The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   195,866 6,768 SH   SOLE   3,768 0 3,000
AT&T INC COMMON STOCK 00206R102   329,628 11,390 SH   OTR   11,390 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   545,809 4,013 SH   SOLE   4,013 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   202,383 1,488 SH   OTR   1,488 0 0
ABBVIE INC COMMON STOCK 00287Y109   895,986 4,827 SH   SOLE   4,565 0 262
ABBVIE INC COMMON STOCK 00287Y109   332,074 1,789 SH   OTR   1,689 0 100
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101   324,979 840 SH   SOLE   840 0 0
ALPHABET INC COMMON STOCK 02079K305   367,617 2,086 SH   SOLE   1,806 0 280
ALPHABET INC COMMON STOCK 02079K305   35,246 200 SH   OTR   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   190,433 3,248 SH   SOLE   2,548 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103   86,186 1,470 SH   OTR   1,470 0 0
AMAZON.COM INC COMMON STOCK 023135106   1,075,228 4,901 SH   SOLE   4,281 0 620
AMAZON.COM INC COMMON STOCK 023135106   86,660 395 SH   OTR   365 0 30
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101   275,274 2,653 SH   SOLE   2,653 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101   227,442 2,192 SH   OTR   2,129 0 63
ELEVANCE HEALTH COMMON STOCK 036752103   416,576 1,071 SH   SOLE   1,071 0 0
ELEVANCE HEALTH COMMON STOCK 036752103   90,239 232 SH   OTR   0 0 232
APPLE INC COMMON STOCK 037833100   2,876,074 14,018 SH   SOLE   13,128 0 890
APPLE INC COMMON STOCK 037833100   989,537 4,823 SH   OTR   3,187 0 1,636
ASTRAZENECA PLC FOREIGN STOCK 046353108   23,550 337 SH   SOLE   0 0 337
ASTRAZENECA PLC FOREIGN STOCK 046353108   192,939 2,761 SH   OTR   2,761 0 0
BP PLC FOREIGN STOCK 055622104   55,012 1,838 SH   SOLE   1,838 0 0
BP PLC FOREIGN STOCK 055622104   392,561 13,116 SH   OTR   13,116 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   485,285 999 SH   SOLE   947 0 52
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   106,869 220 SH   OTR   220 0 0
BIONTECH SE FOREIGN STOCK 09075V102   314,619 2,955 SH   SOLE   2,955 0 0
BITFARMS LTD FOREIGN STOCK 09173B107   6,974 8,300 SH   SOLE   8,300 0 0
BITFARMS LTD FOREIGN STOCK 09173B107   4,356 5,185 SH   OTR   5,185 0 0
BLACKROCK MUTUAL FUNDS/MU 09254J102   161,574 15,536 SH   SOLE   15,536 0 0
CHEVRON CORP COMMON STOCK 166764100   187,436 1,309 SH   SOLE   577 0 732
CHEVRON CORP COMMON STOCK 166764100   42,957 300 SH   OTR   300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105   1,034,957 18,432 SH   SOLE   18,432 0 0
COCA COLA CO COMMON STOCK 191216100   975,575 13,789 SH   SOLE   13,434 0 355
COCA COLA CO COMMON STOCK 191216100   133,576 1,888 SH   OTR   1,888 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,312,661 1,326 SH   SOLE   1,136 0 190
DTE ENERGY CO COMMON STOCK 233331107   794,760 6,000 SH   SOLE   6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107   240,153 2,185 SH   SOLE   2,185 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   386,804 3,278 SH   SOLE   3,083 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204   350,696 2,972 SH   OTR   2,653 0 319
EMERSON ELECTRIC CO COMMON STOCK 291011104   221,995 1,665 SH   SOLE   1,665 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   52,665 395 SH   OTR   395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105   305,366 6,738 SH   SOLE   5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105   142,622 3,147 SH   OTR   2,848 0 299
ENTERGY CORP COMMON STOCK 29364G103   703,195 8,460 SH   SOLE   8,360 0 100
EXELON CORP COMMON STOCK 30161N101   389,759 8,976 SH   SOLE   8,126 0 850
EXELON CORP COMMON STOCK 30161N101   29,309 675 SH   OTR   675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   520,890 4,832 SH   SOLE   4,166 0 666
EXXON MOBIL CORP COMMON STOCK 30231G102   240,071 2,227 SH   OTR   2,227 0 0
META PLATFORMS INC COMMON STOCK 30303M102   586,046 794 SH   SOLE   594 0 200
META PLATFORMS INC COMMON STOCK 30303M102   158,689 215 SH   OTR   15 0 200
FINWARD BANCORP COMMON STOCK 31812F109   1,211,371 43,858 SH   SOLE   0 0 43,858
FINWARD BANCORP COMMON STOCK 31812F109   2,694,276 97,548 SH   OTR   0 0 97,548
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109   942,789 22,517 SH   SOLE   20,366 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106   2,035,193 45,530 SH   SOLE   39,816 0 5,714
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106   205,888 4,606 SH   OTR   4,606 0 0
FISERV INC COMMON STOCK 337738108   44,482 258 SH   SOLE   258 0 0
FISERV INC COMMON STOCK 337738108   431,025 2,500 SH   OTR   2,500 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761   3,011,583 61,738 SH   SOLE   60,488 0 1,250
FLEXSHARES TR MUTUAL FUND/COR 33939L761   341,461 7,000 SH   OTR   1,775 0 5,225
HOME DEPOT INC COMMON STOCK 437076102   127,957 349 SH   SOLE   280 0 69
