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Allowance for Loan Losses
9 Months Ended
Sep. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]  
Allowance for Loan Losses
ALLOWANCE FOR LOAN LOSSES

Changes in the allowance for loan losses for the three- and nine-month periods ended September 30, 2016, and September 30, 2015, were as follows, in thousands:
 
Commercial
 
Commercial
Real Estate
 
Agricultural
 
Residential
Real Estate
 
Consumer
 
Total
Balance at June 30, 2016
$
15,525

 
$
22,968

 
$
4,100

 
$
2,065

 
$
7,098

 
$
51,756

Charge-offs
(240
)
 
(814
)
 

 
(106
)
 
(2,123
)
 
(3,283
)
Recoveries
119

 
467

 
2

 
1

 
263

 
852

Provision
1,487

 
1,060

 
904

 
22

 
1,855

 
5,328

Balance at September 30, 2016
$
16,891

 
$
23,681

 
$
5,006

 
$
1,982

 
$
7,093

 
$
54,653

 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
Commercial
Real Estate
 
Agricultural
 
Residential
Real Estate
 
Consumer
 
Total
Balance at December 31, 2015
$
16,095

 
$
19,532

 
$
3,887

 
$
1,934

 
$
7,237

 
$
48,685

Charge-offs
(587
)
 
(2,229
)
 

 
(248
)
 
(4,775
)
 
(7,839
)
Recoveries
438

 
3,056

 
9

 
25

 
766

 
4,294

Provision
945

 
3,322

 
1,110

 
271

 
3,865

 
9,513

Balance at September 30, 2016
$
16,891

 
$
23,681

 
$
5,006

 
$
1,982

 
$
7,093

 
$
54,653

 
Commercial
 
Commercial
Real Estate
 
Agricultural
 
Residential
Real Estate
 
Consumer
 
Total
Balance at June 30, 2015
$
13,064

 
$
17,608

 
$
3,676

 
$
4,099

 
$
7,167

 
$
45,614

Charge-offs
(869
)
 
(376
)
 

 
(13
)
 
(1,181
)
 
(2,439
)
Recoveries
87

 
357

 
5

 
71

 
229

 
749

Provision
1,628

 
497

 
258

 
(311
)
 
1,109

 
3,181

Balance at September 30, 2015
$
13,910

 
$
18,086

 
$
3,939

 
$
3,846

 
$
7,324

 
$
47,105

 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
Commercial
Real Estate
 
Agricultural
 
Residential
Real Estate
 
Consumer
 
Total
Balance at December 31, 2014
$
11,909

 
$
15,898

 
$
3,295

 
$
3,741

 
$
6,606

 
$
41,449

Charge-offs
(1,825
)
 
(1,080
)
 
(551
)
 
(126
)
 
(3,595
)
 
(7,177
)
Recoveries
518

 
853

 
29

 
178

 
729

 
2,307

Provision
3,308

 
2,415

 
1,166

 
53

 
3,584

 
10,526

Balance at September 30, 2015
$
13,910

 
$
18,086

 
$
3,939

 
$
3,846

 
$
7,324

 
$
47,105



Management allocates the allowance for loan losses by pools of risk within each loan portfolio. The allocation of the allowance for loan losses by loan portfolio is made for analytical purposes and is not necessarily indicative of the trend of future loan losses in any particular category. The total allowance for loan losses is available to absorb losses from any segment of the loan portfolio.