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Fair Value (Tables)

3 Months Ended

Mar. 31, 2013

Quantitative Information About Level 3 Inputs [Table Text Block]


March 31, 2013
Valuation Technique	Unobservable Input	Range		Weighted Average
Discounted Cash Flow	Prepayment rate	8 through 15	%	10.0	%
	Default rate	10 through 15	%	12.5	%
	Loss severity	10 through 25	%	18.0	%

Balances Of Assets And Liabilities Measured At Fair Value On A Recurring Basis [TableTextBlock]


	March 31, 2013
(In thousands)	Level 1		Level 2		Level 3		Total
Securities available for sale:
U.S. Government sponsored entities	$	-	$	6,995	$	-	$	6,995
State and political subdivisions		-		20,906		-		20,906
Residential mortgage-backed securities		-		40,998		-		40,998
Commercial mortgage-backed securities		-		-		3,681		3,681
Corporate and other securities		-		18,487		-		18,487
Total securities available for sale	$	-	$	87,386	$	3,681	$	91,067


	December 31, 2012
(In thousands)	Level 1		Level 2		Level 3		Total
Securities available for sale:
U.S. Government sponsored entities	$	-	$	2,568	$	-	$	2,568
State and political subdivisions		-		15,303		-		15,303
Residential mortgage-backed securities		-		45,545		-		45,545
Commercial mortgage-backed securities		-		-		4,463		4,463
Corporate and other securities		-		21,659		-		21,659
Total securities available for sale	$	-	$	85,075	$	4,463	$	89,538

Schedule Of Fair Value Changes In Level 3 [Table Text Block]


	For the three months ended March 31,
(In thousands)	2013		2012
Commercial mortgage-backed securities:
Balance, beginning of period	$	4,463	$	-
Payoffs		(505)		-
Principal paydowns		(244)		-
Total net losses included in:
Other comprehensive income		(33)		-
Balance, end of period	$	3,681	$	-

Assets And Liabilities Carried On The Balance Sheet By Caption And By Level Within The Hierarchy (As Described Above) [TableTextBlock]


	Fair value at March 31, 2013								Gains (losses) from fair value changes for the
(In thousands)	Level 1		Level 2		Level 3		Total		three months ended March 31, 2013
Financial assets:
OREO	$	-	$	-	$	300	$	300	$	(70)
Impaired collateral-dependent loans		-		-		9,290		9,290		322

	Fair value at March 31, 2012								Gains (losses) from fair value changes for the
(In thousands)	Level 1		Level 2		Level 3		Total		three months ended March 31, 2012
Financial assets:
OREO	$	-	$	-	$	256	$	256	$	(116)
Impaired collateral-dependent loans		-		-		11,851		11,851		568

Carrying Amount And Estimated Fair Values Of The Company's Financial Instruments Not Previously Presented [TableTextBlock]


			March 31, 2013				December 31, 2012
(In thousands)	Fair value level		Carrying amount		Estimated fair value		Carrying amount		Estimated fair value
Financial assets:
Cash and cash equivalents		Level 1	$	79,976	$	79,976	$	94,192	$	94,192
Securities held to maturity (1)		Level 2		28,267		28,859		21,515		22,741
SBA loans held for sale		Level 2		6,556		7,293		6,937		7,582
Loans, net of allowance for loan losses (2)		Level 2		575,670		574,118		565,341		564,528
Federal Home Loan Bank stock		Level 2		3,989		3,989		3,989		3,989
SBA servicing assets		Level 3		388		388		396		396
Accrued interest receivable		Level 2		3,362		3,362		3,298		3,298
Financial liabilities:
Deposits		Level 2		652,117		653,668		648,760		650,668
Borrowed funds and subordinated debentures		Level 2		90,465		99,571		90,465		100,257
Accrued interest payable		Level 2		438		438		434		434

- Definition

Tabular disclosure related to assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a recurring and/or nonrecurring basis in periods after initial recognition. Disclosures include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3) as well as transfers between levels 1 and 2.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 157

-Paragraph 6

-Footnote 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 820

-SubTopic 10

-Section 50

-Paragraph 2

-Subparagraph (a,b,bb)

-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 157

-Paragraph 32

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 820

-SubTopic 10

-Section 50

-Paragraph 2C

-URI http://asc.fasb.org/extlink&oid=7578670&loc=SL7498348-110258

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 820

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19279-110258

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 820

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19190-110258

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 157

-Paragraph 33

-Subparagraph a, b

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).

+ References+ Details

- Definition

Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

+ References+ Details