HOME DEPOT INC COMMON STOCK 437076102   586,624 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   147,390 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   117,912 400 SH   OTR   400 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   3,956,916 7,173 SH   SOLE   6,680 0 493
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431   3,296,386 30,607 SH   SOLE   30,607 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431   408,724 3,795 SH   OTR   3,140 0 655
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362   438,264 9,215 SH   SOLE   7,762 0 1,453
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362   66,441 1,397 SH   OTR   1,397 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870   245,357 10,035 SH   SOLE   10,035 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870   13,448 550 SH   OTR   550 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176   158,898 1,444 SH   SOLE   1,444 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176   45,336 412 SH   OTR   412 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226   779,117 7,854 SH   SOLE   7,854 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226   132,730 1,338 SH   OTR   1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465   561,190 6,278 SH   SOLE   6,253 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465   4,112 46 SH   OTR   46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   1,452,826 23,425 SH   SOLE   21,595 0 1,830
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   364,368 5,875 SH   OTR   4,475 0 1,400
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   831,917 7,612 SH   SOLE   7,612 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   95,957 878 SH   OTR   0 0 878
ISHARES INTM GOVERNMENT/CREDIT MUTUAL FUND/GOV 464288612   843,641 7,900 SH   SOLE   7,900 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   1,855,136 6,399 SH   SOLE   6,298 0 101
JPMORGAN CHASE & CO COMMON STOCK 46625H100   86,974 300 SH   OTR   200 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104   1,430,811 9,367 SH   SOLE   9,054 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104   218,585 1,431 SH   OTR   1,067 0 364
ELI LILLY & CO COMMON STOCK 532457108   307,915 395 SH   SOLE   395 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   150,984 326 SH   SOLE   326 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   60,208 130 SH   OTR   100 0 30
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106   335,580 10,500 SH   SOLE   0 0 10,500
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106   15,469 484 SH   OTR   0 0 484
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   375,664 1,375 SH   SOLE   1,375 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   967,664 3,312 SH   SOLE   2,997 0 315
MCDONALDS CORP COM COMMON STOCK 580135101   306,489 1,049 SH   OTR   675 0 374
MICROSOFT CORP COMMON STOCK 594918104   6,514,581 13,097 SH   SOLE   12,936 0 161
MICROSOFT CORP COMMON STOCK 594918104   2,143,342 4,309 SH   OTR   4,196 0 113
NETFLIX INC COMMON STOCK 64110L106   200,870 150 SH   SOLE   100 0 50
NISOURCE INC COMMON STOCK 65473P105   869,205 21,547 SH   SOLE   20,037 0 1,510
NISOURCE INC COMMON STOCK 65473P105   249,381 6,182 SH   OTR   5,510 0 672
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   229,991 460 SH   SOLE   460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   74,997 150 SH   OTR   150 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   1,235,324 7,819 SH   SOLE   7,316 0 503
PAYCHEX INC COMMON STOCK 704326107   286,410 1,969 SH   SOLE   992 0 977
PAYCHEX INC COMMON STOCK 704326107   200,007 1,375 SH   OTR   1,375 0 0
PEPSICO INC COMMON STOCK 713448108   264,343 2,002 SH   SOLE   2,002 0 0
PEPSICO INC COMMON STOCK 713448108   221,299 1,676 SH   OTR   1,390 0 286
PFIZER INC COMMON STOCK 717081103   254,108 10,483 SH   SOLE   9,359 0 1,124
PFIZER INC COMMON STOCK 717081103   37,353 1,541 SH   OTR   727 0 814
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   290,498 1,595 SH   SOLE   1,595 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   177,941 977 SH   OTR   977 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,094,844 6,872 SH   SOLE   6,403 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109   288,053 1,808 SH   OTR   1,592 0 216
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831   10,237,801 123,347 SH   SOLE   123,347 0 0
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831   2,316,945 27,915 SH   OTR   27,915 0 0
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467   1,704,061 16,922 SH   SOLE   14,892 0 2,030
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467   241,682 2,400 SH   OTR   2,260 0 140
QUAKER CHEM CORP COMMON STOCK 747316107   231,156 2,065 SH   OTR   2,065 0 0
QUALCOMM INC COMMON STOCK 747525103   124,223 780 SH   SOLE   780 0 0
QUALCOMM INC COMMON STOCK 747525103   191,112 1,200 SH   OTR   1,200 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   406,546 658 SH   SOLE   591 0 67
