XML 72 R47.htm IDEA: XBRL DOCUMENT v3.22.4
REGULATORY CAPITAL REQUIREMENTS AND RESTRICTIONS ON SUBSIDIARY DIVIDENDS (Tables)
12 Months Ended
Dec. 31, 2022
Federal Home Loan Banks [Abstract]  
Schedule of Actual Capital Amounts and Ratios The HTLF Banks’ actual capital amounts and ratios are also presented in the tables below, in thousands:
 Actual
For Capital
Adequacy Purposes
To Be Well Capitalized Under Prompt Corrective Action Provisions
 AmountRatioAmountRatioAmountRatio
As of December 31, 2022      
Total Capital (to Risk-Weighted Assets)      
Consolidated$2,204,829 14.76 %$1,194,970 8.00 % N/A 
HTLF Bank 824,069 11.72 562,497 8.00 $703,122 10.00 %
Dubuque Bank and Trust Company184,096 13.01 113,197 8.00 141,497 10.00 
Wisconsin Bank & Trust128,490 13.12 78,336 8.00 97,920 10.00 
New Mexico Bank & Trust238,190 13.23 144,059 8.00 180,073 10.00 
Rocky Mountain Bank69,792 12.84 43,489 8.00 54,361 10.00 
Bank of Blue Valley 162,131 16.07 80,689 8.00 100,861 10.00 
First Bank & Trust288,518 13.51 170,835 8.00 213,543 10.00 
Tier 1 Capital (to Risk-Weighted Assets)
Consolidated$1,763,990 11.81 %$896,228 6.00 % N/A
HTLF Bank762,103 10.84 421,873 6.00 $562,497 8.00 %
Dubuque Bank and Trust Company174,684 12.35 84,898 6.00 113,197 8.00 
Wisconsin Bank & Trust119,231 12.18 58,752 6.00 78,336 8.00 
New Mexico Bank & Trust223,602 12.42 108,044 6.00 144,059 8.00 
Rocky Mountain Bank63,814 11.74 32,617 6.00 43,489 8.00 
Bank of Blue Valley155,002 15.37 60,516 6.00 80,689 8.00 
First Bank & Trust267,169 12.51 128,126 6.00 170,835 8.00 
 Actual
For Capital
Adequacy Purposes
To Be Well Capitalized Under Prompt Corrective Action Provisions
 AmountRatioAmountRatioAmountRatio
As of December 31, 2022      
Common Equity Tier 1 (to Risk-Weighted Assets)
Consolidated$1,653,285 11.07 %$672,171 4.50 %N/A
HTLF Bank 762,103 10.84 316,405 4.50 $457,029 6.50 %
Dubuque Bank and Trust Company174,684 12.35 63,674 4.50 91,973 6.50 
Wisconsin Bank & Trust119,231 12.18 44,064 4.50 63,648 6.50 
New Mexico Bank & Trust223,602 12.42 81,033 4.50 117,048 6.50 
Rocky Mountain Bank63,814 11.74 24,463 4.50 35,335 6.50 
Bank of Blue Valley155,002 15.37 45,387 4.50 65,560 6.50 
First Bank & Trust267,169 12.51 96,094 4.50 138,803 6.50 
Tier 1 Capital (to Average Assets)
Consolidated$1,763,990 9.13 %$772,911 4.00 %N/A
HTLF Bank762,103 8.64 352,914 4.00 $441,143 5.00 %
Dubuque Bank and Trust Company174,684 8.08 86,473 4.00 108,091 5.00 
Wisconsin Bank & Trust119,231 9.22 51,753 4.00 64,691 5.00 
New Mexico Bank & Trust223,602 8.12 110,214 4.00 137,767 5.00 
Rocky Mountain Bank63,814 8.49 30,064 4.00 37,580 5.00 
Bank of Blue Valley155,002 10.75 57,676 4.00 72,095 5.00 
First Bank & Trust267,169 9.29 115,026 4.00 143,782 5.00 

 Actual
For Capital
Adequacy Purposes
To Be Well Capitalized Under Prompt Corrective Action Provisions
 AmountRatioAmountRatioAmountRatio
As of December 31, 2021      
Total Capital (to Risk-Weighted Assets)      
Consolidated$2,040,500 15.90 %$1,026,345 8.00 % N/A 
