Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 18,392	$ 23,705
Federal funds sold and interest-bearing deposits	61,584	70,487
Cash and cash equivalents	79,976	94,192
Securities:
Securities available for sale	91,067	89,538
Securities held to maturity (fair value of $28,859 and $22,741, respectively)	28,267	21,515
Total securities	119,334	111,053
Loans:
SBA loans held for sale	6,556	6,937
SBA loans held to maturity	56,868	58,593
SBA 504 loans	39,784	41,438
Commercial loans	310,649	301,564
Residential mortgage loans	136,345	132,094
Consumer loans	46,369	46,410
Total loans	596,571	587,036
Allowance for loan losses	(14,345)	(14,758)
Net loans	582,226	572,278
Premises and equipment, net	15,747	12,062
Bank owned life insurance ("BOLI")	9,472	9,402
Deferred tax assets	6,241	5,954
Federal Home Loan Bank stock	3,989	3,989
Accrued interest receivable	3,362	3,298
Other real estate owned ("OREO")	1,052	1,826
Prepaid FDIC insurance	1,788	1,929
Goodwill and other intangibles	1,516	1,516
Other assets	2,479	2,231
Total assets	827,182	819,730
Liabilities:
Deposits: Noninterest-bearing demand deposits	118,166	114,424
Deposits: Interest-bearing demand deposits	115,374	114,838
Deposits: Savings deposits	295,335	294,533
Deposits: Time deposits, under $100,000	75,374	76,994
Deposits: Time deposits, $100,000 and over	47,868	47,971
Total deposits	652,117	648,760
Borrowed funds	75,000	75,000
Subordinated debentures	15,465	15,465
Accrued interest payable	438	434
Accrued expenses and other liabilities	6,005	2,561
Total liabilities	749,025	742,220
Commitments and contingencies
Shareholders' equity:
Cumulative perpetual preferred stock	20,263	20,115
Common stock	54,357	54,274
Retained earnings	2,584	1,788
Accumulated other comprehensive income	953	1,333
Total shareholders' equity	78,157	77,510
Total liabilities and shareholders' equity	$ 827,182	$ 819,730