Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)

3 Months Ended

Mar. 31, 2013

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

	For the three ended March 31, 2013
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	3,378	$	1,312	$	7,091	$	1,769	$	524	$	684	$	14,758
Charge-offs		(570)		(200)		(375)		(125)		(59)		-		(1,329)
Recoveries		137		25		101		2		1		-		266
Net charge-offs		(433)		(175)		(274)		(123)		(58)		-		(1,063)
Provision for loan losses charged to expense		463		159		62		231		90		(355)		650
Balance, end of period	$	3,408	$	1,296	$	6,879	$	1,877	$	556	$	329	$	14,345

	For the three ended March 31, 2012
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Balance, beginning of period	$	4,088	$	1,423	$	8,129	$	1,703	$	536	$	469	$	16,348
Charge-offs		(615)		(227)		(346)		(113)		-		-		(1,301)
Recoveries		53		28		11		-		-		-		92
Net charge-offs		(562)		(199)		(335)		(113)		-		-		(1,209)
Provision for loan losses charged to expense		113		61		567		180		(9)		288		1,200
Balance, end of period	$	3,639	$	1,285	$	8,361	$	1,770	$	527	$	757	$	16,339

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	March 31, 2013
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	1,050	$	206	$	423	$	-	$	-	$	-	$	1,679
Collectively evaluated for impairment		2,358		1,090		6,456		1,877		556		329		12,666
Total	$	3,408	$	1,296	$	6,879	$	1,877	$	556	$	329	$	14,345
Loan ending balances:
Individually evaluated for impairment	$	3,498	$	5,501	$	14,252	$	-	$	-	$	-	$	23,251
Collectively evaluated for impairment		53,370		34,283		296,397		136,345		46,369		-		566,764
Total	$	56,868	$	39,784	$	310,649	$	136,345	$	46,369	$	-	$	590,015

	December 31, 2012
(In thousands)	SBA held to maturity		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	1,159	$	217	$	625	$	-	$	-	$	-	$	2,001
Collectively evaluated for impairment		2,219		1,095		6,466		1,769		524		684		12,757
Total	$	3,378	$	1,312	$	7,091	$	1,769	$	524	$	684	$	14,758
Loan ending balances:
Individually evaluated for impairment	$	3,712	$	6,852	$	12,802	$	-	$	-	$	-	$	23,366
Collectively evaluated for impairment		54,881		34,586		288,762		132,094		46,410		-		556,733
Total	$	58,593	$	41,438	$	301,564	$	132,094	$	46,410	$	-	$	580,099