loan losses	(12,807)	(13,141)
Net loans	671,144	665,560
Premises and equipment, net	15,474	15,672
Bank owned life insurance ("BOLI")	12,845	12,749
Deferred tax assets	6,308	6,752
Federal Home Loan Bank stock	5,752	5,392
Accrued interest receivable	3,212	3,272
Other real estate owned ("OREO")	2,467	633
Goodwill and other intangibles	1,516	1,516
Other assets	4,778	2,654
Total assets	961,168	921,118
Liabilities:
Deposits: Noninterest-bearing demand deposits	172,010	136,035
Deposits: Interest-bearing demand deposits	134,321	130,806
Deposits: Savings deposits	253,109	266,503
Deposits: Time deposits, under $100,000	112,150	108,258
Deposits: Time deposits, $100,000 and over	96,034	97,096
Total deposits	767,624	738,698
Borrowed funds	115,000	107,000
Subordinated debentures	15,465	15,465
Accrued interest payable	455	454
Accrued expenses and other liabilities	3,814	2,328
Total liabilities	902,358	863,945
Commitments and contingencies
Shareholders' equity:
Common stock	52,237	52,051
Retained earnings	6,739	5,598
Accumulated other comprehensive income (loss)	(166)	(476)
Total shareholders' equity	58,810	57,173
Total liabilities and shareholders' equity	$ 961,168	$ 921,118