ALLOWANCE FOR LOAN AND LEASE LOSSES

Changes in the allowance for loan and lease losses for the three months and nine months ended September 30, 2013, and September 30, 2012, were as follows, in thousands:



	Commercial			Commercial Real Estate			Agricultural			Residential Real Estate			Consumer			Leases		Unallocated		Total
Balance at June 30, 2013	$	9,436		$	13,671		$	3,055		$	3,580		$	7,881		$	—	$	—	$	37,623
Charge-offs	(163		)	(630		)	—			(450		)	(1,270		)	—		—		(2,513		)
Recoveries	78			514			1			76			383			—		—		1,052
Provision	3,745			488			(240		)	331			825			—		—		5,149
Balance at September 30, 2013	$	13,096		$	14,043		$	2,816		$	3,537		$	7,819		$	—	$	—	$	41,311

	Commercial			Commercial Real Estate			Agricultural			Residential Real Estate			Consumer			Leases		Unallocated		Total
Balance at December 31, 2012	$	11,388		$	14,473		$	2,138		$	3,543		$	7,173		$	—	$	—	$	38,715
Charge-offs	(1,422		)	(2,561		)	(23		)	(856		)	(3,488		)	—		—		(8,350		)
Recoveries	983			1,279			100			102			834			—		—		3,298
Provision	2,147			852			601			748			3,300			—		—		7,648
Balance at September 30, 2013	$	13,096		$	14,043		$	2,816		$	3,537		$	7,819		$	—	$	—	$	41,311



	Commercial			Commercial Real Estate			Agricultural			Residential Real Estate			Consumer			Leases			Unallocated		Total
Balance at June 30, 2012	$	10,287		$	17,057		$	2,002		$	3,899		$	8,193		$	1		$	—	$	41,439
Charge-offs	(107		)	(1,668		)	(1		)	(100		)	(1,174		)	—			—		(3,050		)
Recoveries	1,550			717			1			95			151			—			—		2,514
Provision	(462		)	(806		)	55			(26		)	738			(1		)	—		(502		)
Balance at September 30, 2012	$	11,268		$	15,300		$	2,057		$	3,868		$	7,908		$	—		$	—	$	40,401

	Commercial			Commercial Real Estate			Agricultural			Residential Real Estate			Consumer			Leases			Unallocated		Total
Balance at December 31, 2011	$	10,547		$	14,621		$	1,763		$	3,001		$	6,874		$	2		$	—	$	36,808
Charge-offs	(814		)	(2,762		)	(1		)	(376		)	(2,959		)	—			—		(6,912		)
Recoveries	1,799			2,996			82			161			615			—			—		5,653
Provision	(264		)	445			213			1,082			3,378			(2		)	—		4,852
Balance at September 30, 2012	$	11,268		$	15,300		$	2,057		$	3,868		$	7,908		$	—		$	—	$	40,401