XML 59 R48.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS (Troubled debt restructuring) (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
USD ($)
loan
Sep. 30, 2019
USD ($)
loan
Sep. 30, 2020
USD ($)
loan
Sep. 30, 2019
USD ($)
loan
Jun. 30, 2020
USD ($)
Dec. 31, 2019
USD ($)
Jun. 30, 2019
USD ($)
Dec. 31, 2018
USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 2 0 4 4        
Pre- Modification Recorded Investment $ 9,454 $ 0 $ 9,546 $ 276        
Post- Modification Recorded Investment $ 9,454 $ 0 $ 9,552 $ 288        
With Payment Defaults                
Number of Loans | loan 0 0 1 3        
Recorded Investment $ 0 $ 0 $ 236 $ 253        
Total Past Due 16,817   16,817     $ 31,928    
Current 9,003,789   9,003,789     8,259,441    
Nonaccrual 79,040   79,040     76,548    
Loans receivable 9,099,646   9,099,646     8,367,917    
Allowance for credit loss 103,377 66,222 103,377 66,222 $ 119,937 70,395 $ 63,850 $ 61,963
Charge-offs (21,753) (4,842) (31,618) (11,572)        
Recoveries 452 2,013 2,916 4,077        
Provision for Loan and Lease Losses     49,994 11,754        
Provision 4,741 $ 5,201 49,613 $ 11,754        
Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           12,071    
30-59 Days Past Due                
With Payment Defaults                
Total Past Due 9,533   9,533     25,322    
60-89 Days Past Due                
With Payment Defaults                
Total Past Due 5,603   5,603     2,501    
90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 1,681   $ 1,681     4,105    
Commercial and industrial | Commercial and industrial                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 1 0 1 0        
Pre- Modification Recorded Investment $ 20 $ 0 $ 20 $ 0        
Post- Modification Recorded Investment $ 20 $ 0 $ 20 $ 0        
With Payment Defaults                
Number of Loans | loan 0 0 0 0        
Recorded Investment $ 0 $ 0 $ 0 $ 0        
Total Past Due 5,924   5,924     9,924    
Current 2,276,336   2,276,336     2,491,110    
Nonaccrual 21,386   21,386     29,775    
Loans receivable 2,303,646   2,303,646     2,530,809    
Allowance for credit loss 34,598 28,424 34,598 28,424 32,531 30,787 27,680 26,306
Charge-offs (7,077) (2,656) (15,440) (7,607)        
Recoveries 369 1,526 1,153 2,110        
Provision 8,775 $ 1,874 14,951 $ 7,615        
Commercial and industrial | Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           3,147    
Commercial and industrial | Commercial and industrial | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 3,200   3,200     5,121    
Commercial and industrial | Commercial and industrial | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 2,293   2,293     904    
Commercial and industrial | Commercial and industrial | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 431   $ 431     3,899    
Commercial and industrial | Paycheck Protection Program ("PPP")                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 0 0 0 0        
Pre- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
Post- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
With Payment Defaults                
Number of Loans | loan 0 0 0 0        
Recorded Investment $ 0 $ 0 $ 0 $ 0        
Total Past Due 0   0          
Current 1,128,035   1,128,035          
Nonaccrual 0   0          
Loans receivable 1,128,035   1,128,035     0    
Allowance for credit loss 0   0   0 0    
Charge-offs 0   0          
Recoveries 0   0          
Provision 0   0          
Commercial and industrial | Paycheck Protection Program ("PPP") | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           0    
Commercial and industrial | Paycheck Protection Program ("PPP") | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 0   0          
Commercial and industrial | Paycheck Protection Program ("PPP") | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 0   0          
Commercial and industrial | Paycheck Protection Program ("PPP") | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 0   $ 0          
Commercial and industrial | Owner occupied commercial real estate                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 0 0 0 0        
Pre- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
Post- Modification Recorded Investment 0 0 $ 0 $ 0        
With Payment Defaults                
Number of Loans | loan     0 0        
Recorded Investment     $ 0 $ 0        
Total Past Due 1,948   1,948     4,177    
Current 1,479,890   1,479,890     1,461,589    
Nonaccrual 13,064   13,064     6,938    
Loans receivable 1,494,902   1,494,902     1,472,704    
Allowance for credit loss 11,229 7,250 11,229 7,250 23,402 8,214 6,182 6,525
Charge-offs (13,328) (43) (13,541) (79)        
Recoveries 0 3 192 96        
Provision 1,155 $ 1,108 16,771 $ 708        
Commercial and industrial | Owner occupied commercial real estate | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           (407)    
Commercial and industrial | Owner occupied commercial real estate | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 1,052   1,052     3,487    
Commercial and industrial | Owner occupied commercial real estate | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 896   896     690    
Commercial and industrial | Owner occupied commercial real estate | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 0   $ 0     0    
Commercial and industrial | Non-owner occupied commercial real estate                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 1 0 1 0        
Pre- Modification Recorded Investment $ 9,434 $ 0 $ 9,434 $ 0        
Post- Modification Recorded Investment 9,434 0 $ 9,434 $ 0        
With Payment Defaults                
Number of Loans | loan     0 0        
Recorded Investment     $ 0 $ 0        
Total Past Due 2,548   2,548     695    
