REGULATORY CAPITAL REQUIREMENTS AND RESTRICTIONS ON SUBSIDIARY DIVIDENDS (Tables)

12 Months Ended

Dec. 31, 2023

Federal Home Loan Banks [Abstract]

Schedule of Actual Capital Amounts and Ratios

HTLF Bank's, and all HTLF member banks prior to charter consolidation, actual capital amounts and ratios are also presented in the tables below, in thousands:

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2023
Total Capital (to Risk-Weighted Assets)
Consolidated	$	2,237,035	14.53	%	$	1,231,972	8.00	%	$	1,539,965	10.00	%
HTLF Bank	1,969,006		12.85		1,225,669		8.00		1,532,087		10.00
Tier 1 Capital (to Risk-Weighted Assets)
Consolidated	$	1,800,542	11.69	%	$	923,979	6.00	%	$	923,979	6.00	%
HTLF Bank	1,829,972		11.94		919,252		6.00		1,225,669		8.00
Common Equity Tier 1 (to Risk-Weighted Assets)
Consolidated	$	1,689,837	10.97	%	$	692,984	4.50	%	N/A
HTLF Bank	1,829,972		11.94		689,439		4.50		$	995,856	6.50	%
Tier 1 Capital (to Average Assets)
Consolidated	$	1,800,542	9.44	%	$	763,309	4.00	%	N/A
HTLF Bank	1,829,972		9.26		790,709		4.00		$	988,386	5.00	%

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2022
Total Capital (to Risk-Weighted Assets)
Consolidated	$	2,204,829	14.76	%	$	1,194,970	8.00	%	N/A
HTLF Bank	824,069		11.72		562,497		8.00		$	703,122	10.00	%
Dubuque Bank and Trust Company	184,096		13.01		113,197		8.00		141,497		10.00
Wisconsin Bank & Trust	128,490		13.12		78,336		8.00		97,920		10.00
New Mexico Bank & Trust	238,190		13.23		144,059		8.00		180,073		10.00
Rocky Mountain Bank	69,792		12.84		43,489		8.00		54,361		10.00
Bank of Blue Valley	162,131		16.07		80,689		8.00		100,861		10.00
First Bank & Trust	288,518		13.51		170,835		8.00		213,543		10.00
Tier 1 Capital (to Risk-Weighted Assets)
Consolidated	$	1,763,990	11.81	%	$	896,228	6.00	%	N/A
HTLF Bank	762,103		10.84		421,873		6.00		$	562,497	8.00	%
Dubuque Bank and Trust Company	174,684		12.35		84,898		6.00		113,197		8.00
Wisconsin Bank & Trust	119,231		12.18		58,752		6.00		78,336		8.00
New Mexico Bank & Trust	223,602		12.42		108,044		6.00		144,059		8.00
Rocky Mountain Bank	63,814		11.74		32,617		6.00		43,489		8.00
Bank of Blue Valley	155,002		15.37		60,516		6.00		80,689		8.00
First Bank & Trust	267,169		12.51		128,126		6.00		170,835		8.00
Common Equity Tier 1 (to Risk Weighted Assets)
Consolidated	$	1,653,285	11.07	%	$	672,171	4.50	%	N/A
HTLF Bank	762,103		10.84		316,405		4.50		$	457,029	6.50	%
Dubuque Bank and Trust Company	174,684		12.35		63,674		4.50		91,973		6.50
Wisconsin Bank & Trust	119,231		12.18		44,064		4.50		63,648		6.50
New Mexico Bank & Trust	223,602		12.42		81,033		4.50		117,048		6.50
Rocky Mountain Bank	63,814		11.74		24,463		4.50		35,335		6.50
Bank of Blue Valley	155,002		15.37		45,387		4.50		65,560		6.50
First Bank & Trust	267,169		12.51		96,094		4.50		138,803		6.50
Tier 1 Capital (to Average Assets)
Consolidated	$	1,763,990	9.13	%	$	772,911	4.00	%	N/A
HTLF Bank	762,103		8.64		352,914		4.00		$	441,143	5.00	%
Dubuque Bank and Trust Company	174,684		8.08		86,473		4.00		108,091		5.00
Wisconsin Bank & Trust	119,231		9.22		51,753		4.00		64,691		5.00
New Mexico Bank & Trust	223,602		8.12		110,214		4.00		137,767		5.00
Rocky Mountain Bank	63,814		8.49		30,064		4.00		37,580		5.00
Bank of Blue Valley	155,002		10.75		57,676		4.00		72,095		5.00
First Bank & Trust	267,169		9.29		115,026		4.00		143,782		5.00