Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
INTEREST INCOME
Federal funds sold and interest-bearing deposits	$ 7	$ 11	$ 22	$ 43
Federal Home Loan Bank stock	35	44	78	95
Securities:
Taxable	620	733	1,267	1,483
Tax-exempt	125	120	245	263
Total securities	745	853	1,512	1,746
Loans:
SBA loans	778	846	1,555	1,770
SBA 504 loans	441	691	1,092	1,451
Commercial loans	4,250	4,216	8,251	8,397
Residential mortgage loans	1,649	1,582	3,199	3,237
Consumer loans	496	529	1,005	1,089
Total loans	7,614	7,864	15,102	15,944
Total interest income	8,401	8,772	16,714	17,828
INTEREST EXPENSE
Interest-bearing demand deposits	90	123	191	259
Savings deposits	164	287	340	641
Time deposits	537	689	1,083	1,603
Borrowed funds and subordinated debentures	808	816	1,609	1,662
Total interest expense	1,599	1,915	3,223	4,165
Net interest income	6,802	6,857	13,491	13,663
Provision for loan losses	300	1,000	950	2,200
Net interest income after provision for loan losses	6,502	5,857	12,541	11,463
NONINTEREST INCOME
Branch fee income	348	362	695	748
Service and loan fee income	319	287	623	588
Gain on sale of SBA loans held for sale, net	86	223	327	381
Gain on sale of mortgage loans, net	547	453	1,025	864
BOLI income	75	73	146	146
Net security gains	108	283	334	507
Other income	175	160	332	322
Total noninterest income	1,658	1,841	3,482	3,556
NONINTEREST EXPENSE
Compensation and benefits	3,166	3,133	6,341	6,315
Occupancy	627	740	1,321	1,348
Processing and communications	562	553	1,123	1,087
Furniture and equipment	371	355	736	717
Professional services	234	211	424	402
Loan collection costs	228	91	406	271
OREO expenses	63	237	190	362
Deposit insurance	179	168	328	339
Advertising	181	302	301	448
Other expenses	463	414	1,029	872
Total noninterest expense	6,074	6,204	12,199	12,161
Income before provision for income taxes	2,086	1,494	3,824	2,858
Provision for income taxes	739	518	1,278	977
Net income	1,347	976	2,546	1,881
Preferred stock dividends and discount accretion	465	401	869	797
Income available to common shareholders	$ 882	$ 575	$ 1,677	$ 1,084
Net income per common share
Basic	$ 0.12	$ 0.08	$ 0.22	$ 0.15
Diluted	$ 0.11	$ 0.07	$ 0.21	$ 0.14
Weighted average common shares outstanding:
Basic	7,544	7,462	7,541	7,461
Diluted	7,911	7,784	7,881	7,788