Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
OPERATING ACTIVITIES:
Net income	$ 2,546	$ 1,881
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	950	2,200
Net amortization of purchase premiums and discounts on securities	399	458
Depreciation and amortization	659	622
Deferred income tax expense	23	28
Net security gains	(334)	(507)
Stock compensation expense	169	157
Loss on sale of OREO	37	168
Valuation writedowns on OREO	70
Gain on sale of mortgage loans held for sale, net	(1,025)	(864)
Gain on sale of SBA loans held for sale, net	(327)	(381)
Origination of mortgage loans held for sale	(48,525)	(41,509)
Origination of SBA loans held for sale	(4,060)	(2,637)
Proceeds from sale of mortgage loans held for sale, net	49,550	42,373
Proceeds from sale of SBA loans held for sale, net	3,519	4,599
Loss on sale or disposal of premises and equipment		20
Net change in other assets and liabilities	672	1,766
Net cash provided by operating activities	4,323	8,374
INVESTING ACTIVITIES:
Purchases of securities held to maturity	(8,252)
Purchases of securities available for sale	(19,274)	(32,802)
Purchases of Federal Home Loan Bank stock, at cost	(1,575)
Maturities and principal payments on securities held to maturity	2,610	1,818
Maturities and principal payments on securities available for sale	13,320	16,723
Proceeds from sale of securities available for sale	9,482	6,638
Proceeds from redemption of Federal Home Loan Bank stock	37	99
Proceeds from sale of OREO	967	2,046
Net increase in loans	(35,883)	(18,285)
Purchase of BOLI	(3,000)
Proceeds from sale or disposal of premises and equipment		11
Purchases of premises and equipment	(4,347)	(1,338)
Net cash used in investing activities	(45,915)	(25,090)
FINANCING ACTIVITIES:
Net decrease in deposits	(20,391)	(27,528)
Proceeds from new borrowings	35,000
Redemption of perpetual preferred stock from U.S. Treasury	(10,324)
Proceeds from exercise of stock options		21
Dividends on preferred stock	(516)	(516)
Dividends on common stock	(59)
Net cash provided by (used in) financing activities	3,710	(28,023)
Decrease in cash and cash equivalents	(37,882)	(44,739)
Cash and cash equivalents, beginning of period	94,192	82,574
Cash and cash equivalents, end of period	56,310	37,835
SUPPLEMENTAL DISCLOSURES:
Cash: Interest paid	3,214	4,218
Cash: Income taxes paid	1,612	739
Noncash investing activities:
Transfer of SBA loans held for sale to held to maturity	33
Transfer of loans to OREO		$ 2,027