Legend: [***] CERTAIN INFORMATION IN THIS DOCUMENT HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) INFORMATION THAT THE COMPANY TREATS AS PRIVATE OR CONFIDENTIAL. AMENDMENT 7 TO AGREEMENT This AMENDMENT 7 (“Amendment”), ef fective as of the last date of signature below (“Amendment Effective Date”) between Fiserv Solutions, LLC, a Wisconsin limited liability company with of f ices located at 600 N. Vel R. Phillips Avenue Milwaukee WI 53203 (“Fiserv”), and Heartland Financial USA, Inc., with of f ices located at 700 Locust Street, Dubuque, Iowa 52001 (“Client”), is to the Master Agreement dated July 1, 2021 between Fiserv and Client (as amended, the “Agreement”). Fiserv and Client agree as follows: 1. Def ined Terms. Unless otherwise def ined herein, capitalized terms used herein have the same meanings assigned them in the Agreement. 2. Extend Desktop Teller and Desktop Sales. The term for Maintenance Services for Desktop Teller and Desktop Sales Sof tware set forth in Section 3(b) in the Account Processing Sof tware (Signature) Schedule or the Account Processing (Signature) Schedule to Sof tware Products Exhibit shall be extended and shall now end on December 31, 2024. The Desktop Teller and Desktop Sales Sof tware Maintenance Services and support shall terminate December 31, 2024 (the “Desktop Maintenance Termination Date”), in alignment with the previously announced sunset date for Desktop Teller and Desktop Sales Sof tware. Client shall retain the licenses to Desktop Teller and Desktop Sales and the right to continue usage of Desktop Teller and Desktop Sales at no cost but without support f rom Fiserv af ter the Desktop Termination Date. [***]. 3. Amendment. This Amendment is a modif ication of the Agreement. Except as expressly modif ied herein, the Agreement remains in full force and ef fect. In the event of a conf lict between the terms of this Amendment and the Agreement, this Amendment shall control. The parties execute this Amendment by their duly authorized representatives as of the Amendment Ef fective Date. For Client: For Fiserv: HEARTLAND FINANCIAL USA, INC. FISERV SOLUTIONS, LLC By: By: Name: Brad Enneking Name: Michael Cardell Title: Chief Information Off icer Title: Authorized Signatory Date: March 26, 2024 | 10:41 CDT Date: March 28, 2024 | 06:30 CDT Heartland Financial USA, Inc.- 00749662.0 Page 1 of 1