<SEC-DOCUMENT>0000920112-23-000192-index.html : 20230626
<SEC-HEADER>0000920112-23-000192.hdr.sgml : 20230626
<ACCEPTANCE-DATETIME>20230626161507
ACCESSION NUMBER:		0000920112-23-000192
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20230623
FILED AS OF DATE:		20230626
DATE AS OF CHANGE:		20230626

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Lazo Margaret
		CENTRAL INDEX KEY:			0001982717

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15393
		FILM NUMBER:		231042531

	MAIL ADDRESS:	
		STREET 1:		1800 LARIMER ST., SUITE 1800
		CITY:			DENVER
		STATE:			CO
		ZIP:			80202

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HEARTLAND FINANCIAL USA INC
		CENTRAL INDEX KEY:			0000920112
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				421405748
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1800 LARIMER STREET
		STREET 2:		SUITE 1800
		CITY:			DENVER
		STATE:			CO
		ZIP:			80202
		BUSINESS PHONE:		5635892100

	MAIL ADDRESS:	
		STREET 1:		700 LOCUST STREET
		STREET 2:		FOURTH FLOOR
		CITY:			DUBUQUE
		STATE:			IA
		ZIP:			52001
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>wf-form3_168781049555862.xml
<DESCRIPTION>FORM 3
<TEXT>
Document 1 - file: wf-form3_168781049555862.html

Document 1 - RAW XML: wf-form3_168781049555862.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>poalazo1.htm
<DESCRIPTION>MARGARET LAZO HTM POA
<TEXT>
Document 2 - file: poalazo1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>poalazo001.jpg
<DESCRIPTION>MARGARET LAZO GRAPHIC PAGE 1 JPEG
<TEXT>
Document 3 - file: poalazo001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>poalazo002.jpg
<DESCRIPTION>MARGARET LAZO GRAPHIC JPEG PAGE 2
<TEXT>
Document 4 - file: poalazo002.jpg

</DOCUMENT>
</SEC-DOCUMENT>