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   222,426 360 SH   OTR   40 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107   688,004 2,257 SH   SOLE   2,167 0 90
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107   65,844 216 SH   OTR   216 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359   4,436,864 53,676 SH   SOLE   47,788 0 5,888
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359   1,783,969 21,582 SH   OTR   19,145 0 2,437
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605   525,062 10,026 SH   SOLE   9,101 0 925
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605   109,663 2,094 SH   OTR   1,794 0 300
INDUSTRIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y704   752,350 5,100 SH   SOLE   4,459 0 641
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803   1,457,341 5,755 SH   SOLE   5,401 0 354
SOUTHERN COMPANY COMMON STOCK 842587107   575,775 6,270 SH   SOLE   5,770 0 500
SOUTHERN COMPANY COMMON STOCK 842587107   53,812 586 SH   OTR   100 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   577,886 2,160 SH   SOLE   2,160 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   350,262 3,470 SH   SOLE   3,470 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   9,085 90 SH   OTR   0 0 90
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844   1,942,522 9,491 SH   SOLE   8,536 0 955
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844   381,709 1,865 SH   OTR   1,290 0 575
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816   2,098,889 5,732 SH   SOLE   5,496 0 236
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816   92,641 253 SH   OTR   253 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840   1,814,101 13,827 SH   SOLE   11,570 0 2,257
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835   1,010,130 13,719 SH   SOLE   13,719 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406   1,115,541 8,368 SH   SOLE   7,833 0 535
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406   131,311 985 SH   OTR   870 0 115
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810   1,233,381 13,686 SH   SOLE   13,686 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810   3,605 40 SH   OTR   40 0 0
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504   482,525 1,943 SH   SOLE   1,725 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504   75,992 306 SH   OTR   156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702   1,563,351 2,357 SH   SOLE   2,285 0 72
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702   459,653 693 SH   OTR   633 0 60
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   5,195,771 9,147 SH   SOLE   9,135 0 12
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   1,155,942 2,035 SH   OTR   1,310 0 725
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512   302,113 1,837 SH   SOLE   1,822 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538   1,087,795 3,825 SH   SOLE   3,825 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595   436,457 1,576 SH   SOLE   1,501 0 75
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611   420,440 2,156 SH   SOLE   2,156 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736   5,741,288 13,096 SH   SOLE   12,560 0 536
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736   167,468 382 SH   OTR   82 0 300
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744   481,086 2,722 SH   SOLE   2,722 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744   98,092 555 SH   OTR   80 0 475
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   146,217 617 SH   SOLE   617 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   236,980 1,000 SH   OTR   750 0 250
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   213,359 702 SH   SOLE   702 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   501,587 11,592 SH   SOLE   8,294 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   104,757 2,421 SH   OTR   1,741 0 680
VISA INC COMMON STOCK 92826C839   688,088 1,938 SH   SOLE   1,649 0 289
VISA INC COMMON STOCK 92826C839   222,617 627 SH   OTR   429 0 198
WALMART INC COMMON STOCK 931142103   381,047 3,897 SH   SOLE   3,630 0 267
WALMART INC COMMON STOCK 931142103   132,296 1,353 SH   OTR   0 0 1,353
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   373,961 32,575 SH   SOLE   32,050 0 525
WELLTOWER INC COMMON STOCK 95040Q104   690,403 4,491 SH   SOLE   3,760 0 731
WELLTOWER INC COMMON STOCK 95040Q104   188,628 1,227 SH   OTR   956 0 271
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102   1,023,720 11,400 SH   SOLE   11,400 0 0
LINDE PLC FOREIGN STOCK G54950103   80,699 172 SH   SOLE   172 0 0
LINDE PLC FOREIGN STOCK G54950103   161,867 345 SH   OTR   345 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   488,152 5,600 SH   SOLE   5,600 0 0