Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
OPERATING ACTIVITIES:
Net income	$ 1,200	$ 905
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	650	1,200
Net amortization of purchase premiums and discounts on securities	208	217
Depreciation and amortization	365	270
Deferred income tax expense	(32)	(36)
Net security gains	(226)	(224)
Stock compensation expense	83	83
Loss on sale of OREO		117
Valuation writedowns on OREO	70
Gain on sale of mortgage loans held for sale, net	(477)	(411)
Gain on sale of SBA loans held for sale, net	(241)	(157)
Origination of mortgage loans held for sale	(22,599)	(21,242)
Origination of SBA loans held for sale	(1,911)	(2,240)
Proceeds from sale of mortgage loans held for sale, net	23,076	21,653
Proceeds from sale of SBA loans held for sale, net	2,533	2,050
Loss on sale or disposal of premises and equipment		17
Net change in other assets and liabilities	(674)	200
Net cash provided by operating activities	2,025	2,402
INVESTING ACTIVITIES:
Purchases of securities held to maturity	(8,252)
Purchases of securities available for sale	(13,086)	(32,108)
Maturities and principal payments on securities held to maturity	1,446	855
Maturities and principal payments on securities available for sale	5,692	7,363
Proceeds from sale of securities available for sale	5,303	2,824
Proceeds from sale of OREO	704	1,640
Net decrease (increase) in loans	(11,051)	8,596
Purchases of premises and equipment	(96)	(1,222)
Net cash used in investing activities	(19,340)	(12,052)
FINANCING ACTIVITIES:
Net increase (decrease) in deposits	3,357	(870)
Proceeds from exercise of stock options		21
Dividends on preferred stock	(258)	(258)
Net cash provided by (used in) financing activities	3,099	(1,107)
Decrease in cash and cash equivalents	(14,216)	(10,757)
Cash and cash equivalents, beginning of period	94,192	82,574
Cash and cash equivalents, end of period	79,976	71,817
SUPPLEMENTAL DISCLOSURES:
Cash: Interest paid	1,620	2,275
Cash: Income taxes paid	481	389
Noncash investing activities:
Transfer of loans to OREO		350
Purchase of leased branch locations	$ 3,893