Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
OPERATING ACTIVITIES:
Net income	$ 3,077	$ 1,950
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,200	5,650
Net amortization of purchase premiums and discounts on securities	638	378
Depreciation and amortization	999	785
Deferred income tax benefit	594	(4)
Net security gains	(514)	(353)
Stock compensation expense	234	145
Loss (gain) on sale of OREO	77	198
Gain on sale of mortgage loans held for sale, net	(1,526)	(506)
Gain on sale of SBA loans held for sale, net	(427)	(848)
Origination of mortgage loans held for sale	(71,568)	(29,029)
Origination of SBA loans held for sale	(4,700)	(9,977)
Proceeds from sale of mortgage loans held for sale, net	73,094	29,535
Proceeds from sale of SBA loans held for sale, net	5,087	11,938
Loss on sale or disposal of premises and equipment	23	199
Net change in other assets and liabilities	1,428	3,774
Net cash provided by operating activities	9,716	13,835
INVESTING ACTIVITIES:
Purchases of securities held to maturity	(624)
Purchases of securities available for sale	(32,802)	(30,264)
Maturities and principal payments on securities held to maturity	3,706	6,197
Maturities and principal payments on securities available for sale	24,172	27,485
Proceeds from sales of securities held to maturity		2,168
Proceeds from sale of securities available for sale	6,638	23,123
Proceeds from redemption of Federal Home Loan Bank stock	99	117
Proceeds from sale of OREO	3,525	1,526
Net decrease (increase) in loans	(11,499)	3,647
Proceeds from sale or disposal of premises and equipment	12
Purchases of premises and equipment	(1,493)	(725)
Net cash provided by (used in) investing activities	(8,266)	33,274
FINANCING ACTIVITIES:
Net decrease in deposits	(10,844)	(617)
Proceeds from exercise of stock options	157	446
Dividends on preferred stock	(774)	(774)
Net cash used in financing activities	(11,461)	(945)
Increase (decrease) in cash and cash equivalents	(10,011)	46,164
Cash and cash equivalents, beginning of period	82,574	43,926
Cash and cash equivalents, end of period	72,563	90,090
SUPPLEMENTAL DISCLOSURES:
Cash: Interest paid	6,068	8,114
Cash: Income taxes paid	939	356
Noncash investing activities:
Transfer of loans to OREO	$ 2,772	$ 4,047