SHORT-TERM BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2020

Debt Disclosure [Abstract]

Schedule of Short-term Borrowings

Short-term borrowings, which Heartland defines as borrowings with an original maturity of one year or less, as of December 31, 2020, and 2019, were as follows, in thousands:

	2020		2019
Retail repurchase agreements	$	118,293	$	84,486
Federal funds purchased	2,100		2,450
Advances from the FHLB	—		81,198
Advances from the federal discount window	35,000		—
Other short-term borrowings	12,479		14,492
Total	$	167,872	$	182,626

Average and maximum balances and rates on aggregate short-term borrowings outstanding during the years ended December 31, 2020, December 31, 2019 and December 31, 2018, were as follows, in thousands:

	2020			2019			2018
Maximum month-end balance	$	380,360		$	226,096		$	229,890
Average month-end balance	157,348			128,098			152,391
Weighted average interest rate for the year	0.39		%	1.38		%	1.19		%
Weighted average interest rate at year-end	0.18		%	1.21		%	1.96		%