Dubuque Bank and Trust Company180,934 13.07 110,758 8.00 $138,447 10.00 %
Illinois Bank & Trust135,986 12.88 84,466 8.00 105,583 10.00 
Wisconsin Bank & Trust124,009 14.27 69,499 8.00 86,874 10.00 
New Mexico Bank & Trust213,981 12.10 141,530 8.00 176,912 10.00 
Arizona Bank & Trust157,475 12.61 99,886 8.00 124,858 10.00 
Rocky Mountain Bank64,366 13.07 39,385 8.00 49,231 10.00 
Citywide Banks265,964 15.09 140,999 8.00 176,248 10.00 
Minnesota Bank & Trust87,263 14.79 47,194 8.00 58,993 10.00 
Bank of Blue Valley160,694 16.74 76,785 8.00 95,982 10.00 
Premier Valley Bank111,741 12.82 69,720 8.00 87,151 10.00 
First Bank & Trust282,231 15.48 145,823 8.00 182,279 10.00 
 Actual
For Capital
Adequacy Purposes
To Be Well Capitalized Under Prompt Corrective Action Provisions
 AmountRatioAmountRatioAmountRatio
Tier 1 Capital (to Risk-Weighted Assets) 
Consolidated$1,590,111 12.39 %$769,759 6.00 % N/A
Dubuque Bank and Trust Company168,321 12.16 83,068 6.00 $110,758 8.00 %
Illinois Bank & Trust126,869 12.02 63,350 6.00 84,466 8.00 
Wisconsin Bank & Trust114,825 13.22 52,124 6.00 69,499 8.00 
New Mexico Bank & Trust198,728 11.23 106,147 6.00 141,530 8.00 
Arizona Bank & Trust147,098 11.78 74,915 6.00 99,886 8.00 
Rocky Mountain Bank59,159 12.02 29,538 6.00 39,385 8.00 
Citywide Banks244,722 13.89 105,749 6.00 140,999 8.00 
Minnesota Bank & Trust81,637 13.84 35,396 6.00 47,194 8.00 
Bank of Blue Valley150,305 15.66 57,589 6.00 76,785 8.00 
Premier Valley Bank104,336 11.97 52,290 6.00 69,720 8.00 
First Bank & Trust263,096 14.43 109,367 6.00 145,823 8.00 
Common Equity Tier 1 (to Risk Weighted Assets)
Consolidated $1,479,406 11.53 %$577,319 4.50 %N/A
Dubuque Bank and Trust Company168,321 12.16 62,301 4.50 $89,991 6.50 %
Illinois Bank & Trust126,869 12.02 47,512 4.50 68,629 6.50 
Wisconsin Bank & Trust114,825 13.22 39,093 4.50 56,468 6.50 
New Mexico Bank & Trust198,728 11.23 79,611 4.50 114,993 6.50 
Arizona Bank & Trust147,098 11.78 56,186 4.50 81,158 6.50 
Rocky Mountain Bank59,159 12.02 22,154 4.50 32,000 6.50 
Citywide Banks244,722 13.89 79,312 4.50 114,561 6.50 
Minnesota Bank & Trust81,637 13.84 26,547 4.50 38,346 6.50 
Bank of Blue Valley150,305 15.66 43,192 4.50 62,388 6.50 
Premier Valley Bank104,336 11.97 39,218 4.50 56,648 6.50 
First Bank & Trust263,096 11.43 82,025 4.50 118,481 6.50 
Tier 1 Capital (to Average Assets)
Consolidated$1,590,111 8.57 %$742,155 4.00 % N/A
Dubuque Bank and Trust Company168,321 8.02 83,982 4.00 $104,978 5.00 %
Illinois Bank & Trust126,869 7.55 67,212 4.00 84,016 5.00 
Wisconsin Bank & Trust114,825 9.66 47,551 4.00 59,439 5.00 
New Mexico Bank & Trust198,728 7.78 102,173 4.00 127,716 5.00 
Arizona Bank & Trust147,098 7.99 73,605 4.00 92,006 5.00 
Rocky Mountain Bank59,159 8.27 28,614 4.00 35,767 5.00 
Citywide Banks244,722 9.54 102,587 4.00 128,233 5.00 
Minnesota Bank & Trust81,637 9.69 33,698 4.00 42,123 5.00 
Bank of Blue Valley150,305 10.75 55,921 4.00 69,901 5.00 
Premier Valley Bank104,336 9.22 45,256 4.00 56,570 5.00 
First Bank & Trust263,096 9.84 106,986 4.00 133,732 5.00