Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 21,860	$ 23,705
Federal funds sold and interest-bearing deposits	34,450	70,487
Cash and cash equivalents	56,310	94,192
Securities:
Securities available for sale	84,212	89,538
Securities held to maturity (fair value of $26,980 and $22,741, respectively)	27,057	21,515
Total securities	111,269	111,053
Loans:
SBA loans held for sale	7,772	6,937
SBA loans held to maturity	52,279	58,593
SBA 504 loans	39,070	41,438
Commercial loans	323,476	301,564
Residential mortgage loans	154,716	132,094
Consumer loans	45,003	46,410
Total loans	622,316	587,036
Allowance for loan losses	(14,309)	(14,758)
Net loans	608,007	572,278
Premises and equipment, net	15,823	12,062
Bank owned life insurance ("BOLI")	12,548	9,402
Deferred tax assets	6,658	5,954
Federal Home Loan Bank stock	5,527	3,989
Accrued interest receivable	3,353	3,298
Other real estate owned ("OREO")	752	1,826
Prepaid FDIC insurance		1,929
Goodwill and other intangibles	1,516	1,516
Other assets	2,812	2,231
Total assets	824,575	819,730
Liabilities:
Deposits: Noninterest-bearing demand deposits	128,045	114,424
Deposits: Interest-bearing demand deposits	108,176	114,838
Deposits: Savings deposits	266,168	294,533
Deposits: Time deposits, under $100,000	74,950	76,994
Deposits: Time deposits, $100,000 and over	51,030	47,971
Total deposits	628,369	648,760
Borrowed funds	110,000	75,000
Subordinated debentures	15,465	15,465
Accrued interest payable	443	434
Accrued expenses and other liabilities	2,011	2,561
Total liabilities	756,288	742,220
Commitments and contingencies
Shareholders' equity:
Cumulative perpetual preferred stock	10,209	20,115
Common stock	54,461	54,274
Retained earnings	3,390	1,788
Accumulated other comprehensive income	227	1,333
Total shareholders' equity	68,287	77,510
Total liabilities and shareholders' equity	$ 824,575	$ 819,730