Current 1,653,491   1,653,491     1,493,619    
Nonaccrual 3,644   3,644     1,563    
Loans receivable 1,659,683   1,659,683     1,495,877    
Allowance for credit loss 12,127 7,747 12,127 7,747 10,162 7,802 7,482 7,430
Charge-offs (26) (21) (45) (21)        
Recoveries 10 100 18 200        
Provision 1,981 $ 186 7,186 $ 138        
Commercial and industrial | Non-owner occupied commercial real estate | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           (2,834)    
Commercial and industrial | Non-owner occupied commercial real estate | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 863   863     614    
Commercial and industrial | Non-owner occupied commercial real estate | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 1,685   1,685     81    
Commercial and industrial | Non-owner occupied commercial real estate | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 0   $ 0     0    
Commercial and industrial | Real estate construction                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 0 0 0 0        
Pre- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
Post- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
With Payment Defaults                
Number of Loans | loan 0 0 0 0        
Recorded Investment $ 0 $ 0 $ 0 $ 0        
Total Past Due 907   907     5,761    
Current 915,205   915,205     1,020,153    
Nonaccrual 1,653   1,653     1,167    
Loans receivable 917,765   917,765     1,027,081    
Allowance for credit loss 20,787 10,688 20,787 10,688 28,667 11,599 10,010 9,679
Charge-offs 0 0 (105) (155)        
Recoveries 2 38 217 166        
Provision (7,882) $ 640 5,663 $ 998        
Commercial and industrial | Real estate construction | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           3,413    
Commercial and industrial | Real estate construction | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 310   310     5,689    
Commercial and industrial | Real estate construction | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 597   597     72    
Commercial and industrial | Real estate construction | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 0   $ 0     0    
Agricultural and agricultural real estate                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 0 0 0 0        
Pre- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
Post- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
With Payment Defaults                
Number of Loans | loan 0 0 0 0        
Recorded Investment $ 0 $ 0 $ 0 $ 0        
Total Past Due 1,308   1,308     3,839    
Current 488,175   488,175     541,455    
Nonaccrual 18,575   18,575     20,543    
Loans receivable 508,058   508,058     565,837    
Allowance for credit loss 5,341 5,370 5,341 5,370 5,701 5,673 5,986 4,914
Charge-offs (936) (1,673) (1,190) (2,100)        
Recoveries 0 199 826 528        
Provision 576 $ 858 412 $ 2,028        
Agricultural and agricultural real estate | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           (380)    
Agricultural and agricultural real estate | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 1,308   1,308     3,734    
Agricultural and agricultural real estate | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 0   0     79    
Agricultural and agricultural real estate | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 0   $ 0     26    
Residential real estate                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 0 0 2 4        
Pre- Modification Recorded Investment $ 0 $ 0 $ 92 $ 276        
Post- Modification Recorded Investment $ 0 $ 0 $ 98 $ 288        
With Payment Defaults                
Number of Loans | loan 0 0 1 3        
Recorded Investment $ 0 $ 0 $ 236 $ 253        
Total Past Due 3,156   3,156     4,370    
Current 682,217   682,217     814,840    
Nonaccrual 16,526   16,526     13,067    
Loans receivable 701,899   701,899     832,277    
Allowance for credit loss 9,671 1,805 9,671 1,805 9,304 1,504 1,592 1,813
Charge-offs (54) (3) (368) (344)        
Recoveries 2 52 97 138        
Provision 419 $ 164 3,621 $ 198        
Residential real estate | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           4,817    
Residential real estate | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 1,820   1,820     4,166    
Residential real estate | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 86   86     24    
Residential real estate | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 1,250   $ 1,250     180    
Consumer                
Financing Receivable, Troubled Debt Restructuring [Line Items]                
Number of Loans | loan 0 0 0 0        
Pre- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
Post- Modification Recorded Investment $ 0 $ 0 $ 0 $ 0        
With Payment Defaults                
Number of Loans | loan 0 0 0 0        
Recorded Investment $ 0 $ 0 $ 0 $ 0        
Total Past Due 1,026   1,026     3,162    
Current 380,440   380,440     436,675    
Nonaccrual 4,192   4,192     3,495    
Loans receivable 385,658   385,658     443,332    
Allowance for credit loss 9,624 4,938 9,624 4,938 $ 10,170 4,816 $ 4,918 $ 5,296
Charge-offs (332) (446) (929) (1,266)        
Recoveries 69 95 413 839        
Provision (283) $ 371 1,009 $ 69        
Consumer | Cumulative Effect, Period of Adoption, Adjustment                
With Payment Defaults                
Allowance for credit loss           4,315    
Consumer | 30-59 Days Past Due                
With Payment Defaults                
Total Past Due 980   980     2,511    
Consumer | 60-89 Days Past Due                
With Payment Defaults                
Total Past Due 46   46     651    
Consumer | 90 Days or More Past Due                
With Payment Defaults                
Total Past Due $ 0   $ 0     $ 0