Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011	Mar. 31, 2011
ASSETS
Cash and due from banks	$ 17,986	$ 17,688	$ 15,478
Federal funds sold and interest-bearing deposits	53,831	64,886	39,880
Cash and cash equivalents	71,817	82,574	55,358
Securities:
Securities available for sale, at fair value	110,181	88,765	103,238
Securities held to maturity (fair value of $18,934, $19,879, and $17,774, respectively)	17,880	18,771	17,577
Total securities	128,061	107,536	120,815
Loans:
SBA held for sale	8,015	7,668	9,933
SBA held to maturity	62,251	64,175	74,657
SBA 504	47,651	55,108	60,092
Commercial	284,861	283,104	283,135
Residential mortgage	132,192	134,090	132,512
Consumer	47,782	48,447	54,193
Total loans	582,752	592,592	614,522
Less: Allowance for loan losses	16,339	16,348	15,275
Net loans	566,413	576,244	599,247
Premises and equipment, net	12,321	11,350	10,782
Bank owned life insurance ("BOLI")	9,179	9,107	8,885
Deferred tax assets	7,115	6,878	7,833
Federal Home Loan Bank stock	4,088	4,088	4,206
Accrued interest receivable	3,672	3,703	3,725
Other real estate owned ("OREO")	1,625	3,032	2,602
Prepaid FDIC insurance	2,386	2,545	2,994
Goodwill and other intangibles	1,526	1,530	1,541
Other assets	1,995	2,259	2,845
Total Assets	810,198	810,846	820,833
Liabilities:
Deposits: Noninterest-bearing demand deposits	108,618	101,193	91,247
Deposits: Interest-bearing demand deposits	103,018	104,749	101,878
Deposits: Savings deposits	281,535	278,603	293,750
Deposits: Time deposits, under $100,000	94,513	102,809	110,050
Deposits: Time deposits, $100,000 and over	55,417	56,617	59,851
Total deposits	643,101	643,971	656,776
Borrowed funds	75,000	75,000	75,000
Subordinated debentures	15,465	15,465	15,465
Accrued interest payable	498	523	569
Accrued expenses and other liabilities	2,132	2,329	2,642
Total liabilities	736,196	737,288	750,452
Commitments and contingencies
Shareholders' equity:
Cumulative perpetual preferred stock	19,683	19,545	19,146
Common stock	53,846	53,746	52,842
Accumulated deficit	(345)	(854)	(2,006)
Accumulated other comprehensive income	818	1,121	399
Total Shareholders' Equity	74,002	73,558	70,381
Total Liabilities and Shareholders' Equity	$ 810,198	$ 810,846	$ 820,833
Preferred shares	21	21	21
Issued common shares	7,463	7,459	7,222
Outstanding common shares	7,463	7,459	7,222